Main purpose of hmda - Study guides, Class notes & Summaries
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HOME MORTGAGE DISCLOSURE ACT (HMDA) Q’S & A’S!!
- Exam (elaborations) • 2 pages • 2024
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HOME MORTGAGE DISCLOSURE ACT (HMDA) Q’S & A’S!!
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National and UST Mortgage Practice Exam 2|2023 LATEST UPDATE|GUARANTEED SUCCESS
- Exam (elaborations) • 29 pages • 2023
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Under RESPA, the servicer may require a borrower to pay into an escrow account to cover disbursements that are unanticipated or disbursements made before the borrower's monthly payments are available in the account, a cushion or reserve that must be no greater than _____ of the estimated total annual disbursements from the escrow account. 
The answer is one sixth. 
Under RESPA, a lender may require the borrower to establish an escrow account at closing. The loan servicer may require a borrower ...
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997 NMLS Questions with Answers
- Exam (elaborations) • 154 pages • 2023
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997 NMLS Questions with Answers 
The practice of getting people to sell their homes at bargain prices by suggesting that 
certain 
ethnic groups are going to move into the area is nicknamed: 
-Price fixing 
-Redlining 
-Steering 
-Blockbusting>>>> Blockbusting 
You and the borrower believe an Adjustable Rate Mortgage would be best for the 
borrower. What 
is the name of the booklet you are required to give? 
-CHARM Booklet 
-ARM Disclosure 
-Fair Lending Practices Booklet 
-RESPA Bo...
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