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KENTUCKY INSURANCE PRE-LICENSURE STUDY QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
has lower benefit limits than Major Medical insurance - ANSWER Basic Medical Expense insurance: Usual, customary, and reasonable medical expenses - ANSWER Which of the following services do Major Medical policies typically cover? Benefits are paid on a capitation basis - ANSWER Which of these statements regarding Major Medical Expense insurance is NOT true? Coverage that pays a stated amount per day of a covered hospitalization - ANSWER Which of the following BEST describes a Hospital I...
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- • 4 pages •
has lower benefit limits than Major Medical insurance - ANSWER Basic Medical Expense insurance: Usual, customary, and reasonable medical expenses - ANSWER Which of the following services do Major Medical policies typically cover? Benefits are paid on a capitation basis - ANSWER Which of these statements regarding Major Medical Expense insurance is NOT true? Coverage that pays a stated amount per day of a covered hospitalization - ANSWER Which of the following BEST describes a Hospital I...
COURSE FINAL EXAM - KENTUCKY ACCIDENT AND HEALTH QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
what is not considered a course of underwriting information about an applicant? - ANSWER rating services what is another name for individuals who participate in an HMO plan? - ANSWER subscribers the order issues by a commissioner to a person engaged in an unfair practice, which prohibits the person from continuing the practice is known as a(n)? - ANSWER cease and desist order the clause in an accident and health policy which defines the benefit amounts the insurer will pay is called the...
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- • 17 pages •
what is not considered a course of underwriting information about an applicant? - ANSWER rating services what is another name for individuals who participate in an HMO plan? - ANSWER subscribers the order issues by a commissioner to a person engaged in an unfair practice, which prohibits the person from continuing the practice is known as a(n)? - ANSWER cease and desist order the clause in an accident and health policy which defines the benefit amounts the insurer will pay is called the...
XCEL KENTUCKY LIFE AND HEALTH FINAL EXAM QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
S filed a written Proof of Loss for a Disability Income claim on September 1. The insurance company did not respond to the claim. S can take legal action against the insurer beginning: - ANSWER November 1 What is the excise tax rate the IRS imposes on individuals aged 70 1/2 or older who do not take the required minimum distributions from their qualified retirement plan? - ANSWER 50% The provision in a Group Health policy that allows the insurer to postpone coverage for a covered illness 3...
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- • 42 pages •
S filed a written Proof of Loss for a Disability Income claim on September 1. The insurance company did not respond to the claim. S can take legal action against the insurer beginning: - ANSWER November 1 What is the excise tax rate the IRS imposes on individuals aged 70 1/2 or older who do not take the required minimum distributions from their qualified retirement plan? - ANSWER 50% The provision in a Group Health policy that allows the insurer to postpone coverage for a covered illness 3...
KENTUCKY LIFE INSURANCE STATE EXAM PRACTICE QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
The premiums paid by an employer for his employee's group life insurance are usually considered to be - ANSWER Tax-deductible to the employer Which of these is NOT considered to be a cost connected with an individual's death? - ANSWER Business expenses These are all accurate statements regarding universal life insurance EXCEPT - ANSWER Policy loans are not permitted Which of these is NOT relevant when determining the amount of personal life insurance needed? - ANSWER Local unemplo...
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- • 10 pages •
The premiums paid by an employer for his employee's group life insurance are usually considered to be - ANSWER Tax-deductible to the employer Which of these is NOT considered to be a cost connected with an individual's death? - ANSWER Business expenses These are all accurate statements regarding universal life insurance EXCEPT - ANSWER Policy loans are not permitted Which of these is NOT relevant when determining the amount of personal life insurance needed? - ANSWER Local unemplo...
KENTUCKY HEALTH & LIFE (COMMONWEALTH SCHOOLS OF INSURANCE - PT 4B) [7-12] QUESTIONS AND ANSWERS WITH SOLUTIONS 2024/25
KENTUCKY HEALTH & LIFE (COMMONWEALTH SCHOOLS OF INSURANCE - PT 4B) [7-12] QUESTIONS AND ANSWERS WITH SOLUTIONS 2024/25
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- • 22 pages •
KENTUCKY HEALTH & LIFE (COMMONWEALTH SCHOOLS OF INSURANCE - PT 4B) [7-12] QUESTIONS AND ANSWERS WITH SOLUTIONS 2024/25
NR 511 Week 3 Assignment: SNAPPS Written Assignment plus SNAPPS ORAL Presentation
NR 511 Week 3 Assignment: SNAPPS Written Assignment plus SNAPPS ORAL Presentation
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- • 9 pages •
NR 511 Week 3 Assignment: SNAPPS Written Assignment plus SNAPPS ORAL Presentation
COMPREHENSIVE EXAM-KY LIFE & HEALTH QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
All of the following are producer responsibilities to the applicant, except: - ANSWER Offering and selling only the lowest premium policy ___________ manufacture and sell insurance coverage in the form of policies or contracts of insurance. - ANSWER Insurers When both parties must perform certain duties and follow certain rules of conduct to make a contract enforceable refers to a(n) __________ contract. - ANSWER Conditional _____________ insurance allows for insurance coverage to be ob...
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- • 16 pages •
All of the following are producer responsibilities to the applicant, except: - ANSWER Offering and selling only the lowest premium policy ___________ manufacture and sell insurance coverage in the form of policies or contracts of insurance. - ANSWER Insurers When both parties must perform certain duties and follow certain rules of conduct to make a contract enforceable refers to a(n) __________ contract. - ANSWER Conditional _____________ insurance allows for insurance coverage to be ob...
HEALTH INSURANCE EXAM KENTUCKY QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds - ANSWER All of the following statements about non-cancellable policies are true EXCEPT A. A noncancellible police is also called a noncancellible and guaranteed renewable policy B. The only right to cancel the noncancellable policy is for nonpayment of premiums C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of...
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- • 30 pages •
C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds - ANSWER All of the following statements about non-cancellable policies are true EXCEPT A. A noncancellible police is also called a noncancellible and guaranteed renewable policy B. The only right to cancel the noncancellable policy is for nonpayment of premiums C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of...
KENTUCKY HEALTH INSURANCE EXAM STUDY QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
The full premium was submitted with the application for life insurance, and the policy was issued two weeks later as requested. When does the policy become effective? A. as of the application date B. As of the policy delivery date C. As of the first of the month after the policy issue date D. As of the policy issue date - ANSWER A. As of the application date All of the following are true about group disability income insurance EXCEPT: A. The waiting period starts at the onset of the injury...
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- • 11 pages •
The full premium was submitted with the application for life insurance, and the policy was issued two weeks later as requested. When does the policy become effective? A. as of the application date B. As of the policy delivery date C. As of the first of the month after the policy issue date D. As of the policy issue date - ANSWER A. As of the application date All of the following are true about group disability income insurance EXCEPT: A. The waiting period starts at the onset of the injury...
ICC CALIFORNIA UST SERVICE TECHNICIAN PACKAGE DEAL QUESTIONS AND ANSWERS WITH VERIFIED SOLUTIONS UPDATED 2024/25
ICC CALIFORNIA UST SERVICE TECHNICIAN PACKAGE DEAL QUESTIONS AND ANSWERS WITH VERIFIED SOLUTIONS UPDATED 2024/25
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- CALIFORNIA UST SERVICE TECHNICIAN PART 1 QUESTIONS AND ANSWERS WITH SOLUTIONS 2024/25 • Exam (elaborations)
- ICC Service Technician study guide questions & answers with solutions 2024/25 • Exam (elaborations)
- CALIFORNIA UST SERVICE TECHNICIAN PART 2 QUESTIONS AND ANSWERS WITH SOLUTIONS 2024/25 • Exam (elaborations)
- DATES & TIME LENGTHS UST EXAM QUESTIONS AND ANSWERS WITH SOLUTIONS 2024/25 • Exam (elaborations)
- UST questions to study & answers with solutions 2024/25 • Exam (elaborations)
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ICC CALIFORNIA UST SERVICE TECHNICIAN PACKAGE DEAL QUESTIONS AND ANSWERS WITH VERIFIED SOLUTIONS UPDATED 2024/25
AIC 301 - FINAL EXAM PREP QUESTIONS AND ANSWERS WITH SOLUTIONS 2024
ELECTRICAL LEVEL 3 MODULE 1 LOAD CALCULATIONS AND BRANCH FEEDER CIRCUITS QUESTIONS AND ANSWERS WITH SOLUTIONS 2024
AUTOMOTIVE COLLISION ASE PRACTICE EXAM QUESTIONS AND ANSWERS WITH SOLUTIONS 2024
CLEP college algebra questions and answers with solutions 2024
CHILD DEVELOPMENT AND GUIDANCE QUESTIONS AND ANSWERS WITH SOLUTIONS 2024