The mortgage lender - Study guides, Class notes & Summaries

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Champions School Of Real Estate  Finance 2024 Tested And Verified Popular
  • Champions School Of Real Estate Finance 2024 Tested And Verified

  • Exam (elaborations) • 5 pages • 2024
  • Champions School Of Real Estate Finance 2024 Tested And Verified Seller's market - CORRECT ANSWER-When supply is low and demand is high Buyer's market - CORRECT ANSWER-When supply is high and demand is low The process of creating a new mortgage loan - CORRECT ANSWER-Origination The detailed process of evaluating a borrower's loan application to determine the risk involved for the lender - CORRECT ANSWER-Underwriting When there is an excess of money supply in the market - CORRECT ANSWER...
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Colibri Real Estate Practice Final Exam 2024 Questions with 100% Verified  Correct Answers Rated A+ Popular
  • Colibri Real Estate Practice Final Exam 2024 Questions with 100% Verified Correct Answers Rated A+

  • Exam (elaborations) • 10 pages • 2024 Popular
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  • Colibri Real Estate Practice Final Exam 2024 Questions with 100% Verified Correct Answers Rated A+ Why is the condition of bearing walls more important than non bearing walls? - Correct Answer Bearing walls support the ceiling and the roof. Owner Tom decided to lease out his basement to a college student. By leasing the basement, Tom has - Correct Answer transferred a portion of his bundle of rights What is a forecast of income and expenses that can be projected over five years? - Correc...
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Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+)
  • Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+)

  • Exam (elaborations) • 13 pages • 2024
  • Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+) Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+) The process of creating a new mortgage loan, including all steps taken by a lender to attract and qualify a borrower are _____. - ANSWER - Origination activities The process of evaluating a borrower's loan application to determine the risk involved for the lender is - ANSWER - Underwriting Which of the...
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RECA Fundamentals of Mortgage Brokerage Exam Questions and Answers 2023-2024.
  • RECA Fundamentals of Mortgage Brokerage Exam Questions and Answers 2023-2024.

  • Exam (elaborations) • 48 pages • 2023
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  • RECA Fundamentals of Mortgage Brokerage Exam Questions and Answers 2023-2024. Fiduciary Representation - Trust and confidence - Best interests - Loyalty 5 Ds of Role Clarity 1. Discuss 2. Determine 3. Document 4. Disclose 5. Do Must disclose in writing - the nature of services provided - whether professional has entered into representation relationship with other party - any conflicts of interest - any other facts that may influence consumers decision to proceed with relationship ma...
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VanEd National Real Estate Exam Questions || A+ Guaranteed.
  • VanEd National Real Estate Exam Questions || A+ Guaranteed.

  • Exam (elaborations) • 24 pages • 2024
  • Question: A sublessee is a(n) correct answers . Tenant Question: A major disadvantage of owning investment property might be correct answers Lack of Liquidity Question: The most favorable thing about a VA loan is that correct answers VA loans guarranty gives the veteran favorable financing terms because the lender is protected from loss Question: Once the funds of a construction loan are disbursed to the contractor, and if the sub-contractor is not paid, correct answers . The sub-contra...
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Questions and Answers Already  Passed
  • SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Questions and Answers Already Passed

  • Exam (elaborations) • 59 pages • 2024
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  • SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Questions and Answers Already Passed What does UST stand for? Uniform State Test Who does the CFPB protect? The Consumer Financial Protection Bureau protects consumers in the financial marketplace. What does the CFPB do? CFPB is now in charge of implementing and enforcing most of the provisions of federal lending laws that relate to protecting consumers while they are shopping for, securing, and p...
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Florida Mortgage LIcense broker exam with complete verified solutions
  • Florida Mortgage LIcense broker exam with complete verified solutions

  • Exam (elaborations) • 18 pages • 2024
  • What law prohibits a lender from requiring mortgage insurance through any agent or company? Anti - coercion law Who supervises all activities of the OFR? The director What are examples of prohibited practices under Chapter 494? Mostly fraud related activities Who can a fee or commission related to a mortgage loan transaction be paid to under chapter 393? Mortgage broker Mortgage lender A person exempt from licensure under the law. What disclosures need to be pro...
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Colibri Real Estate (Real Estate Express) Final Exam Review 2023-2024 (UPDATED) Fully Solved Assured A+.
  • Colibri Real Estate (Real Estate Express) Final Exam Review 2023-2024 (UPDATED) Fully Solved Assured A+.

  • Exam (elaborations) • 68 pages • 2023
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  • Colibri Real Estate (Real Estate Express) Final Exam Review (UPDATED) Fully Solved Assured A+. Broker Jane has been accused of a law violation regarding commissions. Which of the following might result in her being found guilty? A) Jane paid a commission to her licensed personal assistant. B) Jane paid a commission to the wife of one of her licensees who was recently killed in an auto accident. The deceased licensee had earned the commission prior to his death. C) Jane paid a commission p...
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NMLS Practice Test Hard Questions With Correct Answers 2024.
  • NMLS Practice Test Hard Questions With Correct Answers 2024.

  • Exam (elaborations) • 27 pages • 2024
  • NMLS Practice Test Hard Questions With Correct Answers 2024.A discount point is BEST described as a charge the borrower pays to: A.) A lender to decrease the interest rate on the mortgage loan B.) A mortgage broker at the time of application to obtain a favorable rate C.) The seller as part of the closing costs of a loan D.) A lender to ensure against foreclosure - correct answer A.) A lender to decrease the interest rate on the mortgage loan A buyer has made an earnest money payment of...
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PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024
  • PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024

  • Exam (elaborations) • 38 pages • 2023
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  • PSI National Exam for Real Estate Test Bank with complete solutions | Latest 2023/2024 A written agreement in which a purchaser agrees to buy and a seller agrees to sell is called ️ a contract Antitrust laws prohibit competing brokers from all of the following ️ 1. boycotting other brokers in the marketplace. 2. dividing the market to restrict competition. 3. agreeing to set sales commissions and management rates. When a sewer line is installed down a rural road, the cost will probabl...
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