Stock insurers Study guides, Class notes & Summaries
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C16 Business of Insurance -Practice Exam Questions Rated 100% Correct!!
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Explain the economic laws of Supply and Demand, and explain why these laws do not strictly apply to 
automobile insurance. - pages 3-3 and 3-13. the economic theory of supply and demand proposes 
that more resources will be allocated to a product that increases revenue. The law of supply provides 
that the higher the price, then more will be supplied. the law of demand provides that, with all other 
factors equal, less will be demanded as the price rises. 
For the insurance market, supply is rep...
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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Florida 240 License exam questions with verified correct answers
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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: 
Reserves 
 
 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: 
Fair Credit Reporting Act 
 
 
 
A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: 
A fraternal benefit society 
 
 
 
What I the name...
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WV Life Insurance Laws and Rules Latest Update Graded A+
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WV Life Insurance Laws and Rules 
 
Latest Update Graded A+ 
 
Examination of Records The Commissioner can examine anyone in the business of insurance 
in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing the Commissioner may call and hold hearings for any purpose deemed 
necessary. 
 
Insurance Commissioner the commissioner may conduct investigations or examinations 
whenever deemed necessary, subpoena the witnesses to testify. 
 
cease and desist order the ...
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Life accident and health insurance Mississippi Questions and Answers with complete solution
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1. private insurers 
2. government insurers - 2 types of entities providing insurance today 
1. stock insurance companies 
2. mutual insurance companies - the 2 largest types of commercial insurance companies 
Stock insurance companies - owned by stockholders, these companies dividends, when declared, to 
their stockholders. have minimum capital requirements and are governed by a board of directors elected 
by their stockholders 
Mutual insurance companies - owned by their policy owners; have no...
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Wisconsin Accident and Health Insurance Exam Questions and Correct Answers 100%
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Wisconsin Accident and Health 
Insurance Exam Questions and Correct 
Answers 100% 
Dividends from a stock company are normally sent to: 
Beneficiaries 
Shareholders 
Policy holders 
Insureds - CORRECT ANSWER-Shareholders 
Which of the following financial products creates an instant estate, no matter when the 
date of death? 
Mutual funds 
Life insurance 
Certificate of deposit 
Deferred annuity - CORRECT ANSWER-Life insurance 
Which of the following outlines the authority given to the produ...
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Alberta General Insurance Level 1 – Questions and Answers Already Passed
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Alberta General Insurance Level 1 – 
Questions and Answers Already Passed 
 
Your insured, a sole proprietor, purchased a building valued at $1 million. The insurance policy 
has a coinsurance clause based on the replacement cost value of 90%. Contrary to your advice, 
your insured insures the building for only $500,000. He suffers a windstorm loss totaling 
$150,000. How much will the insurer pay? 
 
a) $75,000 
b) $83,333 
c) $150,000 
d) $93.755 b) $83,333 
 
An insured property is covered ...
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS NEW UPDATE
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FLORIDA 2-15 INSURANCE LICENSE EXAM ACTUAL UPDATE WITH LATEST ONLINE WRITTEN EXAM QUESTIONS AND ANSWERS NEW UPDATE 
 
Accumulation units are converted into annuity units: 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. 
 
Robert had an accid...
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214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED
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Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance 
carriers that offer more than one line of insurance. 
False - CORRECT ANSWER-True or False? Stock Insurance Companies are 
"participating" in that the policyholders receive dividends. 
Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an 
___________________. 
Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd's of London is 
not an insurer but rather an ____________. 
Limits Catas...
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Louisiana Personal Lines Insurance Exam Already Graded A+
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Louisiana Personal Lines Insurance Exam Already Graded A+ 
104. Coverage for loss by some perils under a building and personal property form is suspended if 
(Choose from the following options) 
1. An uninsured peril causes a partial loss. 
2. The insured building is vacant for over 60 days. 
3. A loss occurs while a hazard beyond the insured's control is increased. 
4. The insured fails to satisfy the coinsurance provision ️2. The insured building is vacant for over 60 
days 
107. In...
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Life accident and health insurance Mississippi 2 Correct 100%(RATED A)
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1. private insurers 
2. government insurers - ANSWER 2 types of entities providing insurance today 
 
1. stock insurance companies 
2. mutual insurance companies - ANSWER the 2 largest types of commercial insurance companies 
 
Stock insurance companies - ANSWER owned by stockholders, these companies dividends, when declared, to their stockholders. have minimum capital requirements and are governed by a board of directors elected by their stockholders 
 
Mutual insurance companies - ANSWER own...
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