Hud homeownership - Study guides, Class notes & Summaries

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HUD Exam- Homeownership (Questions and Answers) Latest 2024

HUD Exam- Homeownership Questions and Answers 100% CorrectHUD Exam- Homeownership Questions and Answers 100% CorrectHUD Exam- Homeownership Questions and Answers 100% CorrectWhich factor is best for housing counselors to use when determining how much a client can afford to spend on purchasing a home? A. Debt to-income ratios B. Annual gross income C. Savings D. Options A, B, C E. None of the above - ANSWER-D. Options A, B, and C A person or company that makes loans for real estate purch...

HUD - Homeownership Exam ...

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HUD Exam- Homeownership Questions and Answers 100% Pass Which factor is best for housing counselors to use when determining how much a client can afford to spend on purchasing a home? A. Debt to-income ratios B. Annual gross income C. Savings D. Options A, B, C E. None of the above - Correct Answer ️️ -D. Options A, B, and C A person or company that makes loans for real estate purchases. "Loan officer" is a related term that refers to a representative of a lending or mortgage com...

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

HUD Exam- Homeownership Questions and Answers 100% Pass Which factor is best for housing counselors to use when determining how much a client can afford to spend on purchasing a home? A. Debt to-income ratios B. Annual gross income C. Savings D. Options A, B, C E. None of the above - Correct Answer ️️ -D. Options A, B, and C A person or company that makes loans for real estate purchases. "Loan officer" is a related term that refers to a representative of a lending or mortgage com...

HUD Exam - Avoiding Foreclosure Questions and Answers 100% Correct HUD Exam - Avoiding Foreclosure Questions and Answers 100% Correct HUD Exam - Avoiding Foreclosure Questions and Answers 100% Correct The following contributed to the increase in foreclosure rates, except: A. Subprime lending B. Risky loan products with feature like negative amortization C. Demand from the secondary market D. Homeowners paying off mortgages early E. Using teaser rates to qualify more borrowers. - ANS...

HUD Exam- Homeownership Questions with Solved Answers