Xcel testing - Study guides, Class notes & Summaries
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California Life & Health Insurance / General Insurance Exam Bundle
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM 2024

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XCEL Solutions Life and Health License Exam (CA) Questions and Answers - Graded A

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POL California Life The Insurance Marketplace Exam with complete solutions

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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
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Barbara's policy includes a rider which allows her to purchase additional insurance at specific 
dates or events without evidence of insurability. This rider is called a(n) 
Answers>>Guaranteed insurability rider 
A guaranteed insurability rider allows for the insured to purchase additional insurance at 
specific dates or events without evidence of insurability. 
Disability Income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Answers&...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 ACTUAL EXAM 500 QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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Xcel Testing Solutions- Life and Health 
Insurance- Weighted Exam- 150 ACTUAL 
EXAM 500 QUESTIONS AND CORRECT 
ANSWERS (VERIFIED ANSWERS) |ALREADY 
GRADED A+ 
The Do Not Call Registry offers exemptions for calls placed from all of the 
following EXCEPT - CORRECT ANSWER insurance sales calls 
Charities, political organizations, and surveys are all offered exemptions from The 
Do Not Call Registry 
The type of policy where the insurer can send a notice to the insured that the 
policy has be...
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XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE QUESTIONS WITH 100 % CORRECT ANSWERS VERIFIED
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When an insurance company requests an attending physician's report, the request must be 
accompanied by a - Copy of the signed authorization 
Which of the following is NOT a required uniform provision in individual health policies? - Change 
of occupation 
"Life insurance creates an immediate estate". This phrase means - When the insured dies, a death 
benefit is paid 
A person who asserts a right of recovery under an insurance policy is called - Claimant 
Before an insurer is allowed to test...
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Xcel Testing Solutions Life and Health Insurance 215 Questions & Answers 2023/2024
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Xcel Testing Solutions Life and Health Insurance 215 Questions & Answers 2023/2024 
 
The focus of major medical insurance is providing coverage for - ANSWER-medical and hospitalization expenses 
 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - ANSWER-$200 
 
because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on this ...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called 
 
Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This ...
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Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam complete Questions and Answers
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Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam complete Questions and Answers 
When can a policy owner change a revocable beneficiary? 
M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change the beneficiary designation at anytime. What type of beneficiary is his son? 
How would a contingent beneficiary receive the policy proceeds in an Accidental Death and Dismemberment (AD&D) policy? 
What is the un...
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XCEL Testing Solutions (Life & Health) Final Practice Exam Questions With 100% Correct Answers
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XCEL Testing Solutions (Life & Health) Final Practice Exam Questions With 100% Correct Answers
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM 2024/2025
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM 2024/2025 
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XCEL TESTING SOLUTIONS LIFE AND HEALTH INSURANCE WEIGHTED EXAM 2024-2025 ACTUAL EXAM LATEST VERSION COMPLETE 240 WRITTEN QUESTIONS AND CORRECT ANSWERS
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XCEL TESTING SOLUTIONS LIFE AND HEALTH INSURANCE WEIGHTED EXAM ACTUAL EXAM LATEST VERSION COMPLETE 240 WRITTEN QUESTIONS AND CORRECT ANSWERS/XCEL TESTING SOLUTIONS LIFE AND HEALTH INSURANCE WEIGHTED EXAM ACTUAL EXAM LATEST VERSION COMPLETE 240 WRITTEN QUESTIONS AND CORRECT ANSWERS
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM150 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+
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XCEL TESTING SOLUTIONS- LIFE AND HEALTH INSURANCE- WEIGHTED EXAM150 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES 
(VERIFIED ANSWERS) |ALREADY GRADED A+
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