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An application for a mortgage loan has been denied and, as required by Regulation B, an Adverse Action Notice has been delivered to the applicant. Which of the following is not included on the Adverse Action Notice? a. Disclosure of the applicant's credit score b. Statement of reasons for credit denial c. The right to dispute the credit denial d. Disclosure of use of information obtained from an outside source - The right to dispute the credit denial Under the Home Ownership Equity Prot...

Native advertisers are required to show all sides of an issue in articles they publish. - False Which of the following statements about our interactions with money is NOT considered to be true? a. Investment increases risk and reduces your ability to cope with risk and uncertainty. b. You are responsible for your present self and your future self. c. Your present self-impacts your future self. d. You are better off in a community than by yourself. - Investment increases risk and reduces you...

Can mold be found anywhere? - yes, they can grow on virtually any organic substance (food) What is needed for mold to to grow? - moisture and oxygen must be present What is the key to mold control? - Moisture control According to the EPA, what is the ideal RH? - 30 - 50% (below 60%) If water is detected how quickly should it be cleaned and dried to prevent mold growth? - within 48 hours What are the EPA regulations for mold? - There are no EPA regulations for mold What is PPE? - personal ...

In normal fetal circulation the path of oxygenated blood returning from the placenta passes though several fetal shunts. One of these normal fetal pathways between the aorta and PA can be described as a: a- L>R shunt termed the PDA b- R>L shunt termed the PDA c- L>R shunt termed the foramen ovale d- R>L shunt termed the foramen ovale - the PA-AO shunt is the PDA and its right to left. When the left heart pressure begins to exceed the right heart pressure, that such a shunt wou...

T or F As crane signaling is only a basic function and the signal person knows where the loads will be positioned, training or testing of the signal person should not be required - False When using hand signals to direct a crane operator, an extended arm with the thumb vertical and the fingers opening and closing into a fist indicates: - raise boom and lower the load Two closed fists with both thumbs pointing toward each other is the signal for: - retract hydraulic boom Which of the follo...

According to ASME B30.10 any hook having wear exceeding __________% shall be removed from service - 10% According to OSHA 1926.1412 what type of inspection is not required to be performed on cranes? - Quarterly Which of the following listed below shall not be used for suspension systems for personnel platforms? - Synthetic Web bridle According to OSHA 1926.1408, Option #2 (20 foot clearance rule) what is the maximum voltage you may work around? - 350kV According to OSHA 1926 subpart CC, ...

The load radius as shown on the capacity chart is the distance from the center of rotation to the centerline of the vertical host line with: - The rated load suspended. If the jib angle to ground is changed from 50 degrees to 40 degrees, this would affect the capacity of the crane how? - Capacity will decrease. Load capacity charts are based on 75% of tipping for crawler cranes without out riggers. For wheel mounted cranes, using outriggers fully extended, capacities are based on what perce...

All slings for rigging they must have? - Sling identification While performing a shift inspection which one of these are required to be inspected as per OSHA 1926.1412 - Pins, bearings, and locking devices for significant wear. What is the signal person directing the crane operator to do? (Picture of man holding his arm straight out to his side, parallel to ground with his palm facing down). - Stop What does 4 x 12,920 equal? (no calculator) - 51,680 What is the signal person directing the...

What is the purpose of placing mats or cribbing under or cribbing under outrigger floats? - Distribute the force over a larger area. Where is the best location for leveling a crane? - Upperworks. (A revolving frame of equipment on which operating machinery are mounted along operator's can) Before leveling a mobile crane on outriggers, an operator should ensure: - There is no weight of the crane bearing on any tires. Operating a mobile crane with a long boom, on uneven ground, what support...

Jib offset is the jib angle to the: - Boom. All hazards and problems that are found on the worksite should be identified: - At the preoperational worksite inspection. Which of the following OSHA regulations govern suspended personnel platforms - OSHA 1926.1400(e). According to OSHA the prohibited zone without a spotter for powerlines that are 60 kV, is: - 15 ft. What percentage of gross capacity is used when lifting with more than one crane? - 75%. You are required to pass a physical exam...