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LOMA 281 Test Questions with Correct Answers
LOMA 281 Test Questions with Correct 
Answers 
 
Contracts of Indemnity - Answer-base benefits on the actual amount of the financial loss 
that results from a covered event when it occurs, subject to maximum limits (other than 
life insurance) 
Valued Contract - Answer-life insurance policies which state the benefit payable at the 
time of the policy issue 
Retrocessionaire - Answer-The reinsurer that assumes all or part of the reinsurance risk 
accepted by another reinsurer
- Package deal
- Exam (elaborations)
- • 2 pages •
LOMA 281 Test Questions with Correct 
Answers 
 
Contracts of Indemnity - Answer-base benefits on the actual amount of the financial loss 
that results from a covered event when it occurs, subject to maximum limits (other than 
life insurance) 
Valued Contract - Answer-life insurance policies which state the benefit payable at the 
time of the policy issue 
Retrocessionaire - Answer-The reinsurer that assumes all or part of the reinsurance risk 
accepted by another reinsurer
LOMA 281 Module 1 Questions with Correct Answers
LOMA 281 Module 1 Questions with 
Correct Answers 
 
Risk - Answer-the possibility of an unexpected result. 
Premium - Answer-A specified amount of money an insurer charges in exchange for its 
agreement to pay a policy benefit when a specific loss occurs. 
Insurance company - Answer-A company that provides protection against the risk of 
financial loss caused by specific events. 
Life insurance - Answer-A type of insurance under which the insurer promises to pay a 
death benefit upon the death ...
- Package deal
- Exam (elaborations)
- • 6 pages •
LOMA 281 Module 1 Questions with 
Correct Answers 
 
Risk - Answer-the possibility of an unexpected result. 
Premium - Answer-A specified amount of money an insurer charges in exchange for its 
agreement to pay a policy benefit when a specific loss occurs. 
Insurance company - Answer-A company that provides protection against the risk of 
financial loss caused by specific events. 
Life insurance - Answer-A type of insurance under which the insurer promises to pay a 
death benefit upon the death ...
LOMA 281 Module 2 Questions with Correct Answers
LOMA 281 Module 2 Questions 
with Correct Answers 
 
Term Life insurance - Answer-Insurance that provides a policy benefit if the insured dies 
during a specified period of time. 
Policy term - Answer-The specified period of time for which a term life insurance policy 
provides coverage. 
Level Term life insurance - Answer-A plan of term life insurance that provides a policy 
benefit that remains the same over the term of coverage. 
Decreasing term life insurance - Answer-A plan of term life ins...
- Package deal
- Exam (elaborations)
- • 6 pages •
LOMA 281 Module 2 Questions 
with Correct Answers 
 
Term Life insurance - Answer-Insurance that provides a policy benefit if the insured dies 
during a specified period of time. 
Policy term - Answer-The specified period of time for which a term life insurance policy 
provides coverage. 
Level Term life insurance - Answer-A plan of term life insurance that provides a policy 
benefit that remains the same over the term of coverage. 
Decreasing term life insurance - Answer-A plan of term life ins...
LOMA 281 Module 2 with Complete Solutions
LOMA 281 Module 2 with Complete 
Solutions 
 
Which type of whole life insurance policy will best be able to give Arabella lifetime 
protection without straining her retirement income? 
Single-premium whole life policy 
Limited-payment whole life policy 
Continuous-premium whole life policy - Answer-B 
Financial needs life insurance can meet - Answer-- paying household expenses 
- covering outstanding debts 
- Paying outstanding medical, hospital, and funeral expenses, 
- providing financial sup...
- Package deal
- Exam (elaborations)
- • 35 pages •
LOMA 281 Module 2 with Complete 
Solutions 
 
Which type of whole life insurance policy will best be able to give Arabella lifetime 
protection without straining her retirement income? 
Single-premium whole life policy 
Limited-payment whole life policy 
Continuous-premium whole life policy - Answer-B 
Financial needs life insurance can meet - Answer-- paying household expenses 
- covering outstanding debts 
- Paying outstanding medical, hospital, and funeral expenses, 
- providing financial sup...
Bundle For NCLE Exam Questions and Correct Answers
1
Exam (elaborations)
NCLE Chapter 2 Test Questions with Correct Answers

2
Exam (elaborations)
NCLE Exam Questions and Correct Answers

3
Exam (elaborations)
NCLE Prep Exam Questions with Correct Answers

4
Exam (elaborations)
NCLE 2024 Exam Questions with Correct Answers

5
Exam (elaborations)
NCLE Test Questions with Correct Answers

6
Exam (ela
- Package deal
- • 10 items •
- NCLE Test Questions with All Correct Answers • Exam (elaborations)
- NCLE Exam Questions and All Correct Answers • Exam (elaborations)
- NCLE Study Guide Questions with Correct Answers • Exam (elaborations)
- NCLE Practice Test Questions and Answers All Correct • Exam (elaborations)
- NCLE Practice Exam Questions with Correct Answers • Exam (elaborations)
- And more ….
1
Exam (elaborations)
NCLE Chapter 2 Test Questions with Correct Answers

2
Exam (elaborations)
NCLE Exam Questions and Correct Answers

3
Exam (elaborations)
NCLE Prep Exam Questions with Correct Answers

4
Exam (elaborations)
NCLE 2024 Exam Questions with Correct Answers

5
Exam (elaborations)
NCLE Test Questions with Correct Answers

6
Exam (ela
NCLE Chapter 2 Test Questions with Correct Answers
NCLE Chapter 2 Test Questions 
with Correct Answers 
 
Which layer of the cornea makes up 10% of the structure's total thickness? 
a. epithelium 
b. Bowman's membrane 
c. endothelium 
d. stroma - Answer-a. epithelium 
The vertical measurement of the palpebral fissure for an average eye is _____mm. 
a. 5 
b. 10 
c. 15 
d. 20 - Answer-b. 10 
The eyelid muscle responsible for closure of the lids is the: 
a. dilator pupillae 
b. orbicularis oculi 
c. levator superioris 
d. pectoral blephari - Answ...
- Exam (elaborations)
- • 5 pages •
NCLE Chapter 2 Test Questions 
with Correct Answers 
 
Which layer of the cornea makes up 10% of the structure's total thickness? 
a. epithelium 
b. Bowman's membrane 
c. endothelium 
d. stroma - Answer-a. epithelium 
The vertical measurement of the palpebral fissure for an average eye is _____mm. 
a. 5 
b. 10 
c. 15 
d. 20 - Answer-b. 10 
The eyelid muscle responsible for closure of the lids is the: 
a. dilator pupillae 
b. orbicularis oculi 
c. levator superioris 
d. pectoral blephari - Answ...
NCLE Exam Questions and Correct Answers
NCLE Exam Questions and Correct 
Answers 
 
First person to be awarded patent for corneal lens made of PMMA - Answer-Kevin 
Tuohy 
Until 1930 all contacts where made of what material - Answer-Gelatin 
polycon 1 was developed by who? - Answer-Seidner 
the Biggest disadvantage of PMMA was its lack of what - Answer-gas permeability 
Which decade of the twenty first century where contacts marketed in - Answer-50s 
From the materials of choice for contacts was - Answer-PMMA 
The first company to mar...
- Package deal
- Exam (elaborations)
- • 5 pages •
NCLE Exam Questions and Correct 
Answers 
 
First person to be awarded patent for corneal lens made of PMMA - Answer-Kevin 
Tuohy 
Until 1930 all contacts where made of what material - Answer-Gelatin 
polycon 1 was developed by who? - Answer-Seidner 
the Biggest disadvantage of PMMA was its lack of what - Answer-gas permeability 
Which decade of the twenty first century where contacts marketed in - Answer-50s 
From the materials of choice for contacts was - Answer-PMMA 
The first company to mar...
NCLE Prep Exam Questions with Correct Answers
NCLE Prep Exam Questions with Correct 
Answers 
 
First person to be awarded patent for corneal lens made of PMMA - Answer-Kevin 
Tuohy 
Until 1930 all contacts where made of what material - Answer-Gelatin 
polycon 1 was developed by who? - Answer-Seidner
- Package deal
- Exam (elaborations)
- • 1 pages •
NCLE Prep Exam Questions with Correct 
Answers 
 
First person to be awarded patent for corneal lens made of PMMA - Answer-Kevin 
Tuohy 
Until 1930 all contacts where made of what material - Answer-Gelatin 
polycon 1 was developed by who? - Answer-Seidner
NCLE 2024 Exam Questions with Correct Answers
NCLE 2024 Exam Questions with 
Correct Answers 
 
which of the following is not important to document in medical records for contact lens 
patients? - Answer-location at which the patient was originally taught insertion and 
removal 
which of the following will not increase the movement of a tight fitting rigid gas 
permeable lens? - Answer-enlarge the posterior optic zone 
After building up her wearing time, Jennifer returned for an afternoon recheck after eight 
hours of lens wear. The lenses ...
- Package deal
- Exam (elaborations)
- • 18 pages •
NCLE 2024 Exam Questions with 
Correct Answers 
 
which of the following is not important to document in medical records for contact lens 
patients? - Answer-location at which the patient was originally taught insertion and 
removal 
which of the following will not increase the movement of a tight fitting rigid gas 
permeable lens? - Answer-enlarge the posterior optic zone 
After building up her wearing time, Jennifer returned for an afternoon recheck after eight 
hours of lens wear. The lenses ...
NCLE Test Questions with Correct Answers
NCLE Test Questions with Correct 
Answers 
 
Assessment of the quality of the peripheral curves (blends of a rigid contact lens) is 
achieved by the use of thea. profile analyzer 
b. shadow graph 
c. keratometer 
d. burton light - Answer-a. profile analyzer 
Contact lens power should be specified ina. back vertex power 
b. sphero-cylinder power 
c. power in situ 
d. posterier apical radius - Answer-a. back vertex power 
The slit-lamp illumination that gives an overall view of the cornea but limi...
- Package deal
- Exam (elaborations)
- • 16 pages •
NCLE Test Questions with Correct 
Answers 
 
Assessment of the quality of the peripheral curves (blends of a rigid contact lens) is 
achieved by the use of thea. profile analyzer 
b. shadow graph 
c. keratometer 
d. burton light - Answer-a. profile analyzer 
Contact lens power should be specified ina. back vertex power 
b. sphero-cylinder power 
c. power in situ 
d. posterier apical radius - Answer-a. back vertex power 
The slit-lamp illumination that gives an overall view of the cornea but limi...