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If an officer is found guilty of sexual abuse against a minor, what would happen to the officer's certification? - ANSWER Revocation of certification ______________to upload the law through the investigation of violations of criminal law; to protect the USA from foreign intelligence and terrorist activities. - ANSWER FBI Which statement is most accurate about case law? - ANSWER The body of law is formed by the decisions of the court system.

affidavit - ANSWER a voluntary declaration of facts written down, sworn to, and signed by the person making the declaration before an officer authorized to administer oaths, such as a notary nolo contendere - ANSWER when a person does not accept or deny responsibility for the charges but agrees to accept punishment values - ANSWER principles, standards, or qualities considered worthwhile or desirable

Special Limits of Liability for 1. money - ANSWER $200 for money or coins whats covered under dwelling - ANSWER tures attached to dwelling ials/supplies on or adjacent to residence premises for construction use or alteration of the premises. ation, footings, floor slabs supporting dwelling -wall to wall carpeting

Claim - ANSWER An assertion of an alleged legal right against a person, entity, company or insurer that carries with it a demand for money as compensation for injuries or damage What are you really buying when you purchase insurance? - ANSWER Peace of mind Why is insurance such a unique product? - ANSWER It is a financial product. The purchase of a promise base totally on trust that is absolutely essential in today's world.

Offering any return of premium, valuable consideration or inducement when purchasing an insurance policy is an example of: - ANSWER I. Illegal Inducement II. Rebating Under a watercraft or yacht policy how claims are settled: - ANSWER Actual cash value When may an insured sue an insurance company? - ANSWER Not until the insured has complied with all policy provisions and within the time limit specified in the state laws

To operate as an insurance agency in Florida an agency is required to: A. appoint at least two agents to manage the agency B. appoint the Office as its agent for service or process C. obtain a license or reg1strabon from the state D. have transacted insurance in Florida for at least two years before apply for a license - ANSWER C. obtain a license or registration from the state Owen's house is damaged when Latrice's car crashes into it. After Owen's insurer pays to repair the house, ...

This optional provision states that if the insured becomes totally disabled, premiums are waived but the coverage remains in force: A. Waiver of Subrogation B. Waiver of Premium C. Waiver of Value D. None of the Above - ANSWER B. Waiver of Premium "premiums are waived" Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC ...

The policy period is found in what part of an insurance contract? - ANSWER Declarations Insurance policies are said to be contracts of... - ANSWER Adhesion The failure to exercise due care is known as - ANSWER Negligence

operate as an insurance agency in Florida an agency is required to: A. appoint at least two agents to manage the agency B. appoint the Office as its agent for service or process C. obtain a license or reg1strabon from the state D. have transacted insurance in Florida for at least two years before apply for a license - ANSWER C. obtain a license or registration from the state Owen's house is damaged when Latrice's car crashes into it. After Owen's insurer pays to repair the house, the...

Severability - ANSWER Insurance applies separately to each insured as if other insureds did not exist. Abandonment - ANSWER Property insurance policies usually contain a(n) __________ clause, *stating the insured cannot dump damaged property on the insurer and demand its full value.* Insurable Interest - ANSWER One wherein economic loss would be suffered from an adverse happening to the subject.