Ohio life and health Study guides, Class notes & Summaries
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Ohio Health and life insurance exam with 100% correct answers
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Ohio Health and life insurance exam with 100% correct answers
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Ohio Life and Health Practice Exam Questions And Verified Answers
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Ohio Life and Health Practice Exam Questions And Verified Answers
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Ohio Life and Health Insurance Bundled Exams Questions and Answers (2022/2023) 100% Correct
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Ohio Life and Health Insurance Bundled Exams Questions and Answers (2022/2023) 100% Correct
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Ohio Health and Life Insurance Exam | 150 Questions with 100% Correct Answers | Verified | Latest Update 2024
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The type of policy where the insurer can send a notice to the insured that the policy has been cancelled 
in the middle of the term is called - cancelable 
Krissa purchases a 10-year level term life insurance policy that has a death benefit of $200,000. Which of 
these statements is true? 
The policy automatically converts to whole life after the 10-year period - The face amount and 
premium will remain constant over the 10 year period 
Which of the following provides Medicare supplement policie...
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS.
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 coinsurance. The insured incurs $25,000 of covered losses. How much will the insured have to pay? 
 
$500 
$5,000 
$5,400 
$5,600 - correct answer $5,000 
 
Which of these is NOT subject to income taxation under Modified Endowment Contract (MEC) 
 
Loan against the cash value 
Policy withdrawal 
Policy Dividend 
Death Benefit - correct answer Deat...
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 
 
 
Ownership of a life insurance policy may be temporarily transferred with a(n) - correct answer collateral assignment 
 
Which of the following statements is CORRECT regarding an individual applying for life or health insurance? - correct answer The applicant's medical history may be analyzed and reported 
 
Which type of annuity guarantees a stated number of income payments, whether or not the annuitant is still alive to receive them? - correct answ...
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OHIO LIFE AND HEALTH STATE EXAM 2024
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OHIO LIFE AND HEALTH STATE EXAM 2024 
 
 
What type of policy would only provide coverage for specific type of illnesses? - correct answer Dread disease insurance 
 
Justin is receiving disability income benefits from a group policy paid for by his employer. How are these benefits treated for tax purposes? - correct answer taxable income 
 
And insurance company needs to obtain personal information from a third-party concerning an applicant. Which law do you all ensures in there producers need ...
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Which settlement option pays a stated amount to an annuitant, but no residual value to a beneficiary? - correct answer Life income 
 
Someone needing custodial care at home would require which type of coverage? - correct answer Long term care coverage 
 
Which of these is not considered a supplemental health insuring corporation (HIC) service? - correct answer Outpatient medical services 
 
An employer may qualify for health ...
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OHIO LIFE AND HEALTH PRACTICE EXAM 2024 WITH 100% CORRECT ANSWERS
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An insured has a stop-loss limit of $5,000, a deductible of $500, and an 80/20 coinsurance. The insured incurs $25,000 of covered losses. How much will the insured have to pay? 
 
$500 
$5,000 
$5,400 
$5,600 - correct answer $5,000 
 
Which of these is NOT subject to income taxation under Modified Endowment Contract (MEC) 
 
Loan against the cash value 
Policy withdrawal 
Policy Dividend 
Death Benefit - correct answer Death benefit 
 
An indemnity plan 
 
Pays both the insured and health care...
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A 
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A Premiums paid that exceed 7 1/2% of an insured's Adjusted Gross Income (AGI) are tax-deductible when paid for which of the following plans? - Qualified Long-Term Care plan All _____ policies must be guaranteed renewable. - long-term...
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