Non resident producer - Study guides, Class notes & Summaries
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+
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INDIANA LIFE AND HEALTH RULES AND REGULATIONS EXAM (2023/2024) RATED A+ Insurance Commissioner • Appointment by Governor • Member of NAIC 
Insurance commissioner Duties responsible for overseeing the Department of Insurance, which regulates insurance companies operating in Indiana. works to promote improvements to insurance laws and the enforcement of said laws in Indiana.[ 
Certificate of Authority Licensed companies receive a _______________________________ to conduct the business of insur...
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MaryLand State Portion of Title Producer Exam Questions With Correct Answers
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1. If a party uses a fictitious or different name than its business name, it must be approved by the 
a. Maryland Insurance Administration 
b. National Association of Insurance Commissioners 
c. Maryland Land Title Association 
d. American Land Title Association - Answer a. Maryland Insurance Administration 
 
2. When there is termination of the appointment by a title insurer, the insurer must update the producer register within how many days. 
a. 15 days 
b. 30 days 
c. 45 days 
d. 60 days - An...
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PA Property and Casualty exam 2024 with 100% correct answers
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What is the purpose of licensing? - correct answer Reinforces the purpose of insurance regulation - that the public is treated fairly and equitably by those who sell and distribute insurance. 
 
Licensing prerequisites - correct answer 24 credit hours of study in approved course (must have 3hrs ethics). Once your certificate is obtained you have 1yr to pass your exam followed by 1yr to have your license issued. *Passing does not guarantee you will get your license. 
 
What are the qualifications...
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Michigan Credit Insurance Producer Study Guide with Verified Solutions | Latest 2024/2025
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Producer ️ licensed person who has the authority to sell, solicit, or 
negotiate insurance contracts 
Who has permission to cancel the license? ️ the commissioner 
Agent ️ person or corporation authorized to solicit insurance, collect 
premiums & transact insurance business on behalf of an insurance 
company 
Producer is appointed by who ️ appointed by the agent to represent the 
insurer & an insurer can cancel the appointment of agent 
DIFS ️ Dept of Insurance and Financial Services, ...
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MS Property & Casualty Questions and Answers Already Passed
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MS Property & Casualty Questions and 
 
Answers Already Passed 
 
To renew a producer license which is been in affect more than 18 months, a producer must 
complete ___________ 24 hrs & 3 of those hours ethics 
 
To renew a producer license which is been in effect for 18 months or less, a producer must 
complete________ of CE. 12 hrs 
 
A producer must report to the commissioner any administrative action taken against the producer 
in any jurisdiction, for by another governmental agency in the s...
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South Carolina Life Insurance Producer Exam Questions and Answers 2023
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South Carolina Life Insurance Producer Exam Questions and Answers 2023 
 
Producer - ANSWER Independent Insurance Agents also known as insurance sales agents that typically sell a variety of Insurance and financial products. 
 
resident producer - ANSWER An agent who holds an insurance license in the state in which they live 
 
non-resident producer - ANSWER Agents who hold an insurance license in a different state than the one they live 
 
Broker - ANSWER agents that work on behalf of life insu...
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Washington State Property & Casualty Insurance Exam 100% correct answers
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Washington State Property & Casualty Insurance Exam 100% correct answers Authorized Insurer 
An insurer that has qualified and received a Certificate of Authority from the Department of Insurance to transact insurance in the state. 
 
 
 
Contact adhesion 
the accepter of the contract must "adhere" to the written contract 
 
 
 
inducement 
An action aimed at persuading 
 
 
 
insolvent 
Bankrupt; unable to pay debts. 
 
 
 
Transacting Insurance 
Conducting insurance business, such as solicit...
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Xcel Solutions Property & Casualty Exam Questions and Answers
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Xcel Solutions Property & Casualty 
Exam Questions and Answers 
An earned premium resulting from the cancellation of a policy is calculated on: - Correct 
Answer ️️ -On a pro rata basis, based on the previous year's rate 
M owns a parking garage & has coverage that states: "We will cover losses regardless if 
you are legally liable for the loss." This no-fault ideology will be found under: - Correct 
Answer ️️ -Excess Direct Coverage 
An insurance company writing business in a state o...
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NJ Life Producer Exam Correct answers latest update
- Exam (elaborations) • 9 pages • 2024
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NJ Life Producer Exam Correct answers latest update 
Which of the following amounts must decrease in a decreasing term? 
Death benefit 
 
 
In life insurance, insurable interest must exist at the time the.. 
Producer writes an on a proposed insured 
 
 
An applicant makes an offer to the insurer when they 
pay an initial premium with the application 
 
 
Which of the following makes Universal Life insurance different from other forms of permanent insurance? 
Premium Schedule 
 
 
An insurer that...
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score.
- Exam (elaborations) • 14 pages • 2023
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Michigan Surplus Lines Insurance Exam Prep questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - correct answers.A Hard Market. 
 
Surplus lines premiums typically expand during a hard market. 
 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - correct answers.A) Tighten their underwriting standards. 
 
Tighten and ra...
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