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Insurance adjuster Questions and Answers (100% Pass)
Contributory Negligence 
 Insurer refuses to pay anything if the clamant was even partially liable 
Which of the following incidents would be a liability insurance policy cover? 
 A man slips inside a grocery store and injuries himself 
While driving, sue looks down to adjust the radio and crashes the car into 
Jane's car, damaging both cars and injuring herself. Which of the following 
statements applies to sue? 
 Sue is legally liable for the damages to Jane's car. 
Jim is out turkey h...
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- Exam (elaborations)
- • 23 pages •
Contributory Negligence 
 Insurer refuses to pay anything if the clamant was even partially liable 
Which of the following incidents would be a liability insurance policy cover? 
 A man slips inside a grocery store and injuries himself 
While driving, sue looks down to adjust the radio and crashes the car into 
Jane's car, damaging both cars and injuring herself. Which of the following 
statements applies to sue? 
 Sue is legally liable for the damages to Jane's car. 
Jim is out turkey h...
Insurance Adjuster Exam Questions and Answers (100% Pass)
Which kind of losses are covered under a standard fire policy? 
 Direct 
All fires are not covered by the Standard Fire policies, only those that: 
 are hostile and have a flame or glow 
At what time does a fire policy go into affect? 
 12:01am standard time at the location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire 
causes $10,000 worth of damage. What is the maximum amount the insured 
may collect under each policy? 
 $5,000 ...
- Package deal
- Exam (elaborations)
- • 44 pages •
Which kind of losses are covered under a standard fire policy? 
 Direct 
All fires are not covered by the Standard Fire policies, only those that: 
 are hostile and have a flame or glow 
At what time does a fire policy go into affect? 
 12:01am standard time at the location of the insured's property 
A property is insured under two Standard Fire policies for $25,000 each. A fire 
causes $10,000 worth of damage. What is the maximum amount the insured 
may collect under each policy? 
 $5,000 ...
Insurance Adjusting- LA Questions and Answers (100% Pass)
Adhesion 
 Insurance policies are contracts of adhesion, which means that one 
party (the insurer) dictates the terms, and the other party (the inured) 
simply accepts or rejects them. One implication of this arrangement is 
that any ambiguities in the contract will be interpreted in the favor of 
the insured; in this case, in favor of Stephen. 
During a storm, lightning strikes a tree in Norman's back yard, causing it to fall 
on his house and damage his roof. In this case, Norman's ...
- Package deal
- Exam (elaborations)
- • 31 pages •
Adhesion 
 Insurance policies are contracts of adhesion, which means that one 
party (the insurer) dictates the terms, and the other party (the inured) 
simply accepts or rejects them. One implication of this arrangement is 
that any ambiguities in the contract will be interpreted in the favor of 
the insured; in this case, in favor of Stephen. 
During a storm, lightning strikes a tree in Norman's back yard, causing it to fall 
on his house and damage his roof. In this case, Norman's ...
Insurance Adjusting Questions and Answers (100% Pass)
he difference between surety bonds and insurance contracts is 
 surety bonds do not constitute a transfer of risk. 
Subrogation Clause 
 This clause is used when the insurer has paid a covered claim on 
behalf of the insured that is caused by another party. The insurance 
company is entitled to the insured's right of recovery from the negligent 
party. This clause is sometimes called "Transfer of Right of Recovery 
Against Others to Us." 
Cause of Loss Forms 
 State the perils that ...
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- Exam (elaborations)
- • 109 pages •
he difference between surety bonds and insurance contracts is 
 surety bonds do not constitute a transfer of risk. 
Subrogation Clause 
 This clause is used when the insurer has paid a covered claim on 
behalf of the insured that is caused by another party. The insurance 
company is entitled to the insured's right of recovery from the negligent 
party. This clause is sometimes called "Transfer of Right of Recovery 
Against Others to Us." 
Cause of Loss Forms 
 State the perils that ...
HUBS1406 practice exam Questions and Answers (100% Pass)
Which of the following are important for the reduction of friction in joints 
during movement? 
 Synovial fluid and hyaline cartilage 
1. Which organ makes most of the plasma proteins? 
 The liver 
A person with a chronic obstructive disease is unable to ventilate their lungs 
properly. How will the kidneys respond to this? 
 They will excrete more hydrogen ions and retain more bicarbonate 
ions 
Albert suffered rheumatic fever as a child, and his mitral valve was damaged 
as a result. Alber...
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- Exam (elaborations)
- • 20 pages •
Which of the following are important for the reduction of friction in joints 
during movement? 
 Synovial fluid and hyaline cartilage 
1. Which organ makes most of the plasma proteins? 
 The liver 
A person with a chronic obstructive disease is unable to ventilate their lungs 
properly. How will the kidneys respond to this? 
 They will excrete more hydrogen ions and retain more bicarbonate 
ions 
Albert suffered rheumatic fever as a child, and his mitral valve was damaged 
as a result. Alber...
HUBS1406 EXAM PREP Questions and Answers (100% Pass)
A critically ill patient in hospital who requires fluid replacement is given a 
large infusion of hypertonic saline by mistake. What would be the likely result 
of this? 
 Hypertonic saline would cause water to move out of the patient's cells 
into the blood, resulting in cell shrinkage. If this occurred in the brain, 
then brain function would be compromised. 
A menopausal woman who eats a well-balanced diet with adequate 
vitamins and minerals is showing signs of mild osteoporosis. Whi...
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- Exam (elaborations)
- • 4 pages •
A critically ill patient in hospital who requires fluid replacement is given a 
large infusion of hypertonic saline by mistake. What would be the likely result 
of this? 
 Hypertonic saline would cause water to move out of the patient's cells 
into the blood, resulting in cell shrinkage. If this occurred in the brain, 
then brain function would be compromised. 
A menopausal woman who eats a well-balanced diet with adequate 
vitamins and minerals is showing signs of mild osteoporosis. Whi...
HUBS 1406 Exam prep 2 Questions and Answers (100% Pass)
a recommendation to help prevent osteoporosis is 
 regular exercise 
What are the cells which secrete and maintain the matrix in your intervertebral discs 
 Chondrocytes 
Mary is 50 years and has entered menopause. During a check up, a bone 
scan reveals that beginning of osteroporosis. Her physician suggest hormone 
therapy. What hormone might she prescribe for her patient. 
 Oestrogen 
The type of burn that may require a skin graft is a 
 Full thickness burn 
What is a scar composed of 
 Co...
- Exam (elaborations)
- • 8 pages •
a recommendation to help prevent osteoporosis is 
 regular exercise 
What are the cells which secrete and maintain the matrix in your intervertebral discs 
 Chondrocytes 
Mary is 50 years and has entered menopause. During a check up, a bone 
scan reveals that beginning of osteroporosis. Her physician suggest hormone 
therapy. What hormone might she prescribe for her patient. 
 Oestrogen 
The type of burn that may require a skin graft is a 
 Full thickness burn 
What is a scar composed of 
 Co...
HUBS1406 Questions and Answers (100% Pass)
Where in the human male would the process of meiosis be occurring? 
 Seminiferous tubules 
Which substances are known to be involved with initiating and sustaining 
contractions of the pregnant uterus at term? 
 Oxytocin and prostaglandins 
The inner cell mass of the blastocyst will 
 form the embryo 
Average menstrual cycle 
 28 days 
The extra embryonic membrane that forms a fluid filled sac is the 
 Amnion 
The inferior portion of the uterus that projects into the vagina is the 
Master01 | O...
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- Exam (elaborations)
- • 24 pages •
Where in the human male would the process of meiosis be occurring? 
 Seminiferous tubules 
Which substances are known to be involved with initiating and sustaining 
contractions of the pregnant uterus at term? 
 Oxytocin and prostaglandins 
The inner cell mass of the blastocyst will 
 form the embryo 
Average menstrual cycle 
 28 days 
The extra embryonic membrane that forms a fluid filled sac is the 
 Amnion 
The inferior portion of the uterus that projects into the vagina is the 
Master01 | O...
HSI Instructor Trainer Questions and Answers (100% Pass)
Procedure graphics are the same for all training programs and class options. 
 False 
Formal skill remediation should take place ____________ a student fails to 
successfully complete the required Performance Evaluations. 
 Directly after 
Training programs are divided into main lesson segments. The main lesson 
segments may be combined or taught individually, depending on the: 
 Class and certification type offered 
How does the TCAM define a standard? 
 Something an approved TC, authorized I...
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- Exam (elaborations)
- • 5 pages •
Procedure graphics are the same for all training programs and class options. 
 False 
Formal skill remediation should take place ____________ a student fails to 
successfully complete the required Performance Evaluations. 
 Directly after 
Training programs are divided into main lesson segments. The main lesson 
segments may be combined or taught individually, depending on the: 
 Class and certification type offered 
How does the TCAM define a standard? 
 Something an approved TC, authorized I...
HSI Instructor Development Course Release Questions and Answers (100% Pass)
What is the primary goal of the Instructor Development Course? 
 Base-level confidence to teach, evaluate and certify people in 
emergency care. 
Define training. 
 The active process of developing practical skills. 
What best defines successful learning? 
 
What best describes the influence of regulation on training? 
 Instructors must comply with all regulations related to training. 
What best describes the role of educational guidelines on training? 
 Educational guidelines provide the under...
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- Exam (elaborations)
- • 11 pages •
What is the primary goal of the Instructor Development Course? 
 Base-level confidence to teach, evaluate and certify people in 
emergency care. 
Define training. 
 The active process of developing practical skills. 
What best defines successful learning? 
 
What best describes the influence of regulation on training? 
 Instructors must comply with all regulations related to training. 
What best describes the role of educational guidelines on training? 
 Educational guidelines provide the under...
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CSOWM general and medical considerations, monitoring Questions and Answers | Already passed | Latest Update
MARKETING IN THE DIGITAL ERA D373 WGU OA EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
CSOWM - AOM + Others Questions and Answers | Already passed | Latest Update
SC Manufactured Housing Salesperson Questions and Correct Answers | Latest Update | A+