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LAW OF CONTRACT FINAL EXAM QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
This generally refers to a governmental entity's legal authority to force a private landowner to sell his or her real property for public use. 
 
 A) Condemnation 
 B) Taxation 
 C) Police power 
 D) Eminent domain - ANSWER D) Eminent domain 
 
Precedents are determined by: 
 
 A) Statutory Law 
 B) Case law 
 C) TRELA 
 D) DTPA - ANSWER Wrong A) Statutory Law? 
 
This estate may be terminated at will of either party. It has no duration limitation. 
 
 A) Estate at will 
 B) Estate from perio...
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- Exam (elaborations)
- • 16 pages •
This generally refers to a governmental entity's legal authority to force a private landowner to sell his or her real property for public use. 
 
 A) Condemnation 
 B) Taxation 
 C) Police power 
 D) Eminent domain - ANSWER D) Eminent domain 
 
Precedents are determined by: 
 
 A) Statutory Law 
 B) Case law 
 C) TRELA 
 D) DTPA - ANSWER Wrong A) Statutory Law? 
 
This estate may be terminated at will of either party. It has no duration limitation. 
 
 A) Estate at will 
 B) Estate from perio...
KENTUCKY HEALTH INSURANCE PACKAGE DEAL QUESTIONS AND ANSWERS WITH VERIFIED SOLUTIONS UPDATED 2024/25
KENTUCKY HEALTH INSURANCE PACKAGE DEAL QUESTIONS AND ANSWERS WITH VERIFIED SOLUTIONS UPDATED 2024/25
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- • 15 items •
- KENTUCKY HEALTH INSURANCE EXAM STUDY QUESTIONS AND ANSWERS WITH SOLUTIONS 2025 • Exam (elaborations)
- HEALTH INSURANCE EXAM KENTUCKY QUESTIONS AND ANSWERS WITH SOLUTIONS 2025 • Exam (elaborations)
- COMPREHENSIVE EXAM-KY LIFE & HEALTH QUESTIONS AND ANSWERS WITH SOLUTIONS 2025 • Exam (elaborations)
- KENTUCKY HEALTH & LIFE (COMMONWEALTH SCHOOLS OF INSURANCE - PT 4B) [7-12] QUESTIONS AND ANSWERS WITH SOLUTIONS 2024/25 • Exam (elaborations)
- KENTUCKY LIFE INSURANCE STATE EXAM PRACTICE QUESTIONS AND ANSWERS WITH SOLUTIONS 2025 • Exam (elaborations)
- And more ….
KENTUCKY HEALTH INSURANCE PACKAGE DEAL QUESTIONS AND ANSWERS WITH VERIFIED SOLUTIONS UPDATED 2024/25
CHAPTER 14 KENTUCKY LAW QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
Why may the commissioner hold a hearing (3)? - ANSWER A person submits a written request for a hearing because of a complaint 
 
The insurance code requires it 
 
Commissioner determines a hearing is necessary 
 
How many days to file complaint after the act? - ANSWER 60 
 
Commissioner must give _____ days with the details of the hearing. If it affect the monetary interest of more than ____ persons, the commissioner may publish a notice of the hearing in a newspaper - ANSWER 20 days 
30 people ...
- Exam (elaborations)
- • 8 pages •
Why may the commissioner hold a hearing (3)? - ANSWER A person submits a written request for a hearing because of a complaint 
 
The insurance code requires it 
 
Commissioner determines a hearing is necessary 
 
How many days to file complaint after the act? - ANSWER 60 
 
Commissioner must give _____ days with the details of the hearing. If it affect the monetary interest of more than ____ persons, the commissioner may publish a notice of the hearing in a newspaper - ANSWER 20 days 
30 people ...
CHAPTER 15 KENTUCKY STATE LAW QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
Agent - ANSWER An individual or business entity that has been appointed by an insurer to sell or solicit applications for insurance or annuities or to negotiate insurance or annuities on its behalf. 
 
Producer - ANSWER A person or business entity required to be licensed under the laws of Kentucky to sell, solicit or negotiate insurance. 
 
Adjuster - ANSWER Any person who for compensation, adjusts, investigates or negotiates settlement of claims on behalf of either the insurer or the insured. 
...
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- Exam (elaborations)
- • 16 pages •
Agent - ANSWER An individual or business entity that has been appointed by an insurer to sell or solicit applications for insurance or annuities or to negotiate insurance or annuities on its behalf. 
 
Producer - ANSWER A person or business entity required to be licensed under the laws of Kentucky to sell, solicit or negotiate insurance. 
 
Adjuster - ANSWER Any person who for compensation, adjusts, investigates or negotiates settlement of claims on behalf of either the insurer or the insured. 
...
KY PROPERTY & CASUALTY INSURANCE EXAM QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
Faulty wiring in a home is an example of a: 
a) loss 
b) peril 
c) risk 
d) hazard - ANSWER Hazard 
 
When a person buys insurance what method of handling risk has been undertaken? 
a) transfer 
b) reduction 
c) avoidance 
d) retention - ANSWER Transfer 
 
In property and casualty insurance, insurable interest must exist: 
a) at the time a change is made to a policy 
b) at the time of policy application 
c) at the time of loss 
d) at the time of policy solicitation - ANSWER At the time of loss 
...
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- Exam (elaborations)
- • 10 pages •
Faulty wiring in a home is an example of a: 
a) loss 
b) peril 
c) risk 
d) hazard - ANSWER Hazard 
 
When a person buys insurance what method of handling risk has been undertaken? 
a) transfer 
b) reduction 
c) avoidance 
d) retention - ANSWER Transfer 
 
In property and casualty insurance, insurable interest must exist: 
a) at the time a change is made to a policy 
b) at the time of policy application 
c) at the time of loss 
d) at the time of policy solicitation - ANSWER At the time of loss 
...
CH 9 KY LAWS AND RULES QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
Which of the following is a characteristic of an admitted company? - ANSWER An admitted company is qualified to sell insurance 
 
Health Insurance benefits may be assigned to which of the following? - ANSWER Doctor, surgeon and hospital 
 
Non-resident licensees must do which of the following? - ANSWER Remain currently licensed in his/her home state for comparable authority 
 
The provision in a Group Health policy that allows the insurer to postpone coverage for a covered illness 30 days after ...
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- Exam (elaborations)
- • 7 pages •
Which of the following is a characteristic of an admitted company? - ANSWER An admitted company is qualified to sell insurance 
 
Health Insurance benefits may be assigned to which of the following? - ANSWER Doctor, surgeon and hospital 
 
Non-resident licensees must do which of the following? - ANSWER Remain currently licensed in his/her home state for comparable authority 
 
The provision in a Group Health policy that allows the insurer to postpone coverage for a covered illness 30 days after ...
KY P&C LICENSING EXAM - SUPPLEMENTAL INFORMATION QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
Countersigning - ANSWER ____ means the agent signs each new policy prepared by the company before delivering it to the insured. 
 
Aleatory - ANSWER An insurance contract is ____, which means it is contingent on an uncertain event (a loss) that provides for unequal transfer of value between the parties. 
 
Adhesion - ANSWER When we say that insurance contracts are ____ contracts, we meant that one party has greater power over the other party in drafting the contract. 
 
Unilateral - ANSWER An in...
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- Exam (elaborations)
- • 42 pages •
Countersigning - ANSWER ____ means the agent signs each new policy prepared by the company before delivering it to the insured. 
 
Aleatory - ANSWER An insurance contract is ____, which means it is contingent on an uncertain event (a loss) that provides for unequal transfer of value between the parties. 
 
Adhesion - ANSWER When we say that insurance contracts are ____ contracts, we meant that one party has greater power over the other party in drafting the contract. 
 
Unilateral - ANSWER An in...
KY UNIT 1 - PRINCIPLES OF INSURANCE PRACTICE QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
In order to collect under a P&C policy, an insurable interest must exist at which of the following times? 
1 at the time of application for the policy 
2 at the time of loss 
A. 1 only 
B. 2 only 
C. Both 1 and 2 
D. Neither 1 nor 2 - ANSWER B. at the time of loss 
 
Gertrude has an insurable interest in all of the following EXCEPT a 
A. improvements she has made to her apartment 
B. the life of her husband, Lurch 
C. her automobile 
D. property her uncle might leave her - ANSWER D. proper...
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- Exam (elaborations)
- • 6 pages •
In order to collect under a P&C policy, an insurable interest must exist at which of the following times? 
1 at the time of application for the policy 
2 at the time of loss 
A. 1 only 
B. 2 only 
C. Both 1 and 2 
D. Neither 1 nor 2 - ANSWER B. at the time of loss 
 
Gertrude has an insurable interest in all of the following EXCEPT a 
A. improvements she has made to her apartment 
B. the life of her husband, Lurch 
C. her automobile 
D. property her uncle might leave her - ANSWER D. proper...
KENTUCKY REVIEW TEST QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
When an insurer overestimates the cost of a policy, its - ANSWER A surplus 
 
A company licensed to sell insurance in a particular state is known as a ___________Insurer - ANSWER Admitted 
 
Which of the premium pay modes will result in the highest total premium? - ANSWER Monthly 
 
When an insured hold more than one occupation,what metric will be used to classify the risk? - ANSWER Most hazardous 
 
All of the following are eligible for Medicare coverage except_______. 
 
A) anyone 65 years an...
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- Exam (elaborations)
- • 14 pages •
When an insurer overestimates the cost of a policy, its - ANSWER A surplus 
 
A company licensed to sell insurance in a particular state is known as a ___________Insurer - ANSWER Admitted 
 
Which of the premium pay modes will result in the highest total premium? - ANSWER Monthly 
 
When an insured hold more than one occupation,what metric will be used to classify the risk? - ANSWER Most hazardous 
 
All of the following are eligible for Medicare coverage except_______. 
 
A) anyone 65 years an...
KENTUCKY INSURANCE REGULATIONS QUESTIONS AND ANSWERS WITH SOLUTIONS 2025
The Commissioner may withdraw approval of a continuing education provider, course, or instructor for: 
Select one: 
a. Good and just cause 
b. Clear and present danger 
c. Up to 60 days 
d. Up to 90 days - ANSWER Good and just cause 
 
What is the maximum time allowed for a waiver of license renewal requirements that is given to producers who cannot comply with these requirements due to military service, long-term medical disability, or some other extenuating circumstance? 
Select one: 
a. 1 yea...
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- Exam (elaborations)
- • 13 pages •
The Commissioner may withdraw approval of a continuing education provider, course, or instructor for: 
Select one: 
a. Good and just cause 
b. Clear and present danger 
c. Up to 60 days 
d. Up to 90 days - ANSWER Good and just cause 
 
What is the maximum time allowed for a waiver of license renewal requirements that is given to producers who cannot comply with these requirements due to military service, long-term medical disability, or some other extenuating circumstance? 
Select one: 
a. 1 yea...
AIC 301 - FINAL EXAM PREP QUESTIONS AND ANSWERS WITH SOLUTIONS 2024
ELECTRICAL LEVEL 3 MODULE 1 LOAD CALCULATIONS AND BRANCH FEEDER CIRCUITS QUESTIONS AND ANSWERS WITH SOLUTIONS 2024
AUTOMOTIVE COLLISION ASE PRACTICE EXAM QUESTIONS AND ANSWERS WITH SOLUTIONS 2024
CLEP college algebra questions and answers with solutions 2024
CHILD DEVELOPMENT AND GUIDANCE QUESTIONS AND ANSWERS WITH SOLUTIONS 2024