Xcel exam with answers - Study guides, Class notes & Summaries

Replacement regulation is designed to protect - Answer Policyowners from mirepresentation and loss of benefits All Health Benefit Plans issued after January 1, 2014 must provide - Answer Preventative health services Which of these will have the highest monthly payout upon annuitization - Answer Straight life Which of the following is included in the entire contract according ti the entire contract provison? - Answer Clauses Which of the following is considered to be an al...

Xcel Nevada Final Exam Actual Exam with Questions and Answers (2024 / 2025) 100% Guarantee Pass

CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for A(n) is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant Jonas is covered with disabi...

Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? Answer: Set up a meeting with the applicant to answer the remaining questions Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This ...