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Xcel solutions chapter 3 - policy provisions Questions and Answers 100% Pass
Xcel solutions chapter 3 - policy provisions Questions and Answers 100% Pass A potential client, age 40, would like to purchase a whole life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? - Correct Answer ️️ -20-pay life accumulates cash value faster than straight life D owns a whole life policy that was purchased 10 years ago. If the premium payment suddenly stop and D takes no...
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Xcel solutions chapter 3 - policy provisions Questions and Answers 100% Pass A potential client, age 40, would like to purchase a whole life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be correct? - Correct Answer ️️ -20-pay life accumulates cash value faster than straight life D owns a whole life policy that was purchased 10 years ago. If the premium payment suddenly stop and D takes no...
Basic principles of life and health insurance and annuities Xcel Solutions Questions and Answers 100% Pass
Basic principles of life and health insurance and annuities Xcel Solutions Questions and Answers 100% Pass Commercial Insurers "private insurance companies" - Correct Answer ️️ -sell insurance for a profit. Offers many different lines of insurance. Some sell primarily life insurance and annuities. Commercial insurance is divided into two main groups-Stock and mutual insurers. Multi-Line insurer - Correct Answer ️️ -An insurance company selling more than one line of insurance. S...
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Basic principles of life and health insurance and annuities Xcel Solutions Questions and Answers 100% Pass Commercial Insurers "private insurance companies" - Correct Answer ️️ -sell insurance for a profit. Offers many different lines of insurance. Some sell primarily life insurance and annuities. Commercial insurance is divided into two main groups-Stock and mutual insurers. Multi-Line insurer - Correct Answer ️️ -An insurance company selling more than one line of insurance. S...
NC Life Insurance Practice Exam Questions with 100% Correct Solutions
NC Life Insurance Practice Exam Questions with 100% Correct Solutions All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Correct Answer ️️ -...
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NC Life Insurance Practice Exam Questions with 100% Correct Solutions All of the following are included within the Insurance Commissioner's duties EXCEPT a) Conducting investigation of all domestic insurers. b) Reviewing the insurers' annual reports. c) Writing North Carolina insurance laws. d) Reporting any violations of insurance laws to the Attorney General. Writing insurance law is not the Insurance Commissioner's responsibility, but enforcing the law is. - Correct Answer ️️ -...
FINAL EXAM REVIEW - Texas life and health Questions and Answers 100% Pass
FINAL EXAM REVIEW - Texas life and health Questions and Answers 100% Pass If, at the time of an insured's death, the insurance company discovers that the insured's age was misstated on the application for life insurance, the company will most likely - Correct Answer ️️ -pay the policy proceeds in the amount the premiums would have purchased at the insured's actual age The provision in a health insurance policy that suspends premiums being paid to the insurer while the insured is di...
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FINAL EXAM REVIEW - Texas life and health Questions and Answers 100% Pass If, at the time of an insured's death, the insurance company discovers that the insured's age was misstated on the application for life insurance, the company will most likely - Correct Answer ️️ -pay the policy proceeds in the amount the premiums would have purchased at the insured's actual age The provision in a health insurance policy that suspends premiums being paid to the insurer while the insured is di...
Xcel solutions final exam Questions and Answers 100% Pass
Xcel solutions final exam Questions and Answers 100% Pass Insuring Which health policy clause specifies the amount of benefits to be paid - Correct Answer ️️ -Insuring The investment gains from a universal life policy usually go to - Correct Answer ️️ -The cash value L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer finds out that the applicant misstated their age. What will the insurer do? - Correct Answer ️️ -Adjust the death ...
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Xcel solutions final exam Questions and Answers 100% Pass Insuring Which health policy clause specifies the amount of benefits to be paid - Correct Answer ️️ -Insuring The investment gains from a universal life policy usually go to - Correct Answer ️️ -The cash value L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer finds out that the applicant misstated their age. What will the insurer do? - Correct Answer ️️ -Adjust the death ...
XCEL LIFE, HEALTH, & ACCIDENT INSURANCE: Chapter 1 Questions and Answers Graded A+
XCEL LIFE, HEALTH, & ACCIDENT INSURANCE: Chapter 1 Questions and Answers Graded A+ Role of Insurance - Correct Answer ️️ -To transfer the risk of financial loss from an individual or business to an insurance company Life Insurance - Correct Answer ️️ -It is designed to protect against the risk of premature death. Health Insurance - Correct Answer ️️ -It is designed to protect against the severity of financial loss due to illness, disease, short- or long-term disability, wages ...
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XCEL LIFE, HEALTH, & ACCIDENT INSURANCE: Chapter 1 Questions and Answers Graded A+ Role of Insurance - Correct Answer ️️ -To transfer the risk of financial loss from an individual or business to an insurance company Life Insurance - Correct Answer ️️ -It is designed to protect against the risk of premature death. Health Insurance - Correct Answer ️️ -It is designed to protect against the severity of financial loss due to illness, disease, short- or long-term disability, wages ...
North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers 100% Pass
North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers 100% Pass Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - Correct Answer ️️ -1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Correct Answer ️️ -Treaty What is the name of the law that requires insurers to disclose information gatherin...
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North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers 100% Pass Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - Correct Answer ️️ -1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Correct Answer ️️ -Treaty What is the name of the law that requires insurers to disclose information gatherin...
XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing Questions and Answers 100% Pass
XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing Questions and Answers 100% Pass When a policy pays dividends to its policyholders, it is said to be -profitable -mutual -nonparticipating -participating - Correct Answer ️️ --Participating A participating policy is one in which insurance policies pay out dividends to the policyholders. A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: -a fraternal benefit s...
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XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing Questions and Answers 100% Pass When a policy pays dividends to its policyholders, it is said to be -profitable -mutual -nonparticipating -participating - Correct Answer ️️ --Participating A participating policy is one in which insurance policies pay out dividends to the policyholders. A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: -a fraternal benefit s...
NJ Health Insurance Exam (XCEL Solutions) Questions and Answers Graded A+
NJ Health Insurance Exam (XCEL Solutions) Questions and Answers Graded A+ Why are dividends from a mutual insurer not subject to taxation? - Correct Answer ️️ - because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called - Correct Answer ️️ -reinsurance A nonparticipating company is sometimes called a(n) - Correct Answer ️️ -stock insurer What is considered to be the primary r...
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NJ Health Insurance Exam (XCEL Solutions) Questions and Answers Graded A+ Why are dividends from a mutual insurer not subject to taxation? - Correct Answer ️️ - because dividends are considered to be a return of premium ABC insurance company transfers part of their risk to XYZ insurance company. This situation is called - Correct Answer ️️ -reinsurance A nonparticipating company is sometimes called a(n) - Correct Answer ️️ -stock insurer What is considered to be the primary r...
Texas Life and Health Insurance Exam Questions and Answers 100% Pass
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ATI Med-Surg Final Exam Questions and Answers 100% Pass
Certified Peer Specialist Training Exam
Superior NC Real Estate Important Final Exam Questions and Answers
AIC 302 SIMULATED EXAM QUESTIONS AND ANSWERS 100% PASS
NACE CP2 – EXAM QUESTIONS AND ANSWERS GRADE A+