Xcel exam questions - Study guides, Class notes & Summaries
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Xcel Testing Solutions, Life and Health Insurance Exam Questions With Answers Latest 2023-2024 Graded A+
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Barbara's policy includes a rider which allows her to purchase additional insurance at specific 
dates or events without evidence of insurability. This rider is called a(n) 
Answers>>Guaranteed insurability rider 
A guaranteed insurability rider allows for the insured to purchase additional insurance at 
specific dates or events without evidence of insurability. 
Disability Income plans which require that the insurer can NEVER change or alter premium rates 
are usually considered Answers&g...
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Xcel Nevada Final Exam Actual Exam with Questions and Answers (2024 / 2025) 100% Guarantee Pass
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Xcel Nevada Final Exam Actual Exam with Questions and Answers (2024 / 2025) 100% Guarantee Pass
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Xcel solutions final exam questions and answers
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Xcel solutions final exam 
Insuring Which health policy clause specifies the amount of benefits to be paid - Answer ️️ - 
Insuring 
The investment gains from a universal life policy usually go to - Answer ️️ -The cash value 
L takes out a life insurance policy and dies 10 years later. During the claim process, the insurer 
finds out that the applicant misstated their age. What will the insurer do? - Answer ️️ -Adjust 
the death benefit to a reduced amount 
An employee is covered unde...
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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024
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A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 Payments 
 
What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start 
 
The systematic liquidation of a sum of money...
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XCEL LIFE AND HEALTH INSURANCE FINAL EXAM 2024| ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS| ALREADY PASSED
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XCEL LIFE AND HEALTH INSURANCE FINAL EXAM 2024| ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS| ALREADY PASSED Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security 
The focus of major medical insurance is providing coverage for - medical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 
beca...
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Xcel Solutions Final Exam(California Life, Accident, and Health Insurance Final exam questions and answers)2023
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Xcel Solutions Final Exam(California Life, Accident, and Health Insurance Final exam questions and answers)2023
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NJ Health Insurance Exam (XCEL Solutions) questions and answers
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NJ Health Insurance Exam (XCEL 
Solutions) 
NJ Health Insurance Exam (XCEL Solutions) questions and answers
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PSI Life, Accident, Health Practice Exam Updated Questions with 100% Correct Answers | Latest & Verified complete solutions bundles
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PSI Life, Accident, Health Practice Exam Updated Questions with 100% Correct Answers | Latest & Verified / Xcel Life, Accident, Health License Exam / Ohio Life, Accident & Health Insurance Exam / California Law and Ethics PSI exam combined complete solutions bundles
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XCEL LIFE INSURANCE FINAL EXAM 2024-2025 XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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XCEL LIFE INSURANCE FINAL EXAM XCEL SOLUTIONS LIFE INSURANCE EXAM 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
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XCEL LIFE AND HEALTH INSURANCE PRACTICE EXAM QUESTIONS AND CORRECT ANSWERS 2024
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XCEL LIFE AND HEALTH INSURANCE PRACTICE EXAM QUESTIONS AND CORRECT ANSWERS 2024
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) 
 
Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
 
 
Answer: 
Set up a meeting with the applicant to answer the remaining questions 
 
 
 
Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...
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