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Which kind of losses are covered under a standard fire policy? CORRECT ANSWER Direct All fires are not covered by the Standard Fire policies, only those that: CORRECT ANSWER are hostile and have a flame or glow At what time does a fire policy go into affect? CORRECT ANSWER 12:01am standard time at the location of the insured's property A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the insured m...

Adjuster Pro - Insurance adjuster test latest 2023 already passed What is insurance? protection against financial loss what is a premium a scheduled amount to be paid for an insurance policy. What are premiums used for premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies afford to pay for an individuals catastrophic loss? the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. what is Ind...

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ae21 Insurance Adjuster License UPDATED Exam Questions and CORRECT Answers A Claim in the property industry is defined as - Ans An assertion of of an alleged legal right against a person, entity, company or insurer that carries with it a demand for money as compensation for injuries or damage. What are you really, buying when you purchase insurance - Ans Peace of mind Why is insurance such a unique product - Ans It is a financial product, the purchase of a product based on trust.

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