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Which Accident and Health policy provision addresses preexisting conditions? Time Limit on Certain Defenses Which of the following individual health insurance policies will provide the broadest protection? Major Medical Which of the following situations does NOT apply to the Florida Replacement Rule? An existing policyholder purchases an additional policy from the same insurer Agent J takes an application and initial premium from an applicant and sends the application and premium check to...

3 ways insurance contracts are different than other legally binding documents Number one. They are aleatory. Meaning the insured pays a premium but may not receive anything back. Number 2. They are contracts of adhesion meaning the contract was prepared by one party. number 3. They are unilateral meaning only the insurance company promises anything in the contract How long-life insurance has to challenge the validity of a contract due to fraud Typically, 2 years. Can't contest- after if f...

what policy component must decrease in decreasing term insurance? face amount can a business or a corporation be an annuitant? no, an annuitant must always be a natural person if the annuitant dies during the accumulation period, who will receive the annuity benefits? beneficiary a whole life policy that requires that the policyowner only pays premiums for a specified number of years is known as what kind of policy? limited-pay whole life

Which of the following statements about guaranteed renewable health insurance policy is correct? Premiums normally increase at the time of renewal. The issuer must provide a perspective buyer with an? Buyers guide and policy summary T would like to be assured $10,000 is available in 10 years to replace a roof on his house. What kind of $10,000 policy should T purchase? Ten-year Endowment According to the time payment of claims provision, the insurer must pay disability income benefits no ...

A patient was admitted with nausea, vomiting, and abdominal pain. The patient is scheduled for an Endoscopic Retrograde Cholangiopancreatography (ERCP) procedure. What type of surgery would this describe? a. Explorative b. Diagnostic c. Curative d. Palliative b. Diagnostic A post-operative day 1 patient is found to have hypoactive bowel tones. The nurse knows this to be an expected (though abnormal) finding because of which of the following reasons? Select all that apply: a. The patien...

Before tracer administration, all the following preparations are required for a 27-year-old woman referred for total-body bone imaging except: A) explain the procedure B) answer patient's questions C)rule out pregnancy D)remove attenuating materials D. Remove Attenuating Materials Which of the following structures normally appear as areas of increased activity on the bone images of children? A) diaphyses of the long bones B) breast tissue C) lumbar spine and cranium D) costochondral...

How do monopolies hurt consumers? lack of economic competition, corporations have the ability to raise the market price without losing customers to competition. _________________ are statutes developed by governments to protect consumers from predatory business practices and ensure fair competition. anti-trust laws A farmers market has many vendors and consumers who all sell and buy the same produce at the same price. Which type of market is represented? Pure competition A sole, nation...

Classes of Supply Class I - Subsistence= Food, rations, and water Class II - Clothing, TAC 50 Class III - Petroleum, oils, and lubricants Class IV - Fortification and barrier materials Class V - Ammunition Class VI - Personal Items Class VII - Major End Items Class VIII - Medical supplies, minimal amounts Class IX - Repair Parts Class X - Material to support non-military programs 3 Types of Recon Physical, Aerial, Map

Which of the following statements, if made by an adolescent preparing for abdominal surgery, would indicate to the nurse that the client requires additional instruction? a) "When I can eat again, the best meal would be steak and orange juice." b) "I can have a hamburger and French fries as soon as I wake up." c) "I might be sick to my stomach and throw up after surgery." d) "The better I eat before surgery, the more likely I will heal." "I can have a hamburger and French fries as ...

Which client most likely requires special preoperative assessment and treatment as a result of the existing medication regimen? a) a woman who takes daily anticoagulants to treat atrial fibrillation b) a woman who takes daily thyroid supplements to treat her longstanding hypothyroidism c) a man who takes an angiotensin-converting enzyme (ACE) inhibitor because he has hypertension d) a man who regularly treats his rheumatoid arthritis with over-the-counter nonsteroidal antiinflammatory drugs...