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WISE Practice Test Bank 2023 with all the correct answers;100% verified
WISE Practice Test Bank 2023 with all the correct answers;100% verified 
 
 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally .... 
A: have at least a high school diploma. 
B: have one-quarter of the cost of the home 
for a down-payment. 
C: fulfill income guidelines. 
D: provide two individuals to co-sign the loan. 
C: fulfill income guidelines. 
A high school student has begun to investigate the field of finance as a career choice. In deciding about the field...
- Package deal
- Exam (elaborations)
- • 17 pages •
WISE Practice Test Bank 2023 with all the correct answers;100% verified 
 
 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally .... 
A: have at least a high school diploma. 
B: have one-quarter of the cost of the home 
for a down-payment. 
C: fulfill income guidelines. 
D: provide two individuals to co-sign the loan. 
C: fulfill income guidelines. 
A high school student has begun to investigate the field of finance as a career choice. In deciding about the field...
Personal Finance WISE Test questions and answers latest 2023
Personal Finance WISE Test questions and answers latest 2023 with complete solution 
 
 
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the: 
US Treasury Department 
The term used to describe the ease and speed with which you can convert savings or an investment to cash is: 
Liquidity 
Which financial product typically pays the highest rate of interest? 
Certificate of Deposit 
What action should a person take who must make a tuition payment at the end o...
- Package deal
- Exam (elaborations)
- • 4 pages •
Personal Finance WISE Test questions and answers latest 2023 with complete solution 
 
 
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the: 
US Treasury Department 
The term used to describe the ease and speed with which you can convert savings or an investment to cash is: 
Liquidity 
Which financial product typically pays the highest rate of interest? 
Certificate of Deposit 
What action should a person take who must make a tuition payment at the end o...
Wise Practice Exam Questions and Answers 2023
Wise Practice Exam Questions and Answers 2023 Graded A+ 
 
 
If you have caused an accident, which type of automobile insurance would cover damage to your own car? 
Collision 
Matt and Eric are young men. Each has a good credit history. They work at the same company and make approximately the same salary. Matt has borrowed $6,000 to take a foreign vacation. Eric has borrowed $6,000 to buy a car. Who is likely to pay the lowest finance charge? 
Eric will pay less because the car is collateral for...
- Package deal
- Exam (elaborations)
- • 3 pages •
Wise Practice Exam Questions and Answers 2023 Graded A+ 
 
 
If you have caused an accident, which type of automobile insurance would cover damage to your own car? 
Collision 
Matt and Eric are young men. Each has a good credit history. They work at the same company and make approximately the same salary. Matt has borrowed $6,000 to take a foreign vacation. Eric has borrowed $6,000 to buy a car. Who is likely to pay the lowest finance charge? 
Eric will pay less because the car is collateral for...
Wise 50 Questions and Answers Practice test 1 latest 2023
Wise 50 Questions and Answers Practice test 1 latest 2023 Complete 
 
 
US Treasury Department 
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the 
National Credit Union Association (NCUA) 
insures each depositor's accounts up to $100,000 in one credit union 
Credit union 
Are insured by National Credit Union Association (NCUA) 
Travelers checks 
Function as cash and are easily replaced if lost 
The Fed 
is short for The Federal Reserve System 
The Fede...
- Package deal
- Exam (elaborations)
- • 7 pages •
Wise 50 Questions and Answers Practice test 1 latest 2023 Complete 
 
 
US Treasury Department 
If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the 
National Credit Union Association (NCUA) 
insures each depositor's accounts up to $100,000 in one credit union 
Credit union 
Are insured by National Credit Union Association (NCUA) 
Travelers checks 
Function as cash and are easily replaced if lost 
The Fed 
is short for The Federal Reserve System 
The Fede...
Wise test Review all topics with complete solution
Wise test Review all topics with complete solution 
 
 
Collateral 
security given for loan, assets to secure the debt 
Capacity 
your ability to repay the debt. Do you have sufficient $money to repay a loan 
Capital 
"net worth". wealth in the form of money or property owned by a person 
Character 
good reputation, Integrity 
Credit history 
a summary of a person's borrowing and repayment history 
50 dollars 
In the event that your credit card is stolen in the United States, federal law limi...
- Package deal
- Exam (elaborations)
- • 9 pages •
Wise test Review all topics with complete solution 
 
 
Collateral 
security given for loan, assets to secure the debt 
Capacity 
your ability to repay the debt. Do you have sufficient $money to repay a loan 
Capital 
"net worth". wealth in the form of money or property owned by a person 
Character 
good reputation, Integrity 
Credit history 
a summary of a person's borrowing and repayment history 
50 dollars 
In the event that your credit card is stolen in the United States, federal law limi...
WISE Test 2023 with 50 questions and answers 100% verified
WISE Test 2023 with 50 questions and answers 100% verified 
 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets his monthly statement, he realizes that someone else has been using the card and reports it stolen. The maximum amount of unauthorized purchases he is liable for is: 
$50 
Consumers who file for bankruptcy are still responsible for: 
Tax claims and student loans 
Which of the following provides an increase in assets or wealth? 
Having capital ...
- Package deal
- Exam (elaborations)
- • 10 pages •
WISE Test 2023 with 50 questions and answers 100% verified 
 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets his monthly statement, he realizes that someone else has been using the card and reports it stolen. The maximum amount of unauthorized purchases he is liable for is: 
$50 
Consumers who file for bankruptcy are still responsible for: 
Tax claims and student loans 
Which of the following provides an increase in assets or wealth? 
Having capital ...
Wise Practice Test Study Guide 2023 with complete solution
Wise Practice Test Study Guide 2023 with complete solution 
 
 
budget variance. 
the difference between the budgeted amount and the actual amount that you spend 
debt ratio 
shows the relationship between debt and net worth. 
debt ratio 
The lower the ratio the better off financially the person is. 
debt ratio 
calculated by dividing liabilities by net worth 
excise tax 
government imposes a tax on specific goods and services such as alcohol, cigarettes, gasoline, and airline 
capital gains 
ar...
- Package deal
- Exam (elaborations)
- • 5 pages •
Wise Practice Test Study Guide 2023 with complete solution 
 
 
budget variance. 
the difference between the budgeted amount and the actual amount that you spend 
debt ratio 
shows the relationship between debt and net worth. 
debt ratio 
The lower the ratio the better off financially the person is. 
debt ratio 
calculated by dividing liabilities by net worth 
excise tax 
government imposes a tax on specific goods and services such as alcohol, cigarettes, gasoline, and airline 
capital gains 
ar...
Wise Test 2023 Questions and Answers 100% Verified
Wise Test 2023 Questions and Answers 100% Verified 
 
 
When a person brings an item to a pawnshop to obtain cash, the transaction is considered 
a collateralized loan. 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally 
fulfill income guidelines. 
A person has three credit cards with very large outstanding balances and is unable to make payments on any of them. Which action should the person take? 
Notify the credit card companies in order to negotiate a new pa...
- Package deal
- Exam (elaborations)
- • 3 pages •
Wise Test 2023 Questions and Answers 100% Verified 
 
 
When a person brings an item to a pawnshop to obtain cash, the transaction is considered 
a collateralized loan. 
To qualify for a Federal Housing Administration (FHA) loan, a person must generally 
fulfill income guidelines. 
A person has three credit cards with very large outstanding balances and is unable to make payments on any of them. Which action should the person take? 
Notify the credit card companies in order to negotiate a new pa...
MAN 4143 Final Exam 2023 with complete solution
MAN 4143 Final Exam 2023 with complete solution 
 
 
Power has _______ control over valued resources. 
Asymmetric 
What are the potential resources of power? 
Resources (ex. Money, goods, etc.), Information, People, decisions 
Does power Exist in relation to others? 
Yes 
T or F: Lower-power parties dependent on high-power parties. 
T 
T or F: What about higher-power dependencies on lower-power parties? 
T 
Whats an example of a higher-power dependency on a lower power party 
the value of the of...
- Exam (elaborations)
- • 7 pages •
MAN 4143 Final Exam 2023 with complete solution 
 
 
Power has _______ control over valued resources. 
Asymmetric 
What are the potential resources of power? 
Resources (ex. Money, goods, etc.), Information, People, decisions 
Does power Exist in relation to others? 
Yes 
T or F: Lower-power parties dependent on high-power parties. 
T 
T or F: What about higher-power dependencies on lower-power parties? 
T 
Whats an example of a higher-power dependency on a lower power party 
the value of the of...
Wise Practice Exam Questions and Answers 2023 Graded A+
Wise Practice Exam Questions and Answers 2023 Graded A+ 
 
If you have caused an accident, which type of automobile insurance would cover damage to your own car? 
Collision 
Matt and Eric are young men. Each has a good credit history. They work at the same company and make approximately the same salary. Matt has borrowed $6,000 to take a foreign vacation. Eric has borrowed $6,000 to buy a car. Who is likely to pay the lowest finance charge? 
Eric will pay less because the car is collateral for t...
- Package deal
- Exam (elaborations)
- • 3 pages •
Wise Practice Exam Questions and Answers 2023 Graded A+ 
 
If you have caused an accident, which type of automobile insurance would cover damage to your own car? 
Collision 
Matt and Eric are young men. Each has a good credit history. They work at the same company and make approximately the same salary. Matt has borrowed $6,000 to take a foreign vacation. Eric has borrowed $6,000 to buy a car. Who is likely to pay the lowest finance charge? 
Eric will pay less because the car is collateral for t...
ASA 104 Bareboat Cruising Exam 2023 Questions and Answers Complete solutions