What is the fcra - Study guides, Class notes & Summaries
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Utah Property and Casualty Insurance Test Question Notes With Correct Answers
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What is a peril? - Answer A Peril is a cause of loss 
 
What is a hazard? - Answer Something that increases the chance of a loss 
 
What is the difference between a Moral hazard and a Morale Hazard? - Answer Moral Hazard - dishonesty, against the law 
Morale Hazard - carelessness 
 
What is the method of handling risk that involves a deductible? - Answer Retention (loss or portion of loss) 
 
If a fire causes damage to a building, what is the fire considered? - Answer A Peril 
 
What are the ele...
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NMLS Test Prep CompuCram Test | 120 Questions with 100% Correct Answers | Verified | Latest Update 2024
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A borrower signs the note and mortgage for a refinance on his principal residence on Thursday, Dec. 31. 
What is the earliest day the funds for this loan could be disbursed (assuming no bona fide financial 
hardship)? - Wednesday, Jan. 6 
Who manages the National Do Not Call Registry? - Federal Trade Commission 
What federal legislation regulates credit reporting agencies and lenders concerning credit reporting? - 
FCRA 
What is not prohibited to be included in the loan terms for HOEPA covered i...
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HUD Certification Exam Questions and Answers Already Passed
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HUD Certification Exam Questions and Answers Already Passed Deed Restrictions Legally enforceable terms that govern the use of real estate 
Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piec...
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HUD Certification Exam with complete solution 2023
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HUD Certification Exam with complete solution 2023Deed Restrictions 
Legally enforceable terms that govern the use of real estate 
 
 
 
Redlining 
The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. 
 
 
 
Civil Rights Act of 1968 
Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental...
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USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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Terrorism Risk Insurance Act (TRIA) Answer - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it happen Answer - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act 
 
FCRA- when, what, and what it stands for Answer - In 1970 the Fair Credit Reporting Act was establish by the federal gov...
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FINCERT 2023 Exam With 100% Correct Answers
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It is important to make them feel __________ and __________ - Correct answercomfortable and welcomed 
__________ prompt someone to explore and analyze their emotions and feelings - 
Correct answer-Open-ended question 
__________ collect factual information - Correct answer-Closed-ended question 
Give __________ for responses 
time - Correct answer-time 
Questions should be asked in a ___________________________ way - Correct 
answer-non-judgmental 
It is important to ________________ your mentor...
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USAA AUTO INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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Terrorism Risk Insurance Act (TRIA) Answer - In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it happen Answer - In 2005 legislation was modified and coverage was extended by the Terrorism Risk Insurance Extension Act 
 
FCRA- when, what, and what it stands for Answer - In 1970 the Fair Credit Reporting Act was establish by the federal gov...
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HUD Certification Exam with 100% Correct Answers 2023
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Deed Restrictions - Correct answer-Legally enforceable terms that govern the use of 
real estate 
Redlining - Correct answer-The practice of refusing to make residential loans or 
imposing more onerous terms on any loans made because of the predominant race, 
color, national origin, religion, sex, disability, or familial status of the area's residents. 
Civil Rights Act of 1968 - Correct answer-Following the assassination of Dr. Martin 
Luther King Jr., Congress passed what monumental piece of ...
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USAA Auto Insurance Terms with Complete Solutions
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USAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsUSAA Auto Insurance Terms with Complete SolutionsTerrorism Risk Insurance Act (TRIA) - ANSWER-In 2002- the availability of reinsurance coverage against terrorism. If there is a terrorist act then the federal government is responsible in paying the insurer for any damage. 
 
What is TRIEA and when did it...
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CAM Certified Apartment Manager Questions and Answers Already Graded A
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CAM Certified Apartment Manager Questions and Answers Already Graded A What are the three keys to good customer service? • Communication • Attitude • Relationships 
What is the cost of turnover when a resident leaves a community? • The cost of turnover is generally more then 1-2 months rent per move out. 
What are the 5 techniques to building rapport? • Express a genuine interest in the other person. • Be genuinely friendly • Create physical rapport • Be an active listener • Se...
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