LECCHRIS

inland marine policies ("floaters") - ANSWER _ were developed from the ocean marine policies, which provided broad coverage for property transported over water. it gives "open peril" coverage for "portable" property with a worldwide territory, except for fine arts. fine arts are limited to the US, its territories or possessions, Puerto Rico, and Canada -personal articles floater -personal property floater -personal effects floater - ANSWER there are three personal property...

The one who receives the authority to act on behalf of someone else? - ANSWER Agent what does a sale's agent receive authority for? - ANSWER to sell An insurance agent receives authority to what? - ANSWER Settle claims brought against the insurer How do agents receive their authority? -

Resident License - ANSWER Before issuing a claims adjuster license to an applicant under this section the commissioner of insurance must find that the applicant is eligiable -designate LA as his or her home state or is a non-resident eligible for a license resident -Has not committed any act that is ground for denial, suspension, or revocation -has paid required fees -Maintains an office in home state -Has written consent of commission or insurance pursuant to federal laws regulating cri...

A single Declarations page common to all coverages A single conditions section common to all coverages - ANSWER A commercial package policy always includes Send the insured a reservation of rights letter - ANSWER If the insured fails to report claim in a timely fashion, the adjuster will immediately ___ $1000 per person - ANSWER The basic limit for coverage F-medical payments of the standard homeowners form is normally

multi-line policies - ANSWER HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. personal package policy - ANSWER HO insurance is sold as a _ designed to cover a broad range of exposures related to owning and renting a part of a home. theft insurance and personal liability coverage under one contract - ANSWER the HO insur...

California Funeral Director License Exam 100% Accurate COMPLETE PACKAGE DEALCalifornia Funeral Director License Exam 100% Accurate COMPLETE PACKAGE DEALCalifornia Funeral Director License Exam 100% Accurate COMPLETE PACKAGE DEALCalifornia Funeral Director License Exam 100% Accurate COMPLETE PACKAGE DEAL

Dead Body - ANSWER Human body deprived of life but not yet entirely disintegrated Corpse - ANSWER Human body, deprived of live and not entirely disintegrated All regulation and licensing is conducted by the - ANSWER State Board of Cemetery and Funeral Services Certain persons that are exempt from licensing include - ANSWER a seller of funeral merchandise, at need or of preneed, only if ratified by a licensed person. a person who only cremates human remains, performs

1. A will is an instrument for the ordered disposition of real and personal property that is to take effect upon death. Which of the following is a requirement for a will to take effect? - ANSWER The deceased was of legal age. 2. The Funeral Rule, which is enforced by the Federal Trade Commission (FTC), has many provisions. These include mandated disclosures and restrictive actions. At the very start of a face- to-face discussion with the public regarding the selection of funeral goods or ser...

Cemetery Broker - ANSWER A person who, other than in reference to an occasional sale, sells, or offers for sale, buys or offers to buy, lists, leases or offers to lease, or solicits, or negotiates the purchase or sale, lease or exchange of cemetery property or interment services, or interest therein, for his or her own account or for another Cemetery Salesperson - ANSWER Natural person who, other than in reference to an occasional sale, is employed by a cemetery broker to sell, or offer for s...

Act - ANSWER The Funeral Director Law which regulates the licensure of persons and of corporations engaged in the preparation and disposition of the bodies of deceased persons. 'Board' - ANSWER The State Board of Funeral Directors of the Department of State of the Commonwealth. Bureau - ANSWER The Bureau of Professional and Occupational Affairs of the Department of State of the Commonwealth. Commissioner - ANSWER The Commissioner of Professional and Occupational Affairs of the Dep...