Safe mortgage loan - Study guides, Class notes & Summaries
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SAFE Mortgage Loan Originator Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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SAFE Mortgage Loan Originator Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Questions and Answers Already Passed
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content Questions and Answers Already 
 
Passed 
 
What does UST stand for? Uniform State Test 
 
Who does the CFPB protect? The Consumer Financial Protection Bureau protects consumers 
in the financial marketplace. 
 
What does the CFPB do? CFPB is now in charge of implementing and enforcing most of the 
provisions of federal lending laws that relate to protecting consumers while they are shopping 
for, securing, and p...
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SAFE Mortgage Loan Originator Test 2024
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SAFE Mortgage Loan Originator Test 2024...
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SAFE Mortgage Loan Originator Bundled Exams with complete solution | everything you need
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Originator Bundled Exams with complete solution | everything you need
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SAFE Mortgage Loan Originator Test Latest Update Graded A+
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SAFE Mortgage Loan Originator Test 
 
Latest Update Graded A+ 
 
Prequalification an estimate of the loan amt. for which the buyer can qualify based on his 
income/credit under the lenders standards 
 
USDA ratio 29/41 
 
FHA ratio 31/43 
 
Asset based loan -loans based on borrowers equity 
-bad when lenders fail to consider ability to repay 
 
High Cost Loan Reg Z - Sec. 1026.32 
-APR will exceed by more than 6.5% for first lien loans or by more than 8.5% for subordinate 
-APOR - average prime ...
And that's how you make extra money
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20-HR SAFE Comprehensive Mortgage Loan Originator Fundamentals HW 100% Pass
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20-HR SAFE Comprehensive Mortgage 
Loan Originator Fundamentals HW 100% 
 
Pass 
 
Mortgage loan originators who make cold calls must comply with the requirements of the 
National Do-Not-Call rules. The loan originator needs to update any download of the registry at 
least every: 
 
31 days 
18 Months 
7 days 
Year 31 Days 
 
The appraisal approach that is used as the best indicator of value for existing properties is: 
 
Similar property approach 
Fair market value approach 
Market data approac...
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content
- Exam (elaborations) • 35 pages • 2024
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content
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SAFE Mortgage Loan Originator Exam 2024
- Exam (elaborations) • 24 pages • 2024
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- $9.49
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SAFE Mortgage Loan Originator Exam 2024...
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20-HR SAFE COMPREHENSIVE MORTGAGE LOAN ORIGINATOR FUNDAMENTALS HW EXAM 2024
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20-HR SAFE COMPREHENSIVE MORTGAGE LOAN ORIGINATOR FUNDAMENTALS HW EXAM 2024 
 
 
Mortgage loan originators who make cold calls must comply with the requirements of the National Do-Not-Call rules. The loan originator needs to update any download of the registry at least every: 
 
31 days 
18 Months 
7 days 
Year - correct answer 31 Days 
 
The appraisal approach that is used as the best indicator of value for existing properties is: 
 
Similar property approach 
Fair market value approach 
Market...
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SAFE MORTGAGE LOAN ORIGINATOR EXAM 2024
- Exam (elaborations) • 9 pages • 2024
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SAFE MORTGAGE LOAN ORIGINATOR EXAM 2024 
 
 
1. A discount point is BEST described as a charge the borrower pays to: - correct answer A. A lender to decrease the interest rate on the mortgage loan 
 
2. A buyer has made an earnest money payment of $5,000. The buyer pays an additional $2,000 in option money to be credited at closing on a property with a sale price of $160,000. If the required down payment is 20%, how much additional money will the buyer need to provide toward the down payment at...
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