Insurance exam fx - Study guides, Class notes & Summaries

VA PROPERTY & CASUALTY INSURANCE EXAM FX | CONTAINS 250 ACCURATE REAL EXAM QUESTIONS AND ANSWERS | EXPERT VERIFIED | GRADED A | GUARANTEED PASS | UPDATED 2024

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What is insurance? correct answer: Insurance transfers the risk of loss from an individual or business entity to an insurance company, which in turn spreads the costs of unexpected losses to many individuals. What is risk? correct answer: Risk is the uncertainty or chance of a loss occurring. What is peril? correct answer: Perils are the causes of loss insured against in an insurance policy. What are the elements of insurable risk? correct answer: Loss must be 1. due to chance 2....

The causes of loss insured against in an insurance policy are known as - Perils Before an insurer will pay any loss under a policy, what is usually required from the insured? - Proof of loss An insured works outside the home. The insured's sister lives with him and cares for his four children. When the insured's home is severely damaged by fire, the family moves into an apartment while repairs are being made. The largest apartment available in the area has two bedrooms, so the insured's...

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VA Property & Casualty Exam FX, Insurance Exam with Complete Solutions The members of a limited liability company are insureds under a businessowners policy (BOP) if The limited liability company is designated as the named insured. An endorsement added to a businessowners policy that provides coverage for direct damage caused by utility service disruption stemming from a covered peril is called Utility Services - Direct Damage. Which of the following would be the insured's duty ...

Exam FX, VA Property &Exam FX, VA Property & Casualty Insurance Exam Questions and Answers 100% CorrectExam FX, VA Property & Casualty Insurance Exam Questions and Answers 100% Correct Casualty Insurance Exam Questions and Answers 100% CorrectExam FX, VA Property & Casualty Insurance Exam Questions and Answers 100% Correct The members of a limited liability company are insureds under a businessowners policy (BOP) if - ANSWER-The limited liability company is designated as the named insured. ...

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