WISDOM SEEKERS

Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could you tell Mrs. Park that might be of assistance? - Answer-She should contact her state Medicaid agency to see if she qualifies forprograms that can help with Medicare costs for which she is responsible. .Madeline Martinez was widowed several years ago. Her husband worked for many years and contributed into the Medicare system. He also left a substantial estate which provides Madeline with an annual income of approxim...

Mr. Lopez, who is fairly well-off financially, would like to enroll in a Medicare prescription drug plan you represent and simply give you a check to cover his premiums for the entire year. What should you tell him? - Answer-He will need to mail in his payment with his enrollment form. .Mrs. Chou likes a Private Fee-for-Service (PFFS) plan available in her area that does not include drug coverage. She wants to enroll in the plan and enroll in a stand-alone prescription drug plan. What should ...

Edward IP suffered from serious kidney disease. As a result. Edward became eligible for Medicare coverage due to end-stage renal disease (ESRD). A close relative donated their kidney and Edward successfully underwent transplant surgery 12 months ago. Edward is now age 50 and asks you if his Medicare coverage will continue, what should you say? - Answer-Individuals eligible for Medicare based on ESRD generally lose eligibility 36 months after the month in which the individual receives a kidney tr...

Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will have considerable income when she retires. She is concerned that her income will make it impossible for her to qualify for Medicare. What could you tell her to address her concern? - Answer-Medicare is a program for people age 65 or older and those under age 65 with certain disabilities, end stage renal disease or Lou Gehrig's disease, so she will be eligible for Medicare. .Mr. Schmidt would ...

Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? - Answer-He may sign-up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start. .Juan Perez, who is turning age 65 next month, intends to work for several more years at Smallcap, Incorporated. Smallcap has a workforce of15 employees an...

Organic Compounds - Answer-carbon based molecules .Hydrocarbons - Answer-compounds composed of only hydrogen and carbon .Carbon Skeleton - Answer-the chain of carbon molecules in a molecule .Isomers - Answer-element with different # of neutrons .Functional Groups - Answer-a group of atoms responsible for the characteristic reactions of a particular compound .Hydrophilic - Answer-water loving (soluble in water) .Hydroxyl Group - Answer--OH .Carbonyl Group - Answer->C=O ...

Matter - Answer-anything that takes up space and has mass .Element - Answer-a substance that cannot be separated or broken down into simpler substances by ordinary chemical means .Compound - Answer-a substance consisting of two or more different elements combined in a fixed ratio. More common than pure elements. .Elements essential to life - Answer-C, H, O, N (96%) - Ca, P, K, S, Na, Cl, Mg (3.6% - trace elements) .Trace Elements - Answer-required by an organism in only minute quanti...

Macromolecules - Answer-Very large polymers formed by the joining of smaller monomers .Types of Macromolecules - Answer-1. Carbohydrates 2. Nucleic Acids 3. Proteins 4. Lipids .Carbohyrdates - Answer-Made up of Monosaccharides. Used as energy, cell walls and plant structure. (Potatoes,Cellulose) .Nucleic Acids - Answer-Made up of Nucleotides, and contain genetic info, energy and are responsible for energy tranfer process (DNA,RNA,ATP) .Proteins - Answer-Made up of Amino Acids, and...

1) The most frequently used portal of entry for pathogens is the A) mucous membranes of the respiratory tract. B) mucous membranes of the gastrointestinal tract. C) skin. D) parenteral route. E) All of these portals are used equally. - Answer-A) mucous membranes of the respiratory tract. .2) The ability of some microbes, such as Trypanosoma or Giardia to alter their surface molecules and evade destruction by the host's antibodies is called A) antigenic variation. B) lysogenic con...

Q1: A prokaryotic cell may possess each of the following cellular components except - Answer-A nucleus .Q1: A student has obtained a sample of pond water for study. Using the high power lens, he observes several cells with nuclei. He can conclude that the cells are NOT bacteria. - Answer-True .Q1: All cells possess a cell wall. - Answer-False .Q1: All of the following are true concerning emerging infectious diseases EXCEPT: - Answer-They always involve sporadic cases in endemic areas. ...