Hud home ownership exam Study guides, Class notes & Summaries
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NMLS SAFE ACT MLO Exam - Federal Law Questions and Answers 100% Correct
- Exam (elaborations) • 28 pages • 2023
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NMLS SAFE ACT MLO Exam - Federal Law Questions and Answers 100% Correct 
 
NMLS SAFE ACT MLO Exam - Federal Law Questions and Answers 100% Correct 
 
NMLS SAFE ACT MLO Exam - Federal Law Questions and Answers 100% Correct 
 
NMLS SAFE ACT MLO Exam - Federal Law Questions and Answers 100% Correct 
 
If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? 
 
A. 1 month 
B. 2 months 
C. 3 months 
D. 4 mo...
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MN Course 1 Exam Prep: Property Types, Title, and Environmental Issues Already Passed
- Exam (elaborations) • 18 pages • 2024
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MN Course 1 Exam Prep: Property 
Types, Title, and Environmental Issues 
 
Already Passed 
 
Manufactured vs. modular home Manufactured: A home that is built according to HUD 
construction standards. Updated term for a mobile home or house trailer. 
 
Modular: Units that are constructed in factories off-site according to state building codes. Once 
assembled on the home site, considered to be real property. 
 
Land Property that includes the surface of the earth, down to the center of the earth,...
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HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers 100% Pass
- Exam (elaborations) • 17 pages • 2024
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HUD Housing Counselor Module- Avoiding Foreclosure 
Exam Questions and Answers 100% Pass 
Which of the following did NOT contribute to the increase in foreclosure rates during the 
mortgage crisis? 
- Risky loan products with features like negative amortization 
- Homeowners paying off mortgages early 
- Aggressive marketing of Home Equity Line of Credits (HELOC) 
- Using teaser rates to qualify more borrowers - Correct Answer ️️ -Homeowners 
paying off mortgages early 
This program made it ...
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NMLS SAFE ACT MLO Exam - Federal Law Final Review Test 2024.
- Exam (elaborations) • 37 pages • 2024
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NMLS SAFE ACT MLO Exam - Federal Law Final Review Test 2024. 
If a borrow is on the DO NOT CALL LIST and makes an inquiry about doing business with you in regards to a loan, when does right to contact them expire? 
 
A. 1 month 
B. 2 months 
C. 3 months 
D. 4 months - correct answer C. 3 months 
 
An established business relationship with a company also will be created if you make an inquiry to the company, or submit an application to it. This kind of established business relationship exists for...
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HUD (Home ownership) EXAM Q&A RATED A
- Exam (elaborations) • 8 pages • 2023
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HUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED AHUD (Home ownership) EXAM Q&A RATED A
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Verified Study Guide: HUD Exam – Home Ownership |2024/2025 study year| 100% Correct
- Exam (elaborations) • 15 pages • 2024
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Verified Study Guide: HUD Exam – Home 
Ownership |2024/2025 study year| 100% 
Correct 
Which factor is best for housing counselors to use when determining how much a client can 
afford to spend on purchasing a home? 
A. Debt to-income ratios 
B. Annual gross income 
C. Savings 
D. Options A, B, C 
E. None of the above *Ans* D. Options A, B, and C 
A person or company that makes loans for real estate purchases. "Loan officer" is a related term 
that refers to a representative of a lendin...
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NJ Real Estate Exam Questions
- Exam (elaborations) • 40 pages • 2024
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NJ Real Estate Exam Questions 
According to New Jersey License Law, A licensee who wants to sell property that the 
licensee owns MUST? 
a) list the same property with another licensee in the same office 
b) disclose the ownership interest in any advertisement of the property 
c) disclose the ownership interest in any notice submitted on the listing to the MLS 
d) disclose in the contract of sale that the seller holds a New Jersey Real Estate license 
d. disclose in the contract of sale that th...
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HUD Certification Exam Questions and Answers 100% Pass
- Exam (elaborations) • 33 pages • 2024
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HUD Certification Exam Questions and 
Answers 100% Pass 
Which document is most important when working with a client to develop an initial 
budget as part of a Client Action Plan? 
Pay stub 
Retirement plan statement 
List of assets 
Current lease - Correct Answer ️️ -Pay stub 
A client would like purchase a home within one year. The client is motivated to increase 
household income as a way to save for a down payment and qualify for a loan. Which is 
the best solution for the client to reac...
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HUD Housing Counselor Module- Avoiding Foreclosure Exam Questions and Answers 100% Pass
- Exam (elaborations) • 17 pages • 2024
- Available in package deal
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- $12.49
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HUD Housing Counselor Module- Avoiding Foreclosure 
Exam Questions and Answers 100% Pass 
Which of the following did NOT contribute to the increase in foreclosure rates during the 
mortgage crisis? 
- Risky loan products with features like negative amortization 
- Homeowners paying off mortgages early 
- Aggressive marketing of Home Equity Line of Credits (HELOC) 
- Using teaser rates to qualify more borrowers - Correct Answer ️️ -Homeowners 
paying off mortgages early 
This program made it ...
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Basic Appraisal Procedures Exam Questions and Answers 2024/2025 (100% Correct)
- Exam (elaborations) • 32 pages • 2024
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Basic Appraisal Procedures Exam Questions and Answers 2024/2025 (100% Correct) Valuation process 
A systematic procedure used in the valuation of real property. 
Client 
The party or parties who engage, by employment or contract, an appraiser in a 
specific assignment. 
Steps in Defining the problem 
Identification and location of the real estate; Identification of the property rights; 
Definition of value; Purpose and intended use of the appraisal; Effective date of 
the opinion of value; Any s...
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