Personal auto policy pap - Study guides, Class notes & Summaries

Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an accident. Which of the following statements about coverage under the parents' personal auto policy is CORRECT? A) Bobby is covered by his parents' policy because he is included in the definition of named insured. B) Bobby is not covered for this accident because he used the car without permission. C) Bobby is not covered bec...

PSI Personal Lines Insurance final exam Question and Answers Loss of a CD player installed in the vehicle dashboard Which of the following may be covered under the physical damage insuring agreement of a personal auto policy? Loss of a CD player installed in the vehicle dashboard, damage to the vehicle caused by an engine failure, theft of a CB radio, all of the above Large limbs and branches of a tree that have fallen onto the street as a result of a windstorm the injured collides wi...

Connecticut Casualty Adjuster Test for All Lines with correct answers + rationales. Insurer in Connecticut, Alien insurer, CGL definitions, HO-6 form, personal auto policy (PAP) coverage, Coverage A / B / C & D, Bailee, Constructive total loss, Reasonable Expectation Doctrine, Homeowners Coverage C, business adjusting claims in Connecticut, risk control, risk transference, risk retention, risk avoidance, Drive Away Liability endorsement, Drive Other Car endorsement, Business Auto policy, Per...

Final Exam 4-40 Questions and Answers 100% Pass The continuing education requirement to maintain a 4-40 license in Florida is: - Correct Answer ️️ -ten hours every two years A Personal Auto Policy (PAP) covers the insured in all places except: - Correct Answer ️️ -Mexico Joe is injured when the jack slips as he is changing a tire in his driveway. The bill for his treatment in the emergency room is $450. Where will Joe go first to collect for his medical expenses? - Correct Answer ...

AINS 102 (Latest 2023/ 2024 Update) Understanding Personal Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A Q: Courtney drove her car home after spending an afternoon celebrating with some friends at a bar. She ran through a stop sign at a high speed and struck a van carrying a mother and two children. The van was totaled and all of the family members in the van were injured and hospitalized. The youngest child was severely injured and spent 3 months in the hospital and ...

New York State General Adjuster 17-70 Exam 2023-2024 With 100% Complete solutions An employee has been asked to use his own personal vehicle to perform certain tasks on behalf of his employer. What coverage is used under the business auto policy to protect the employer for lawsuits when the employee has an accident that causes legal action against the employer? {{Correct Ans- Employers non-ownership coverage. This coverage protects the employer and not the employee. The employee is covered unde...

Lessor correct answers a person granting a lease of a motor vehicle Livery correct answers transporting of people or things for hire (e.g., taxi service) Mutually Exclusive correct answers when something cannot occur simultaneously with something else Private Passenger Vehicle correct answers an automobile used for private needs rather than for business uses Personal Auto Policy (PAP) correct answers an insurance policy for the owners of private passenger vehicles -the policy combin...

The personal auto policy (PAP) definition of your covered auto includes correct answers Any vehicle shown in the dec pg, a newly acquired auto, any trailer owned by the named insured, and a temp auto or trailer Regarding the PAP which one of the following includes details on coverage related to state specific laws and regulations correct answers endorsements An example of an uninsured motor vehicle under the PAP is correct answers a vehicle which is insured below the state required minimum...

AINS 102 EXAM TEST BANK QUESTIONS WITH 100% CORRECT ANSWERS What does PAP stand for? - Answer- personal auto policy What Initial Contact With a Claimant Should Look Like - Answer- listen to the claimants full story show empathy verify coverage explain how details of the policy relate to the loss, including any exclusions or limitations that could affect coverage outline what will happen next in the investigation, what forms must be completed, and how long the claims process will take ...

personal auto policy (PAP) (LMPDA/IMCONOV/BIPBIOPDO/10D/20D) correct answers provides protection for liability, medical payments, and damage to the automobile for individuals and married couples and their owned and nonowned vehicles; most widely used personal lines auto contract in US and Alabama, limits of liability always written as BI per person, BI per occurrence, and PD per occurrence; cancellation notices include 10 days after receiving for nonpayment and 20 days after receiving for other ...