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Colorado Real Estate Exam Unit 12- 9% Residential Mortgages Practice Questions and Answers

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What method of settling a default involves a conveyance of title to the lender? - deed in lieu of foreclosure A way for the mortgagor (borrower) to avoid foreclosure. The borrower who is in default under the terms of the mortgage gives a deed to the lender - a deed in lieu of foreclosure When a promissory note is executed, it becomes - evidence of the debt The legal instrument that represents the primary evidence of a debt - promissory note A mortgage clause (in title theory states) that pro...

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Colorado Real Estate Exam Prep/ 140 Questions and Answers

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Title Theory - lender owns, borrower has equitable title Hypothecation - pledging property as collateral for a loan without giving up possession Mortgagee - Lender Mortgagor - borrower Non Judicial foreclosure - *CO: Public trustee has power to foreclose 1.Lender complains 2. Notice given 3. trustee sells after 125 days Strict foreclosure - No sale. Full legal title given to lender, loss of equity for borrower Judicial foreclosure - done through courts in *Title Theory states Conversion...

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Colorado Real Estate Vocabulary Exam Questions and Answers

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Acceleration Clause - Allows lender to demand immediate payment if borrower defaults. Adjustable Rate Mortgage - Loan with interest rate that can change over time. Alienation Clause - Allows lender to demand full payment if property is sold or transferred. Amortization - Gradual repayment of a loan through regular installments. APR - Annual Percentage Rate, including interest and fees. Arrears - Payment made after the due date. Balloon Payment - Large final payment at the end of a loan ter...

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PSI Colorado Cosmetology Practice Test Questions and Correct Answers to The Paid PSI Practice Test

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Which of the following should you offer a client, for draping, when waxing underarms? - Terry wrap Which of the following is a characteristic of a wax burn with some redness and irritation, but no blisters? - first degree burn All of the following require the use of gloves EXCEPT - plain manicure. Which is the proper way to wash hands? - Wet, lather, scrub, rinse, dry Which procedure would prepare implements that may accidentally be exposed to blood or body fluid? - Disinfection All of the ...

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Colorado PSI Cosmetology Written Exam Questions and Answers

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Hair grows how much per month? - 1/2" Cone shape at end of hair follicle - Hair bulb This is put into foundation - Pigment Used to remove hair additions - Oil or solvent Do not cut guest's toenails if they are? - Diabetic Emery boards should be discarded? - After each use Gel polish takes how long to cure? - 60 seconds Deep ridges - Furrows Wavy ridges - Corrugations Nails grow how much per month? - 1/10" to 1/8" How long it takes for a fingernail to be replaced - 4-6 months How l...

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Colorado Cosmetology Exam Practice Pt. 1

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Which of the following is the MINIMUM recommendation for a foot spa to be properly disinfected? - Between each client. Which of the following is the BEST way to avoid accidental exposure to bodily fluids and bloodborne pathogens on the skin? - Wearing gloves. Which is the BEST thing to do FIRST in the event of a minor burn? - Immerse in cold water. Which of the following is TRUE of a product's EPA registration? - It is against the Federal Law to use the product contrary to the label. Which ...

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Colorado Esthetician Written Exam Study Guide/ 238 Questions and Answers

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Atoms - Particles from which all matter is composed Patch test - Test on inside of arm, elbow, small area of face, wait 24 hours Allergy Test - Predisposition test for allergies OSHA - Regulates employee safety FDA - Tests and approves drugs sold EPA - Registers disinfectants sold and used PPE - Protective clothing and devices for blood born pathogens CDC - Studies diseases and prevents spread Universal Precautions - Assume presence of pathogens in human blood Standard Precautions - Int...

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COLORADO MENTAL HEALTH JURISPRUDENCE EXAM 2024 | CURRENTLY TESTING VERSION WITH A STUDY GUIDE | ACCURATE AND VERIFIED FOR GUARANTEED PASS | LATEST UPDATE

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Disclosure of Confidential Information A licensee, registrant, or certificate holder shall not disclose, without the consent of the client, any confidential communications made by the client, or advice given to the client, in the course of professional employment. A licensee's, registrant's, or certificate holder's employee or associate, whether clerical or professional, shall not disclose any knowledge of the communications acquired in that capacity. Any person who has participated in any t...

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CLC Practice Exams (CLC (Certified Lactation Counselor) Practice Exams #1, 2, 3, 4, 5, 6, 7 and 9) All +400 Questions With Correct Answers/ Verified Answers | Graded A+ Study Guide 2024|Test Bank

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CLC Practice Exams (CLC (Certified Lactation Counselor) Practice Exams #1, 2, 3, 4, 5, 6, 7 and 9) All +400 Questions With Correct Answers/ Verified Answers | Graded A+ Study Guide 2024|Test Bank

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CLC Exam Questions With 100% Correct Answers | Latest Update | Graded A+ With Complete Solutions

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CLC Exam Questions With 100% Correct Answers | Latest Update | Graded A+ With Complete Solutions

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