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In my profile, you'll find a range of study resources, including detailed lecture notes, comprehensive summaries, and challenging practice exams. These materials are designed to help you grasp key concepts, review efficiently, and perform your best during assessments.I'm here not just to share but also to learn. Feel free to connect, ask questions, and share your insights. Together, we can make the learning journey more enriching.































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NJ PSI Property and Casualty Exam EXAM NEWEST, 2024/ 2025, ACTUAL EXAM QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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PSI Exam Property and Casualty A "personal lines" agent or broker is allowed to transact what type of insurance coverage? - ANS-Noncommercial automobile and residential property A claimant can be any of the following EXCPT - ANS-A person who is conducting an investigation of a claim on behalf of the insurer A personal lines licensee is an agent-broker who is able to transact coverage for all the following EXCEPT - ANS-Personal Aircraft A standard fire insurance policy contains the followi...

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NJ Casualty Test EXAM NEWEST, 2024/ 2025, ACTUAL EXAM QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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NJ Casualty Test EXAM NEWEST, 2024/ 2025, ACTUAL EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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NJ Property Producer Exam EXAM NEWEST, 2024/ 2025, ACTUAL EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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NJ Property Producer Exam NJ Property Producer Exam $5,000 - ANS-Fraud Fines $5,000 for first offence and up to $10,000 for each subsequent violation. - ANS-Penalties from the Commiccioner 168 Hours - ANS-How many hours for an Earthquake occurrence? 180 days - ANS-How long does a temporary insurance license last? A federal law giving an applicant for insurance the right to contact a credit reporting agency doing a credit check and be advised about information that may effect the granting...

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Property and Casualty Practice PSI Exam EXAM NEWEST, 2024/ 2025, ACTUAL EXAM QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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Property and Casualty Practice PSI Exam $1,000 - ANS-Which of the following is the standard amount of Coverage A-dwelling provided by the HO-6 Unit-Owners Policy? -$500 -$1,000 -$5,000 -$10,000 $100,000 - ANS-An insured with split liability limits of 100/300/100 is at fault in an automobile accident and the other vehicle sustains $6,500 in property damages as well as two occupants have bodily injury and are claiming $150,000 each. What is the most insurance will pay to each occupant? ...

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NJ Property/ Casualty Insurance Exam Set EXAM NEWEST, 2024/ 2025, ACTUAL EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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-1st 30 days after coverage, community enters standard or emergency program, coverage will begin at 12:01 am the date after application and premium were mailed -When an existing policy was assigned to a property purchaser -At 12:01 am on the 5th day after an endorsement request & premium has been mailed for existing policy - ANS-What are the exceptions to the 30 day NFIP wait period? -Apply reinsurance for its members -Cause property policies to be issued to applicants -Cede or abandon in...

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PSI Practice Questions Property Casualty EXAM NEWEST, 2024/ 2025, ACTUAL EXAM QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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PSI Practice Questions Property Casualty A bank customer's identity was compromised and the thieves made numerous purchases from a retailer by signing the customer's checks. When the bank refused to make payment for the goods, the retailer brought suit against the bank. Which coverage indemnified the bank for liability in the suit? - ANS-forgery and alteration A Commercial Umbrella policy may cover losses that are exceeded by the primary policy when the losses exceed: A. Co-insurance B. ...

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NJ Property, Casualty, and Auto Licensing Exam EXAM NEWEST, 2024/ 2025, ACTUAL EXAM QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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NJ Property, Casualty, and Auto Licensing Exam $1,000 - ANS-limit: securities, jewelry - mysterious disappearance excluded, condo loss assessments coverage, watercraft - rowboats, canoes, boats <25ft $1,000 any one item - 5% of coverage A - ANS-limit: trees, plants, and shrubs $1,000 Fine - ANS-fine $ per violation for unintentional violations of fair methods of competition or fair trade practice laws $1.5 million - ANS-FAIR Plan max limit $10,000 fine - ANS-fine $ for subsequent viola...

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Final Exam Questions Property and Casualty - NJ STATE EXAM WITH STUDY GUIDE EXAMFX

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Final Exam Questions Property and Casualty - NJ STATE EXAM WITH STUDY GUIDE EXAMFX $16,000. - ANS-Insured had HO4 with $30,000 limit for personal property. While traveling a fire destroys clothing luggage and jewelry with total replacement cost of $20,000. At 20% depreciation how much is paid? ON State exam!! Replacement cost-depreciation value $20,000-20% (20) 20%=0.2 = 20/100 $20,000-4,000= $16,000 $5,000.00. - ANS-Maximum penalty for the 1st violation of insurance law. Page 105 ON S...

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Property and casualty insurance Exam Questions and Answers Part one

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Property and casualty insurance Exam Questions and Answers Part one $1 million - ANS-A trucking company owns a large fleet of trucks that transport oil across state lines. According to the financial responsibility requirements set by the Motor Carrier Act of 1980, what is the minimum amount of insurance the company must carry on vehicles that transport oil? $10,000 - ANS-What is the civil penalty for violating a cease and desist order of the Commissioner? $100,000. - ANS-Bob's home is ...

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PSI Practice Property and Casualty Exam EXAM NEWEST, 2024/ 2025, ACTUAL EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS |ALREADY GRADED A

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PSI Practice Property and Casualty Exam $1,500 - ANS-Which of the following is the special limit of coverage on the homeowners policy form for property damage to personal watercraft? $2,500 - ANS-Homeowner Form HO-2 provides coverage for loss of appliances, carpeting, and other household furnishings for a maximum of how much? 1. attorney - ANS-Which of the following professionals would purchase Errors And Omissions insurance to manage the liability risk associated with their business endea...

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