Liability limits - Study guides, Class notes & Summaries
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HMEMS80 Assignment 2 (COMPLETE ANSWERS) Semester 2 2024 (755747) - DUE 30 September 2024
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HMEMS80 Assignment 2 (COMPLETE ANSWERS) Semester 2 2024 (755747) - DUE 30 September 2024 ; 100% TRUSTED Complete, trusted solutions and explanations. For assistance, Whats-App 0.6.7-1.7.1-1.7.3.9. Ensure your success with us.... Question 1 
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Question text 
The following are examples of non-probability sampling strategy except sampling. 
 
a. 
convenience 
 
b. 
cluster 
 
c. 
purposive 
 
d. 
quota 
 Clear my choice 
Question 2 
Not yet an...
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AINS 103 Questions & Answers 2023 100% PASS
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Danforth Grocery Store specializes in fresh produce and is open 24 hours year-round. The store has 
contracts with suppliers to deliver produce and foods by 5am daily, so the parking area at the rear of the 
store is congested from 4:30am to 5:30am. Customer traffic is heaviest from 7am to 9am, and again 
from 3pm to 6pm. The store has had six slip and fall claims from customers in the past year. Danforth 
Grocery Store is most exposed to which one of the following types of liability loss? 
...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS WITH CORRECT ANSWERS
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Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 CORRECT ANSWER c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the d...
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Florida Insurance 20-44 Exam Study Questions and Answers 100% Correct
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Florida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% CorrectFlorida Insurance 20-44 Exam Study Questions and Answers 100% Correct 
insurance - ANSWER-________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. 
 
casualty - ANSWER-_____________...
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CIC Commercial Multi-line Exam Prep (100% Correct Answers)
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CIC Commercial 
Multiline Exam 
Identify and describe the three primary purposes of excess liability/umbrella policies 
(LO1) - ANSWER 1. Provide additional limits that are excess over underlying limits of 
insurance 
2. Provide primary coverage when underlying poliy does not respond beacuse its 
aggregate limits of insruance are exhausted. 
3. Provide broader coverage than the exsiting underlying insurance 
excess liability coverage forms and commercial umbrella liability policy - ANSWER 1...
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Florida 4-40 test Questions And Answers
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Transferring the risk to an insurance company is known as what? - Answer- Insurance 
 
When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what? - Answer- Endorsement 
 
George and Sandy only home which was damaged by fire who has insurable interest - Answer- George and Sandy 
 
What is the most common loss settlement valuation in the property policies? - Answer- Actual cash value 
 
The insurance...
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CIC - Commercial Casualty Questions And Verified Correct Answers
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CIC - Commercial Casualty Questions And 
Verified Correct Answers 
What are the three basic parts of a CGL policy? - ANSWER Declarations, 
Coverage Form, & Endorsements 
What are the four parts of the CGL declarations? - ANSWER Named 
insured, mailing address, policy period; limits; form of business; business 
description 
What are the five sections of the CGL coverage form? - ANSWER 
Coverages, Who Is an Insured, Limits, Conditions, & Definitions 
What are the three CGL coverages? - ANSWER...
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2024/2025 UPDATED NC ADJUSTER LICENSE PRACTICE EXAM QUESTIONS WITH CORRECT ANSWERS ALREADY PASSED AND VERIFIED
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NC ADJUSTER LICENSE PRACTICE EXAM 2024/2025 
QUESTIONS WITH CORRECT ANSWERS ALREADY 
PASSED AND VERIFIED 
Manny is purchasing a Commercial Property policy with a Business Income form 
included. Manny can select from any of the following as a method to provide coverage, 
while avoiding the coinsurance requirement, EXCEPT: - CORRECT ANSWER The 
maximum monthly limit of indemnity optional coverage 
The traditional definition of actual cash value (ACV) is: - CORRECT ANSWER 
Replacement cost min...
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CIC Commercial Casualty Institute actual exam with 100% correct answers(latest update)
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What are 4 major loss exposures covered by CGL Form? 
 
LO1 
1. Premises Liability (slip and fall due to water on the floor) 
 
2. Operations Liability 
(Tree trimmer causes damage to power lines by removing fallen limbs) 
 
3. Product Liability (ladder collapses when being used as intended) 
 
4. Completed Operations 
A contractor installs a hot water heater and leaves the home, 2 days later, water overflows onto the floor causing damage because the hot water heater was improperly installed. 
 ...
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2024 GEORGIA ADJUSTER EXAM/ACTUAL EXAM WITH 100% CORRECT DETAILED AND VERIFIED SOLUTIONS/A+ GRADE
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2024 GEORGIA ADJUSTER EXAM/ACTUAL EXAM WITH 100% CORRECT DETAILED AND VERIFIED SOLUTIONS/A+ GRADE 
 
 
Consequential also known as Indirect Loss 
An insured's business is damaged because of a fire and he is forced to close business temporarily for repairs. As a result the insured lost income. What type of loss is this? 
 
Combined Single 
The insured crashes into a porch and the person sitting on the porch. The person on the porch is injured. The insured's insurance policy has a limit set at $...
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Texas Property and Casualty 2024 (All possible questions with 100% correct answers)
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A policy written through the NFIP will provide coverage for: 
 
A 
Extra expenses 
B 
Increased costs to comply with local floodplain management laws 
C 
Loss of use 
D 
Loss of business income correct answers Increased costs to comply with local floodplain management laws 
 
Who is responsible for paying premiums, and will receive any premiums that have to be returned? 
A An additional insured 
B Any insured 
C Any named insured 
D First named insured correct answers First named insured 
 
Gene...
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