The insurance policy ca - Study guides, Class notes & Summaries
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
- Exam (elaborations) • 35 pages • 2024
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insura...
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PHR CA Exam Questions and Answers Latest Updated 2024/2025 (Graded A+)
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PHR CA Exam Questions and Answers Latest Updated 2024/2025 (Graded A+) SB-63 Parent Leave Act (for Small Employers): Requires CA Employers 
w/20-49 employees within 75 mile radius to provide up to 12 weeks of job protected unpaid leave to new parents for purpose of bonding with newborn, newly adopted 
or foster child. 
* Virtually same terms + condition apply for FMLA + CFRA 
3. Parent Leave- Eligible Employees: Employees with 1250 hours of service 
during 12 month period. 
20 employees within 7...
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CA Life Insurance Exam Questions and Answers 100% Pass
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CA Life Insurance Exam Questions and Answers 100% Pass What is meant by referring to an insurance policy as a unilateral contract? Only one party makes a legally enforceable promise. 
When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? At all times. 
Any situation that presents the possibility of a loss is known as a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? Personal ...
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023
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CA- PSI- Life, Accident & Health Exam With 100% Correct Answers 2023 
Reduced Paid Up 
Nonforfeiture option provides new whole life policy at reduced face amount of protection. Provides coverage for longest time. 
 
 
 
Extended Term 
Nonforfeiture option provides new TERM policy with same face amount of coverage as original policy 
 
 
 
Guaranteed Lifetime Withdrawal 
Annuity rider that assures owner will at least get amount paid for the annuity 
 
 
 
Guaranteed Minimum Income 
Rider that gua...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
- Exam (elaborations) • 57 pages • 2023
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024
- Exam (elaborations) • 22 pages • 2023
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CA PSI Site - Life, Accident and Health Agent Examination (Life Agent)| Questions and Answers, 100% Correct| Latest 2023/2024 
CA PSI Site - Life, Accident and Health 
Agent Examination (Life Agent)| Questions 
and Answers, 100% Correct| Latest 
2023/2024 
Admitted Insurance Company vs. Non-Admitted Insurance Company 
An admitted insurance company is authorized to transact insurance in California 
because it has a Certificate of Authority granted by the California Department of 
Insurance (...
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CA Life and Health Exam Questions and Answers Already Passed
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CA Life and Health Exam Questions and Answers Already Passed What is insurance? Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. 
What is peril? peril is the causes of loss insured against in an insurance policy 
What is hazard? conditions that increase the pr...
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USAREUR DRIVER'S TEST BANK COMPLETE EXAM UPDATE WITH 2023 ACTUAL TESTED QUESTIONS AND ANSWERS 1. For registration purposes, the insurance policy cannot substitute for the insurance confirmation card as proof of automobile insurance under German l
- Exam (elaborations) • 13 pages • 2023
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USAREUR DRIVER'S TEST BANK 
COMPLETE EXAM UPDATE WITH 2023 
ACTUAL TESTED QUESTIONS AND 
ANSWERS 
 
1. For registration purposes, the insurance policy cannot substitute for the insurance confirmation card as proof of automobile insurance under German law and U.S. Forces regulations. (para 33e(3)) 
USAREUR DRIVER'S TEST BANK 
COMPLETE EXAM UPDATE WITH 2023 
ACTUAL TESTED QUESTIONS AND 
ANSWERS 
 
1. For registration purposes, the insurance policy cannot substitute for the insurance c...
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2023-U.S.=FORCES-DRIVERS- TRAINING-PROGRAM FOR EUROPE FINAL EXAM 2 QUESTIONS AND 100% CORRECT ANSWERS, Latest 2023 Rated A+ For registration purposes, the insurance policy cannot substitute for the insurance confirmation card as proof of automobi
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2023-U.S.=FORCES-DRIVERS- 
TRAINING-PROGRAM FOR EUROPE 
FINAL EXAM 2 QUESTIONS AND 
100% CORRECT ANSWERS, Latest 
2023 Rated A+ 
 
 
For registration purposes, the insurance policy cannot substitute for the insurance confirmation card as proof of automobile insurance under German law and U.S. Forces regulations. (para 33e(3)) 
 
a. True.	 
b. 	False. - ANS True 
 
License plates issued to drivers by the Registry of Motor Vehicles automatically become 
the driver's property. (para 33c...
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Employer health plans must provide primary coverage for individuals with end-stage renal disease before medicare becomes primary care for how many months? - Answer- 30 months the sole beneficiary of a life insurance policy dies before the insured. the po
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Employer health plans must provide primary coverage for individuals with end-stage renal disease before medicare becomes primary care for how many months? - Answer- 30 months 
 
the sole beneficiary of a life insurance policy dies before the insured. the policy will then go to? - Answer- The insured's estate 
 
An insured buys a 5-year level premium term policy with a face amount of $100,000. The policy also contains renewability and convertibility options. When the insured renews the policy in...
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