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STATE FARM PROPERTY AND CASUALTY COMPLETE A+ GUIDE duties of the insured - ANS 1. pay the premium 2. take all reasonable means to save and protect the property from loss 3. give the insurance company immediate notice of loss 4. give the insurance company proof of loss within 60 days of the loss 5. separate the damaged property from the undamaged property and allow the insurance company to inspect the undamaged property as well as the insured's books and records 6. the insured cannot ...

STATE FARM INSURANCE TEST GRADED A+ 2023 What transfers the risk of loss from an individual or business entity to an insurance company - ANS Insurance The uncertainty of a risk or loss occurring - ANS risk A risk that can only result in a loss or no change with no opportunity for financial gain - ANS pure risk A risk that allows an opportunity for loss or gain (such as gambling) - ANS speculative risk CONDITIONS or SITUATIONS that increase the chance of a loss occurring (such a...

State Farm Property Exam Questions and Answers 2022/2023 | 100% Verified Answers In property insurance actual cash value is defined as which of the following - ANS Replacement cost at the time of the loss, less depreciation Peril is most easily defined as - ANS the cause of loss insured against What is a leading factor in the determination of actual cash value - ANS replacement cost Replacement cost is defined as - ANS full replacement of property at its current cost, new and witho...

State Farm Property Study Guide for The 2022/2023 GRADED A+ Questions and Verified Answers Absolute Assignment - ANS Policy assignment when assignee receives full control over the policy and full rights to its benefits. Accelerated benefits rider - ANS Life insurance rider that allow for early payment of some portion of policy's face amount, should the insured suffer from terminal illness/injury. adhesion - ANS Contract must be accepted by the insured exactly as it is written by the i...

State Farm Test Studies Questions and Verified Answers 2022/23 SUCCESS RATED A+ The general penalty for violating any provision of the insurance Code for which a different penalty is not specifically provided is? - ANS A Fine up to $5,000 The Chief Officer of the Insurance Department is the Commissioner of Insurance. How long and Who is he ELECTED by to office for a term? - ANS He is Elected by the People for a 4 year term An incorporated insurer owned by its policyholders is known as a...

State Farm Insurance License Exam Questions and Verified Answers LATEST 2022/2023 UPDATE GRADED A+ Complete Guide for your final Abandonment Condition - ANS A condition often contained in property insurance policies that states that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value. Accident - ANS A loss that occurs at a specific time and place Actual Cash Value (ACV) - ANS Today's replacement cost minus depreciation. Depreciatio...

State Farm Estimatics Exam Questions and Verified Answers 2022/2023 latest UPDATE The formula for determining the area of a trapezoid is: Select the single best answer: A. [(Base1 + Base2) ÷ 2] x Height B. ½ Base x Height C. Base x Height D.

BUNDLE!!! VATI PN Comprehensive Predictor 2020 Form A and Form B Green Light and Real Exam Questions and Verified Answers Complete Guide GRADED A+

VATI PN Comprehensive Predictor 2020 Form B Green Light Exam Questions and Verified Answers Complete Guide GRADED A+ Which of the instructions should a nurse include in the teaching for a pt who had removal of a cataract in the left eye?

VATI PN Comprehensive Predictor 2020 Form A Green Light Exam Questions and Verified Answers GRADED A+ A nurse is caring caring for a client who has a recently admitted to an inpatient mental health unit. the client tells the nurse he is not coming out of his room anymore because other client on the unit makes fun of him. which of the following response by the nurse is appropriate? - ANS B) " you feel upset by the response of other." A nursing admitting a client who has active tuberculos...