Staff adjusters - Study guides, Class notes & Summaries
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SC Property, Casualty, Surety, Marine Exam Questions & Answers 100% Answered!!
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Accumulated Depreciation - ANSWERSThe total decrease in an item's value over a period of time. Formula:(Annual Depreciation x Number ofyears used) 1-J 
 
Acreage Reporting Date - ANSWERSThe deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 3-E 
 
Actual Cash Value (ACV) - ANSWERSA valuation method used by insurers to reflect an item's current market value right before being damaged or...
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CIP C112 Practical Issues In Claims Management Exam All Possible Questions and Answers with complete solution
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What does claims management encompass ? - 1. Handling individual claims 2. Departmental 
claims processes and procedures. 
(What term/s do the ) courts use to determine bad faith? - harsh, vindictive, reprehensible, highhanded, oppressive, malicious 
what benchmark are adjusters held to? - Utmost good faith 
broader claims management functions (6) - 1. establish procedures, 2. providing administrative 
support, 3. establish a system of record keeping, 4. align operations to corporate vision and ...
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USAA Licensing Exam Verified Questions And Answers 2024
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Insurance - Transfer of risk from one person or organization to an insurance company 
 
Indemnity - The principle to restore the insured to the pre-loss economic or financial condition. 
 
Law of Large numbers - Mathematical principle used by insurers to predict losses to charge the appropriate premiums 
 
Insurable Interest - Proof that someone stands to lose financially if a loss occurs; must exist at the time of the loss in property and casualty insurance 
 
Binder - Temporary insurance contr...
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Texas Adjuster Pro Final Exam And Answers Already Passed 2024.
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Adjuster - Answer any person who, as an independent contractor, or as an employee of an independent contractor; adjustment bureau; association; insurance company or corporation; local recording agent; managing general agent; or self-insured, investigates or adjusts losses on behalf of either an insurer or a self insured, or any person who supervises the handling of claims." 
 
Staff Adjusters - Answer are on the payroll of an insurance company and are paid a salary or by the hour. These a...
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SC Property, Casualty, Surety, Marine Exam Questions and Answers 100% Answered!!
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SC Property, Casualty, Surety, Marine Exam Questions and Answers 100% Answered!!Accumulated Depreciation - ANSWERSThe total decrease in an item's value over a period of time. Formula:(Annual Depreciation x Number ofyears used) 1-J 
 
Acreage Reporting Date - ANSWERSThe deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. 3-E 
 
Actual Cash Value (ACV) - ANSWERSA valuation method used by...
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Louisiana Claims Adjuster's Workers Comp License Study Guide With Complete Solution
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Accident Insurance - Answer Covers expenses associated with a covered accident and can extend to ambulance and 
emergency room expenses, intensive care, and hospital costs. Accident insurance also 
provides for loss of income, and a death benefit if injuries prove fatal. 
 
Accumulated 
Depreciation - Answer The total decrease in an item's value over a period of time. Formula: (annual 
depreciation x number of years used). Subtract this number from the item's replacement 
cost to get its actua...
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TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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TEST FOR ADJUSTER PRO, FLORIDA 
STUDY(QUESTIONS AND ANSWERS)A+ 
GRADED EXAM 2023-2024 
- CORRECT ANSWER-Subtract the deductible from covered damages to get 
indemnification 
- CORRECT ANSWER-6 unique characteristics of insurance policy 
1 Contracts of adhesion (court ez win) 
2 Utmost good faith 
3 aleatory 
4 personal 
5 Unilateral (only insurer has obligation) 
6 Conditional 
- CORRECT ANSWER-1945 regulate insurance 
Naic doesn't give benefits to comissioners 
90 day to pay 
hijacking on...
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Adjuster Pro - Florida Certified Adjuster Glossary Exam Prep 2023.
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Adjuster Pro - Florida Certified Adjuster Glossary Exam Prep 2023. 
Accumulated Depreciation - ANSWER The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) 
 
Actual Cash Value (ACV) - ANSWER A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) 
 
Adhesion - ANSWER One of the characteristics of an insurance contrac...
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AINS 21 Segment B (Chapters 4-6) Rated A+
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AINS 21 Segment B (Chapters 4-6) 
 
Rated A+ 
 
claim a demand by a person or business seeking to recover from an insurer for a loss that 
may be covered by an insurance policy 
 
claimant anyone who submits a claim to an insurer 
 
first party the insured in an insurance contract 
 
third party a person or business who is not a party to the insurance contract bu who asserts a 
claim against the insured 
 
claim representative (or adjuster) a person responsible for verifying coverage, determinin...
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AINS 21 Segment B (Chapters 4-6) 313 Questions With 100% Correct Answers.
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claim - a demand by a person or business seeking to recover from an insurer for a loss that may 
be covered by an insurance policy 
claimant - anyone who submits a claim to an insurer 
first party - the insured in an insurance contract 
third party - a person or business who is not a party to the insurance contract bu who asserts a 
claim against the insured 
claim representative (or adjuster) - a person responsible for verifying coverage, determining the 
cause of loss, determining the amount o...
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