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XCEL Exam Questions with Complete Solutions (2)
XCEL Exam Questions with Complete Solutions (2) An insurance company that has been denied or not yet applied for a Certificate of Authority is called - Answer-Unauthorized When determining whether an annuity is suitable for a client, the producer should ask about which of the following? - Answer-Financial objectives Before a licensed producer is eligible to transact insurance sales, they must be - Answer-appointed by an insurance company A producer's fiduciary responsibility includes whic...
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XCEL Exam Questions with Complete Solutions (2) An insurance company that has been denied or not yet applied for a Certificate of Authority is called - Answer-Unauthorized When determining whether an annuity is suitable for a client, the producer should ask about which of the following? - Answer-Financial objectives Before a licensed producer is eligible to transact insurance sales, they must be - Answer-appointed by an insurance company A producer's fiduciary responsibility includes whic...
XCEL Chapter 11 Exam Questions with Correct Answers (1)
XCEL Chapter 11 Exam Questions with Correct Answers (1) What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to do? A. In the event of employment termination, group health insurance can be kept if the employee pays the premiums B. Receive a tax credit to help offset the cost of health insurance C. Remain on their current coverage for 30 months D. In the event of employment termination, group health insurance can be kept if the employer pays the pre...
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XCEL Chapter 11 Exam Questions with Correct Answers (1) What does the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 allow an employee to do? A. In the event of employment termination, group health insurance can be kept if the employee pays the premiums B. Receive a tax credit to help offset the cost of health insurance C. Remain on their current coverage for 30 months D. In the event of employment termination, group health insurance can be kept if the employer pays the pre...
XCEL Chapter 10 Exam Questions with Answers (1)
XCEL Chapter 10 Exam Questions with Answers (1) Which of the following is NOT a federal requirement of a qualified plan? A. Must benefit a broad cross-section of employees B. Employee must be able to make unlimited contributions C. Vesting schedule must be defined D. Employer establishes the plan - Answer-Employee must be able to make unlimited contributions Which of the following employers is required to follow ERISA regulations? A. A local government with 150 employees B. A church ...
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XCEL Chapter 10 Exam Questions with Answers (1) Which of the following is NOT a federal requirement of a qualified plan? A. Must benefit a broad cross-section of employees B. Employee must be able to make unlimited contributions C. Vesting schedule must be defined D. Employer establishes the plan - Answer-Employee must be able to make unlimited contributions Which of the following employers is required to follow ERISA regulations? A. A local government with 150 employees B. A church ...
XCEL Chapter 7 Test Questions with Correct Answers (1)
XCEL Chapter 7 Test Questions with Correct Answers (1) When does a life insurance policy typically become effective? A. When the policy is issued B. When initial premium is collected and policy is issued C. When the application is completed and signed D. When the completed application is signed and initial premium is collected - Answer- When initial premium is collected and policy is issued What is the purpose of the Medical Information Bureau (MIB)? A. To accept or decline insurance a...
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XCEL Chapter 7 Test Questions with Correct Answers (1) When does a life insurance policy typically become effective? A. When the policy is issued B. When initial premium is collected and policy is issued C. When the application is completed and signed D. When the completed application is signed and initial premium is collected - Answer- When initial premium is collected and policy is issued What is the purpose of the Medical Information Bureau (MIB)? A. To accept or decline insurance a...
XCEL Chapter 5 Test with Compete Solutions (2)
XCEL Chapter 5 Test with Compete Solutions (2) A non-contributory health insurance plan helps the insurer avoid? A. adverse selection B. state compliance C. the underwriting process D. tax deductions - Answer-adverse selection All of the following are characteristics of a Group Life Insurance Plan EXCEPT? A. Group underwriting B. Master contract C. Individual underwriting D. Probationary period - Answer-Individual underwriting What does the Group Life underwriting risk selection...
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XCEL Chapter 5 Test with Compete Solutions (2) A non-contributory health insurance plan helps the insurer avoid? A. adverse selection B. state compliance C. the underwriting process D. tax deductions - Answer-adverse selection All of the following are characteristics of a Group Life Insurance Plan EXCEPT? A. Group underwriting B. Master contract C. Individual underwriting D. Probationary period - Answer-Individual underwriting What does the Group Life underwriting risk selection...
XCEL Chapter 4 Exam Questions with Correct Answers (1)
XCEL Chapter 4 ExaDonald is the primary insured of a life insurance policy and adds a children's term rider. What is the advantage of adding this rider? A. Can be converted to permanent coverage without evidence of insurability B. Coverage can be different for each child C. Premiums on this rider are not required until the limiting age is reached D. Increases the policy's overall cash value - Answer-Can be converted to permanent coverage without evidence of insurability A renewable Term...
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XCEL Chapter 4 ExaDonald is the primary insured of a life insurance policy and adds a children's term rider. What is the advantage of adding this rider? A. Can be converted to permanent coverage without evidence of insurability B. Coverage can be different for each child C. Premiums on this rider are not required until the limiting age is reached D. Increases the policy's overall cash value - Answer-Can be converted to permanent coverage without evidence of insurability A renewable Term...
XCEL Chapter 3 Test Questions with Correct Answers (1)
XCEL Chapter 3 Test Questions with Correct Answers (1) Which contract element is insurable interest a component of? A. Competent parties B. Offer and acceptance C. Consideration D. Legal purpose - Answer-Legal purpose In an insurance contract, the element that shows each party is giving something of value is called? A. offer B. acceptance C. consideration D. purpose - Answer-Consideration What makes an insurance policy a unilateral contract? A. Only the insured pays the premium B. O...
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XCEL Chapter 3 Test Questions with Correct Answers (1) Which contract element is insurable interest a component of? A. Competent parties B. Offer and acceptance C. Consideration D. Legal purpose - Answer-Legal purpose In an insurance contract, the element that shows each party is giving something of value is called? A. offer B. acceptance C. consideration D. purpose - Answer-Consideration What makes an insurance policy a unilateral contract? A. Only the insured pays the premium B. O...
Xcel chapter 3 Exam Questions and Answers All Correct (1)
Xcel chapter 3 Exam Questions and Answers All Correct (1) Ambiguities in an insurance policy are always resolved in favor of the - Answer-insured The authority granted to a licensed producer is provided via the - Answer-law of agency is NOT an element of a valid contract. - Answer-countersignature Insurable interest does NOT occur in which of the following relationships? - Answer- business ower and business client What is implied authority defined as? - Answer-Authority that is not...
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Xcel chapter 3 Exam Questions and Answers All Correct (1) Ambiguities in an insurance policy are always resolved in favor of the - Answer-insured The authority granted to a licensed producer is provided via the - Answer-law of agency is NOT an element of a valid contract. - Answer-countersignature Insurable interest does NOT occur in which of the following relationships? - Answer- business ower and business client What is implied authority defined as? - Answer-Authority that is not...
UNC EXSS 288 Final Exam Questions and Answers All Correct (2)
UNC EXSS 288 Final Exam Questions and Answers All Correct (2) What are the foot joints? - Answer-Metatarsophalangeal (MP or MTP) Interphalangeal (IP, PIP, DIP) Intermetatarsal What are the two arteries of the foot? - Answer-Posterior tibial artery Dorsal pedis artery Injury to the Great toe MP joint? - Answer-"Turf Toe" Hallux valgus - Answer-Valgus stress on medial 1st phalange Hammer Toes - Answer-Buckling of IP joint, muscle imbalance -> calluses and bunions Pes Planus...
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UNC EXSS 288 Final Exam Questions and Answers All Correct (2) What are the foot joints? - Answer-Metatarsophalangeal (MP or MTP) Interphalangeal (IP, PIP, DIP) Intermetatarsal What are the two arteries of the foot? - Answer-Posterior tibial artery Dorsal pedis artery Injury to the Great toe MP joint? - Answer-"Turf Toe" Hallux valgus - Answer-Valgus stress on medial 1st phalange Hammer Toes - Answer-Buckling of IP joint, muscle imbalance -> calluses and bunions Pes Planus...
U1 UST Installation Retrofitting Exam Questions and Correct Answers (4)
U1 UST Installation Retrofitting Exam Questions and Correct Answers (4) 1. One of the significant causes of leaks in underground liquid storage systems is - Answer-Improper Installation 2. Written Plans are required to - Answer-obtain permits, solicit bids, and provide precise guidance for installers. 3. The plans should - Answer-Describe the property, identify the size and location of the tanks, indicate the liquids to be stored and provide the location of the dispensers and piping. ...
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- • 15 pages •
U1 UST Installation Retrofitting Exam Questions and Correct Answers (4) 1. One of the significant causes of leaks in underground liquid storage systems is - Answer-Improper Installation 2. Written Plans are required to - Answer-obtain permits, solicit bids, and provide precise guidance for installers. 3. The plans should - Answer-Describe the property, identify the size and location of the tanks, indicate the liquids to be stored and provide the location of the dispensers and piping. ...
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