Real 4000 test 2 Study guides, Class notes & Summaries
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Test Bank for Contemporary Business Mathematics with Canadian Applications, 12th edition By S. A. Hummelbrunner
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Test Bank for Contemporary Business Mathematics with Canadian 
Applications, 12th edition By S. A. Hummelbrunner 
Contemporary Business Mathematics, 12e (Hummelbrunner) 
Chapter 1 Review of Arithmetic 
1) Simplify: (28 - 4)/3 
Answer: (28 - 4)/3 = 24/3 = 8 
Diff: 1 Type: SA Page Ref: 5-6 
Topic: 1.1 Basics of Arithmetic 
Objective: 1-1: Simplify arithmetic expressions using the basic order of operations. 
2) Simplify: 8 + 6 ∗ 2 
Answer: 8 + 12 = 20 
Diff: 1 Type: SA Page Ref: 5-6 
Topic: 1.1 ...
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Test Bank & Solution manual for Personal Finance, Fourth Canadian Edition (4th Edition) by Jeff Mad
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1 
© 2019 Pearson Canada Inc. 
Test Bank & Solution manual for 
Personal Finance, Fourth 
Canadian Edition (4th Edition) by 
Jeff Mad 
2 
© 2019 Pearson Canada Inc. 
Personal Finance, Canadian Ed., 4e (Madura) 
Overview of a Financial Plan 
True/False 
1) Many people who believe they have strong personal finance skills do not really understand 
some basic personal finance concepts. 
Answer: TRUE 
Diff: 1 Type: TF 
Categories: Benefit From Understanding Personal Finance 
Financial Type: ...
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REAL 4000 Dietz, REAL 4000 Test 2 Dietz, UGA REAL 4000 EXAM 3 Dietz, REAL 4000 Test 4 Dietz; Questions & Answers 100% Solved
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REAL 4000 Dietz, REAL 4000 Test 2 Dietz, UGA 
REAL 4000 EXAM 3 Dietz, REAL 4000 Test 4 
Dietz; Questions & Answers 100% Solved 
5 types of commercial real estate Correct answer-Retail, Hotel, Office Space, Multifamily, 
Warehouse/Industrial 
Two types of property Correct answer-tangible and intangible 
tangible Correct answer-physical assets that can be owned (can be real and personal) 
intangible Correct answer-non physical assets such as stock bonds and mortgages, leases 
What three ways a...
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REAL 4000 Dietz, REAL 4000 Test 2 Dietz, UGA REAL 4000 EXAM 3 Dietz, REAL 4000 Test 4 Dietz Questions and Answers
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What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are the term real estate used? 
What three ways are ...
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REAL 4000 Test 2 (UGA Martin); Questions & Answers 100% Solved
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REAL 4000 Test 2 (UGA Martin); Questions & 
Answers 100% Solved 
two real estate markets Correct answer-the market for land and the market for space 
the market for land Correct answer-the market where those who supply space compete 
with each other for locations 
the market for space Correct answer-the market where property owners compete with 
each other for users of space 
submarkets Correct answer-single, multifamily, office, retail, industrial, hospitality 
demand Correct answer-the valu...
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REAL 4000 Test 2 Dietz; Questions & Answers 100% Solved
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REAL 4000 Test 2 Dietz; Questions & Answers 
100% Solved 
Value of a property or mortgage thus depends on: Correct answer-1. Magnitude 
2. Timing 
3. Riskiness 
of expected cash flows 
TVM timelines always starts with Correct answer-- "Time Zero" 
Mortgage (debt) timelines normally Correct answer-30 years 
Most commercial property ownership Correct answer-3-7 years
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REAL 4000 Test 2 Dietz Questions And Answers With Latest Solutions
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Value of a property or mortgage thus depends on: - 1. Magnitude 
2. Timing 
3. Riskiness 
of expected cash flows 
TVM timelines always starts with - - "Time Zero" 
Mortgage (debt) timelines normally - 30 years 
Most commercial property ownership - 3-7 years 
Amount at time "zero" - PV 
A single cash flow at any future time point - FV 
A repeating amount of cash inflow or outflow, flow normally begins at end of first period, sometimes at 
time zero - PMT 
This is the measure of time and the n...
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REAL 4000 Test 2 (UGA Martin) Questions and Answers
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submarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarketssubmarkets
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REAL 4000 Test 2 Dietz Questions and Answers | Latest Update | 2024/2025 | 100% Pass
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REAL 4000 Test 2 Dietz Questions and 
Answers | Latest Update | 2024/2025 | 
 
100% Pass 
 
What is the purpose of a property disclosure statement? 
 A property disclosure statement provides information about the condition and known issues 
of a property to potential buyers. 
 
What is earnest money deposit? 
 An earnest money deposit is a payment made by the buyer to show commitment to 
purchasing the property. 
 
What does closing cost include? 
 Closing costs include fees and expenses associa...
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REAL 4000 Test 2 - UGA Dr. Martin Questions and answers
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ad valorem taxes - tax base is on the value of the property, not the income generated 
amortization - refers to the separating of the principle of a payment from the interest portion of 
the payment 
annuity - you have the same set of cash flows every single month of the same amount (loan 
payments) 
annuity due - payments at the beginning of a period 
FV/PV AD = (1+R)(FV/PV of RA) 
Assessed value - % of the market value as determined by an appraiser, GA 40% 
basic premise of urban economic grow...
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REAL 4000 Test 2 - UGA Dr. Martin; Questions & Answers 100% Solved
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REAL 4000 Test 2 - UGA Dr. Martin; Questions 
& Answers 100% Solved 
zoning Correct answer-regulation of land use, population density, and building size by 
creating districts for similar uses 
P = Permitted Correct answer-zoning: permitted by right, what we intended 
N = Never Permitted Correct answer-zoning: never permitted on this land 
S = Special Use Permit Correct answer-zoning: middle ground, don't want to allow just 
anything, only certain cases with some things allowed, case by cas
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REAL 4000 Test 2 - UGA Dr. Martin Questions and Answers
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N = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never PermittedN = Never Permitted
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