Homeowners c Study guides, Class notes & Summaries
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Florida All Lines Claims Adjuster Exam 2024 | Questions with 100% Correct Answers | Verified | Updated 20242025
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What is an eligible building for flood insurance?: A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community 
What is Builders Risk Coverage?: Covers buildings in the course of completion. Proper coverage is 100% of expected completed value 
Do all Homeowners policies contain Coverage A?: No, HO-4 (Renters person- al property) 
What is casual labor in workers' compen...
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AIDA 181 (Latest 2023/ 2024 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A
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AIDA 181 (Latest 2023/ 2024 Update) Big Data Analytics for Risk and Insurance Exam | Questions and Verified Answers| 100% Correct| Grade A 
 
 
Q: Computer output simulating human reasoning best describes which one of the following? 
Select one: 
A. Artificial intelligence 
B. Chatbots 
C. Machine learning 
D. Deep learning 
 
 
Answer: 
A 
 
 
 
Q: Annette is a claims adjuster with Midwestern Insurance (MI). MI recently invested in and established robotic process automation (RPA) in many of its...
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Florida Personal Lines Exam 2023-2024 Questions and Answers 100% Verified
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Florida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% VerifiedFlorida Personal Lines Exam Questions and Answers 100% Verified 
Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of ...
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LOUISIANA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS WITH CORRECT ANSWERS
- Exam (elaborations) • 51 pages • 2023
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Driver A has a personal auto policy with Part C: UM/UIM limits of 100/300. He is injured by Driver B who has Part A: Bodily Injury Liability limits of 50/100. It is determined that Driver B is at fault for the accident. Driver A has $125,000 in medical expenses. How much will his Part C: UM/UIM coverage pay? 
 
a) $125,000 
b) $75,000 
c) $50,000 
d) $25,000 CORRECT ANSWER c) $50,000 
 
Underinsured motorist coverage acts as excess over the at-fault motorist's coverage. It will pay the d...
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Connecticut Casualty Adjuster Test for All Lines; All Answers Correct with Rationale (Latest 2023 / 2024)
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Connecticut Casualty Adjuster Test for All Lines with correct answers + rationales. 
 
Insurer in Connecticut, Alien insurer, CGL definitions, HO-6 form, personal auto policy (PAP) coverage, Coverage A / B / C & D, Bailee, Constructive total loss, Reasonable Expectation Doctrine, Homeowners Coverage C, business adjusting claims in Connecticut, risk control, risk transference, risk retention, risk avoidance, Drive Away Liability endorsement, Drive Other Car endorsement, Business Auto policy, Per...
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State Farm Homeowner Policy FP-7955 Deducible Exam
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under an FP-7955 policy, deductibles apply to which of the following types of losses. - Answer- B. Fire department service charges 
 
in the FP-7955 policy, Coverage C consists of three coverages: 1. Additional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False? - Answer- B. False 
 
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA, or JF. Which of the following statements is true concerning her personal pro...
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New York Adjuster Exam Questions with 100% correct Answers 2023
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New York Adjuster Exam Questions with 100% correct Answers 2023 
The insured has moved into a dwelling that was being build and was covered by the "Dwelling under Construction" endorsement. How long does the insured have to report his / her occupancy to the insurance company? {{Correct Ans- 30 days 
 
When a New York Homeowners policy is still in the 60-day underwriting period, the insurer may cancel it for any reason by providing a ______ notice. {{Correct Ans- 30 day 
 
Personal property tha...
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AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024
- Exam (elaborations) • 54 pages • 2023
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AINS 101 Questions With 100% Accurate Review Solution Answers 
 
Which of the following is an example of a legal requirement for individuals that could be met through 
insurance? 
a. contributing to the growth of the organization 
b. paying for losses 
c. obtaining personal auto insurance 
d. providing a source of investment funds - ANS-c. obtaining personal auto insurance 
A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for 
the damage? 
a...
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COMPREHESIVE; TEST BANK| ALL NEW YORK ADJUSTER (NY ADJUSTER) QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE PASS
- Exam (elaborations) • 460 pages • 2023
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COMPREHESIVE; TEST BANK| ALL NEW YORK ADJUSTER (NY ADJUSTER) QUESTIONS ALL WITH CORRECT ANSWERS 2023-2024|GUARANTEE PASS 
Table of Contents 
New York Adjuster Exam Questions with 100% correct Answers 2023	2 
New York Adjuster Exam 2 Questions and Answers Graded A+ 2023	24 
New York Adjuster Exam 3 (+100 Questions and Answers 2023	34 
New York Adjuster Questions and Answers 2023	45 
NEW YORK insurance pretest (Adjusters) Questions and Correct Answers	47 
New York Adjuster 1 Questions and Answers	...
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Louisiana Property & Casualty Insurance Course Exam Already Passed!!
- Exam (elaborations) • 17 pages • 2023
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Which One Of The Following Is NOT A Possible Defense Against Negligence? 
 
A. Statue Of Limitations 
B. Doctrine Of Reasonable Expectation 
C. Intervening Cause 
D. Comparative Negligence - ANSWERSDoctrine Of Reasonable Expectation 
 
What Is A Hazard? - ANSWERSAn Increase In The Possibility That A Loss Might Occur. 
 
The Purpose Of Insurance Is To____________ - ANSWERSTransfer Risk From A Person, Business Or Organization To An Insurance Company. 
 
The Type Of Insurance Company In Which The...
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