Ohio life insurance Study guides, Class notes & Summaries
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Ohio Health and life insurance exam with 100% correct answers
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Ohio Health and life insurance exam with 100% correct answers
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Ohio Life, Accident & Health Insurance Exam Questions and Answers Latest 2024 (Series 11-35), Life Insurance Basics
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What type of report provides information about an applicant's hobbies, habits, 
and financial status? - CORRECT ANSWER-Investigative consumer report 
What are the three factors that determine the premium for a particular life 
insurance policy? - CORRECT ANSWER-Mortality, interest, expense 
How does the premium mode affect the total premium paid for insurance for the 
year? - CORRECT ANSWER-Higher frequency of payments will result in higher 
overall premium 
Can insurers advertise the existence ...
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OHIO Life Insurance Exam Solved 100% Correct
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OHIO Life Insurance Exam Solved 100% Correct
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Ohio Health and Life Insurance Exam | 150 Questions with 100% Correct Answers | Verified | Latest Update 2024
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The type of policy where the insurer can send a notice to the insured that the policy has been cancelled 
in the middle of the term is called - cancelable 
Krissa purchases a 10-year level term life insurance policy that has a death benefit of $200,000. Which of 
these statements is true? 
The policy automatically converts to whole life after the 10-year period - The face amount and 
premium will remain constant over the 10 year period 
Which of the following provides Medicare supplement policie...
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Ohio Life Insurance Exam Questions and Answers (2024 / 2025) (Verified Answers)
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Ohio Life Insurance Exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
According to the entire contract provision, the entire contract includes all of the 
following EXCEPT - CORRECT ANSWER The premium payment (other answers 
any attachments, any endorsements, and the insurance policy) 
In most states, the policy becomes incontestable after - CORRECT ANSWER 2 
years 
Consideration for an insurance policy includes - CORRECT ANSWER The 
statements made in the application and the pr...
Too much month left at the end of the money?
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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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OHIO LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
A life insurance company has transferred some of its risk to another insure. The insurer assuming the risk is called - correct answer 
 
all of the following are examples of business continuation plan except - correct answer Deffered Compensation 
 
All of these are valid options for an Adjustable Life Policy EXCEPT 
 The policy's premium can be increased or decreased 
 The policy's death benefit can be increased or decreased 
 A no...
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ohio life insurance exam Questions and Answers (2024 / 2025) (Verified Answers
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ohio life insurance exam 
Questions and Answers (2024 / 
2025) (Verified Answers) 
Return of Premium Rider (increasing term insurance) - 
CORRECT ANSWER insured buys an increasing amount of term 
insurance that always equals the total amount of premiums paid 
to date 
Return of Cash Value Rider (increasing term insurance0 - 
CORRECT ANSWER Pays an amount equal to the cash value 
along with th
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ohio life insurance exam Questions and Answers (2024 / 2025) (Verified Answers
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ohio life insurance exam Questions and 
Answers (2024 / 2025) (Verified Answers) 
How soon can the benefit payments begin with a deferred 
annuity? - CORRECT ANSWER a minimum of 12 months after 
date of purchase 
which of these is considered to be a living benefit option in a life 
insurance policy - CORRECT ANSWER Accelerated death 
benefit 
An example of naming a beneficiary by class would be 
"To the children born of my union with Ned Jackson: David 
Jackson, Jennifer Jackson, and Scot...
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Study Guide for OHIO Life Insurance Exam 2024 Final Q&A
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Study Guide for OHIO Life Insurance 
Exam 2024 Final Q&A 
Insurance: - CORRECT ANSWER-A contract in which the insurance company agrees to 
indemnify the insured party against loss, damage or liability arising from an unknown 
event. 
Insurance Transfers: - CORRECT ANSWER-The risk of loss from an individual or 
business entity to an insurance company, which in turn spreads costs of unexpected 
losses to many individuals. 
Direct response marketing: - CORRECT ANSWER-A direct response marketin...
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OHIO LIFE INSURANCE FINAL EXAM 2024 WITH 100% CORRECT ANSWERS
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OHIO LIFE INSURANCE FINAL EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Which of the following is usually the owner of the annuity? - correct answer The annuitant 
 
Which of the following is not true of the straight life income option for annuities? - correct answer A beneficiary will receive any balance of the annuity upon the annuitant's death. 
 
When an insurance policy is taken out, if the owner of the policy is someone other than the actual insured, the owner must be able to prove: - correct ...
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