"Study Smart, Succeed Well"

Contributory Negligence Insurer refuses to pay anything if the clamant was even partially liable Which of the following incidents would be a liability insurance policy cover? A man slips inside a grocery store and injuries himself While driving, sue looks down to adjust the radio and crashes the car into Jane's car, damaging both cars and injuring herself. Which of the following statements applies to sue? Sue is legally liable for the damages to Jane's car. Jim is out turkey h...

Which kind of losses are covered under a standard fire policy? Direct All fires are not covered by the Standard Fire policies, only those that: are hostile and have a flame or glow At what time does a fire policy go into affect? 12:01am standard time at the location of the insured's property A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insured may collect under each policy? $5,000 ...

Adhesion Insurance policies are contracts of adhesion, which means that one party (the insurer) dictates the terms, and the other party (the inured) simply accepts or rejects them. One implication of this arrangement is that any ambiguities in the contract will be interpreted in the favor of the insured; in this case, in favor of Stephen. During a storm, lightning strikes a tree in Norman's back yard, causing it to fall on his house and damage his roof. In this case, Norman's ...

he difference between surety bonds and insurance contracts is surety bonds do not constitute a transfer of risk. Subrogation Clause This clause is used when the insurer has paid a covered claim on behalf of the insured that is caused by another party. The insurance company is entitled to the insured's right of recovery from the negligent party. This clause is sometimes called "Transfer of Right of Recovery Against Others to Us." Cause of Loss Forms State the perils that ...

Which of the following are important for the reduction of friction in joints during movement? Synovial fluid and hyaline cartilage 1. Which organ makes most of the plasma proteins? The liver A person with a chronic obstructive disease is unable to ventilate their lungs properly. How will the kidneys respond to this? They will excrete more hydrogen ions and retain more bicarbonate ions Albert suffered rheumatic fever as a child, and his mitral valve was damaged as a result. Alber...

A critically ill patient in hospital who requires fluid replacement is given a large infusion of hypertonic saline by mistake. What would be the likely result of this? Hypertonic saline would cause water to move out of the patient's cells into the blood, resulting in cell shrinkage. If this occurred in the brain, then brain function would be compromised. A menopausal woman who eats a well-balanced diet with adequate vitamins and minerals is showing signs of mild osteoporosis. Whi...

a recommendation to help prevent osteoporosis is regular exercise What are the cells which secrete and maintain the matrix in your intervertebral discs Chondrocytes Mary is 50 years and has entered menopause. During a check up, a bone scan reveals that beginning of osteroporosis. Her physician suggest hormone therapy. What hormone might she prescribe for her patient. Oestrogen The type of burn that may require a skin graft is a Full thickness burn What is a scar composed of Co...

Where in the human male would the process of meiosis be occurring? Seminiferous tubules Which substances are known to be involved with initiating and sustaining contractions of the pregnant uterus at term? Oxytocin and prostaglandins The inner cell mass of the blastocyst will form the embryo Average menstrual cycle 28 days The extra embryonic membrane that forms a fluid filled sac is the Amnion The inferior portion of the uterus that projects into the vagina is the Master01 | O...

Procedure graphics are the same for all training programs and class options. False Formal skill remediation should take place ____________ a student fails to successfully complete the required Performance Evaluations. Directly after Training programs are divided into main lesson segments. The main lesson segments may be combined or taught individually, depending on the: Class and certification type offered How does the TCAM define a standard? Something an approved TC, authorized I...

What is the primary goal of the Instructor Development Course? Base-level confidence to teach, evaluate and certify people in emergency care. Define training. The active process of developing practical skills. What best defines successful learning? What best describes the influence of regulation on training? Instructors must comply with all regulations related to training. What best describes the role of educational guidelines on training? Educational guidelines provide the under...