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NJ BOATERS LICENCE TEST|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
Left side of the boat 
Port 
 
 
 
Right side of the boat 
Starboard 
 
 
 
Front of boat 
Bow 
 
 
 
Back of boat 
Stern 
 
 
 
Body of boat 
Hull 
 
 
 
Upper edge of a boat's side 
Gunwale 
 
 
 
Maximum width of a vessel 
Beam 
 
 
 
Distance from water to lowest point of boat where water could come on board 
Free board 
 
 
 
Depth of water needed to float a vessel 
Draft 
 
 
 
Main center line (backboard) of a vessel, or the extension of hull that increases stability in the water 
Keel 
...
- Package deal
- Exam (elaborations)
- • 11 pages •
Left side of the boat 
Port 
 
 
 
Right side of the boat 
Starboard 
 
 
 
Front of boat 
Bow 
 
 
 
Back of boat 
Stern 
 
 
 
Body of boat 
Hull 
 
 
 
Upper edge of a boat's side 
Gunwale 
 
 
 
Maximum width of a vessel 
Beam 
 
 
 
Distance from water to lowest point of boat where water could come on board 
Free board 
 
 
 
Depth of water needed to float a vessel 
Draft 
 
 
 
Main center line (backboard) of a vessel, or the extension of hull that increases stability in the water 
Keel 
...
NJ BOATING CERTIFICATE PRACTICE EXAM|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
1) A capacity plate shows the: 
Maximum horsepower and weight allowed 
 
 
 
2) What is the minimum height of the state registration numbers that are displayed on a boat? 
3" 
 
 
 
3) If a boat transfers ownership, is destroyed, lost, stolen or recovered, the owner must notify the agency which issued the certificate within this many days: 
15 
 
 
 
4) On a federally documented boat, it must have this number permanently affixed in block type, Arabic numerals not lees than 3" in height, on a c...
- Package deal
- Exam (elaborations)
- • 7 pages •
1) A capacity plate shows the: 
Maximum horsepower and weight allowed 
 
 
 
2) What is the minimum height of the state registration numbers that are displayed on a boat? 
3" 
 
 
 
3) If a boat transfers ownership, is destroyed, lost, stolen or recovered, the owner must notify the agency which issued the certificate within this many days: 
15 
 
 
 
4) On a federally documented boat, it must have this number permanently affixed in block type, Arabic numerals not lees than 3" in height, on a c...
NJ BOATING EXAM 2020|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
What is the age that you MUST wear a PFD at all times? 
12 or younger 
 
 
 
How old must you be to receive a NJ boat safety certificate? 
13 years old 
 
 
 
How old must you be to operate a Personal Water Craft 
(PWC)? 
16 years old 
 
 
 
True or False: Anyone age 13 or older can operate a powerboat that is operated by a trolling motor or one horsepower or less or if the the boat is longer than 12 feet it must have less than ten horsepower 
True 
 
 
 
When should your navigation lights be on...
- Package deal
- Exam (elaborations)
- • 8 pages •
What is the age that you MUST wear a PFD at all times? 
12 or younger 
 
 
 
How old must you be to receive a NJ boat safety certificate? 
13 years old 
 
 
 
How old must you be to operate a Personal Water Craft 
(PWC)? 
16 years old 
 
 
 
True or False: Anyone age 13 or older can operate a powerboat that is operated by a trolling motor or one horsepower or less or if the the boat is longer than 12 feet it must have less than ten horsepower 
True 
 
 
 
When should your navigation lights be on...
NJ BOATING TEST|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
How should a boat's registration number and validation decal be displayed? 
on both sides of the bow 
 
 
 
What are the most important factors in choosing a PFD? 
weight and chest size 
 
 
 
Information on the capacity plate 
number of people, max weight, sometimes max horsepower 
 
 
 
Best way to find out about local hazards 
nautical chart 
 
 
 
Minimum age to operate a PWC 
16 years old 
 
 
 
Type of PFD that turns most people face up 
off-shore PFD (type 1) 
 
 
 
Who is responsible fo...
- Package deal
- Exam (elaborations)
- • 6 pages •
How should a boat's registration number and validation decal be displayed? 
on both sides of the bow 
 
 
 
What are the most important factors in choosing a PFD? 
weight and chest size 
 
 
 
Information on the capacity plate 
number of people, max weight, sometimes max horsepower 
 
 
 
Best way to find out about local hazards 
nautical chart 
 
 
 
Minimum age to operate a PWC 
16 years old 
 
 
 
Type of PFD that turns most people face up 
off-shore PFD (type 1) 
 
 
 
Who is responsible fo...
NEW JERSEY OFFICIAL BOATING SAFETY COURSE|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
CHAPTER ONE 
KNOW YOUR BOAT 
 
 
 
The port side of the vessel is the _______ side. 
Left 
 
 
 
The starboard side of the vessel is the _______ side. 
Right 
 
 
 
Basic types of vessel hulls can be described as ______. 
Displacement & Planing 
 
 
 
Three basic hull shapes: 
I. Round bottom 
II. Flat bottom 
III. Vee bottom 
 
 
 
Four length classes of vessels 
I: >16 
II: 16 to >26 
III: 26 to >40 
IV: 40 to >65 
 
 
 
Four basic types of engines 
Inboard, Outboard, Stern drive, ...
- Exam (elaborations)
- • 10 pages •
CHAPTER ONE 
KNOW YOUR BOAT 
 
 
 
The port side of the vessel is the _______ side. 
Left 
 
 
 
The starboard side of the vessel is the _______ side. 
Right 
 
 
 
Basic types of vessel hulls can be described as ______. 
Displacement & Planing 
 
 
 
Three basic hull shapes: 
I. Round bottom 
II. Flat bottom 
III. Vee bottom 
 
 
 
Four length classes of vessels 
I: >16 
II: 16 to >26 
III: 26 to >40 
IV: 40 to >65 
 
 
 
Four basic types of engines 
Inboard, Outboard, Stern drive, ...
EXAM FX, VA PROPERTY & CASUALTY INSURANCE EXAM|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
The members of a limited liability company are insureds under a businessowners policy (BOP) if 
The limited liability company is designated as the named insured. 
 
 
 
An endorsement added to a businessowners policy that provides coverage for direct damage caused by utility service disruption stemming from a covered peril is called 
Utility Services - Direct Damage. 
 
 
 
Which of the following would be the insured's duty in the event of a loss according to the duties in event of occurrence, ...
- Package deal
- Exam (elaborations)
- • 52 pages •
The members of a limited liability company are insureds under a businessowners policy (BOP) if 
The limited liability company is designated as the named insured. 
 
 
 
An endorsement added to a businessowners policy that provides coverage for direct damage caused by utility service disruption stemming from a covered peril is called 
Utility Services - Direct Damage. 
 
 
 
Which of the following would be the insured's duty in the event of a loss according to the duties in event of occurrence, ...
PROPERTY AND CASUALTY INSURANCE EXAM|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
Specific insurance 
This type of insurance designates a particular item to be insured 
 
 
 
Blanket insurance 
This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
 
 
Speculative 
possibility of both gain and loss. Not insurable. 
 
 
 
Pure 
only the possibility of loss. Insurable. 
 
 
 
What are the 5 methods of managing or handling risk? 
avoid, control, retain, and transfer risk. 
 
 
 
Hazard 
A conditio...
- Package deal
- Exam (elaborations)
- • 43 pages •
Specific insurance 
This type of insurance designates a particular item to be insured 
 
 
 
Blanket insurance 
This type of insurance covers more than one item of property at a single location or one more items of property at multiple locations. 
 
 
 
Speculative 
possibility of both gain and loss. Not insurable. 
 
 
 
Pure 
only the possibility of loss. Insurable. 
 
 
 
What are the 5 methods of managing or handling risk? 
avoid, control, retain, and transfer risk. 
 
 
 
Hazard 
A conditio...
PROPERTY AND CASUALTY INSURANCE LICENSING EXAM|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
To prevent recovery beyond the amount of the insured's actual loss, the policy will contain: 
An Other Insurance Clause 
 
 
 
Collision coverage of an auto policy covers: 
a) road damage to the tires 
b) upset of the vehicle 
c) frozen engine block 
d) falling objects 
B) upset of the vehicle 
 
 
 
The maximum amount of payable for all losses resulting from one event is known as the: 
a) occurrence limit 
b) aggregate limit 
a) occurrence limit 
 
 
 
Which of the following is a cause of loss...
- Package deal
- Exam (elaborations)
- • 18 pages •
To prevent recovery beyond the amount of the insured's actual loss, the policy will contain: 
An Other Insurance Clause 
 
 
 
Collision coverage of an auto policy covers: 
a) road damage to the tires 
b) upset of the vehicle 
c) frozen engine block 
d) falling objects 
B) upset of the vehicle 
 
 
 
The maximum amount of payable for all losses resulting from one event is known as the: 
a) occurrence limit 
b) aggregate limit 
a) occurrence limit 
 
 
 
Which of the following is a cause of loss...
LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 
c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the difference between the...
- Package deal
- Exam (elaborations)
- • 52 pages •
Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 
c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the difference between the...
NEW JERSEY STATE INSURANCE LAWS|WITH COMPLETE SOLUTIONS|ALREADY GRADED A|DOWNLOAD TO PASS
Paul vs. Virginia 1869 
landmark decision establishing right of each state to regulate business of insurance 
 
 
 
US vs South Easter Underwriters Association 1944 
ruled insurance was interstate commerce, when conducted across state lines, was subject to federal regulations 
 
 
 
McCarran-Ferguson Act 1945 
ruled that states regulate and tax insurance business and federal antitrust laws apply only to extent that state law does not regulate insurance 
 
 
 
Commissioner of Dept of Banking and ...
- Package deal
- Exam (elaborations)
- • 8 pages •
Paul vs. Virginia 1869 
landmark decision establishing right of each state to regulate business of insurance 
 
 
 
US vs South Easter Underwriters Association 1944 
ruled insurance was interstate commerce, when conducted across state lines, was subject to federal regulations 
 
 
 
McCarran-Ferguson Act 1945 
ruled that states regulate and tax insurance business and federal antitrust laws apply only to extent that state law does not regulate insurance 
 
 
 
Commissioner of Dept of Banking and ...
Nester's microbiology Exam 2 with complete solutions