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Soil Mechanics Exam #3 Questions and Answers Fully Solved 100%

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If a bedrock soil was changed out with sand, the time it should take for settlement to occur would be _____________ but the overall amount of settlement that occurs will be ________________ - ️️less, same Define compaction - ️️the increase in unit weight obtained by controlled densification Amount of settlement is ____________ to the 1D strain caused by variation in effective stress - ️️proportional Rate of settlement is a function of - ️️soil type, geometry of the profile...

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Soil Mechanics Exam 2 (Questions & Answers) Rated 100%

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The total settlement of a soil is made up of various components, which are...... - ️️Secondary Settlement Immediate Settlement Consolidation Settlement T/F: The increase in vertical stress due to a foundation load, Δσ, should be calculated at the same location within the clay layer that the pre-consolidation stress, σ'p, and vertical effective stress, σ'v, are calculated when determining settlement. - ️️True T/F: Hydraulic gradient, i, is defined as the energy or head lo...

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UGBA 135 Questions and Answers Fully Solved 100%

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What is a credit hold on your account? - ️️when a hotel or car rental charges more money just incase damage is done-if you go over limit you worry about over draft fees, if hold is executed if will count against credit-don't have to tell how much hold is-no maximum interest rate, virtually eliminated teaser rates-an unused credit hold may not create an over limit charge unless hold is executed According to the CC law, can you get cash out of an ATM with your CC and not get charged f...

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UGBA 135 Midterm Questions and Answers Fully Solved 100%

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Can you increase credit score by increasing your credit limit? - ️️Yes, only if you stay below a 50% debt-to-credit ratio on each credit card. 30% ratio is the best for top scores. Increase credit limit to lower credit ratio Three credit scoring agencies - ️️Transunion () -- Empirica score Equifax () -- Beacan score Experian () -- Experian model credit hold on account - ️️-when a customer is consistently late in making payments, has exceeded their credit limit, or is identifie...

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UGBA 135 FINAL EXAM QUESTIONS & ANSWERS RATED 100% CORRECT

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What is a charge card? - ️️- Issued by a retailer allowing you to charge purchases made only with their store - store credit usually carries high rates or interest as high as 20 - 30% on unpaid balances What is prepaid card? - ️️- Offered by banks and non- banks - not linked to one's bank account - entails high fees and interest What is interest - ️️THE COST OF MONEY - paid by the borrower to obtain the used of the principal or received by the lender for providing the pri...

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ugba 135 midterm 1 Questions and Answers Fully Solved 100%

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When are credit card payments due in order not pay a penalty? - ️️To avoid a late payment fee alway make sure your credit card payment is made two days before the due date if paying online, or five days before if paying by mail. What is a prenup agreement? - ️️A prenuptial agreement is entered into before marriage. This agreement can set forth what will happen to your and your spouse's assets and income in the unfortunate event of divorce, separation or death. What types of acco...

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UGBA 135 Final Study Set Questions And Answers Already Graded A+

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If you carry a credit card balance: - ️️The interest rates for purchases, cash advances, and convenience checks may be different. With a deferred interest plan, if you are late in your payments - ️️You may be charged interest in the entire balance In terms of annual income, to be in the top 1% of households, annual earnings should exceed about - ️️400,000 Of all of the money the government spends, approximately what % is spent on senior citizens? - ️️40% According to the ...

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UGBA 135: Personal Finance Questions and Answers Fully Solved 100%

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Automobile insurance quote usually provide three limits for liability coverage. if you buy a policy with 100/300/50 coverage limits what type of coverage have you purchased? - ️️$100,000 bodily injury liability insurance per person, $300,000 total bodily injury liability insurance per accident, and $50,000 property damage liability per accident What factors directly affect your credit score? (Choose all that apply.) Group of answer choices: 1) Payment History 2)Debt Burden 3)Length o...

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UGBA 135 Final Questions And Answers Already Graded A+

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Defined benefit pension plan - ️️a pension plan that provides an annuity to eligible employees upon their retirement with the amount paid per year based on a formula that usually includes a company-determined percentage, the number of years worked, and either the last salary or some average of previous years' salaries (ex. 401(k) ) Go-to rate of interest - ️️Rate you are charged on unpaid balances; rate earned based on your credit score; in addition to the variable interest rate ...

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