Rica exam study guide - Study guides, Class notes & Summaries

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A provision in a life insurance policy that provides for the early payment of some portion of the policy face amount should the insured suffer from a terminal illness or injury is called Accelerated Benefit provision. Which of the following would NOT fall into the category of costs associated with death? The expense of a vacation for surviving family members A set of legal or regulatory conditions that affect an insurer's ability to collect premiums commensurate with the level o...

A contract which one party undertakes to indemnify another against loss is called - Insurance. A father owns a life insurance policy on his 15-year-old daughter. The policy contains the optional Payor Benefit rider. If the father becomes disabled, what will happen to the life insurance premiums? - The insured's premiums will be waived until she is 21. A married couple owns a permanent policy which covers both of their lives and pays the death benefit only upon the death of the first insure...

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