Ho 4 contents broad form - Study guides, Class notes & Summaries
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LOUISIANA CLAIM ADJUSTER SERIES 204 HOMEOWNER INSURANCE EXAM SOLVED 100%
- Exam (elaborations) • 9 pages • 2023
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multi-line policies - Answer HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. 
 
personal package policy - Answer HO insurance is sold as a _ designed to cover a broad range of exposures related to owning and renting a part of a home. 
 
theft insurance and personal liability coverage under one contract - Answer the HO insur...
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Texas Property and Casualty Exam Questions and Answers Verified 100%
- Exam (elaborations) • 25 pages • 2023
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
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Virginia Property and Casualty Insurance Exam Prep (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 30 pages • 2024
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Virginia Property and Casualty Exam Prep 
(Latest 2024/ 2025 Update) Questions and 
Verified Answers| 100% Correct| Grade A 
 
Q: What is mysterious disappearance? 
 
 
Answer: 
Misplacement or loss of property without knowledge as to the location, time and cause of the 
loss 
 
 
 
Q: What are additional coverages available in Homeowners policies without additional 
premiums? 
 
 
Answer: 
Debris removal, lawns/plants/shrubs, and trees,removal, reasonable repairs, and fire department 
serv...
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded)
- Exam (elaborations) • 35 pages • 2024
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-...
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Virginia Property and Casualty Insurance Exam (Latest 2024/ 2025 Update) Practice Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 40 pages • 2024
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Virginia Property and Casualty Exam 
(Latest 2024/ 2025 Update) Practice 
Questions and Verified Answers| 100% 
Correct| Grade A 
 
Q: If information on consumer reports differs from an applicant's statements and causes the 
insurer to reject the application, the insurer has made a/an: 
A. Adverse underwriting decision 
B. Unfair decision 
C. Unfair discriminatory decision 
D. Negative underwriting decision 
 
 
Answer: 
A. Adverse underwriting decision 
 
 
 
Q: Identify a federal law that...
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New York All Lines Adjuster Exam with Correct Answers Latest 2024/2025 (Graded)
- Exam (elaborations) • 35 pages • 2024
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New York All Lines Adjuster Exam with Correct Answers 2024/2025 (Graded) DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-DP-1 - 5 days 
DP-2 - 30 days 
DP - limit for trees/pl...
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New York All Lines Adjuster Exam with 100% Correct Answers 2024-2025 (Graded A+)
- Exam (elaborations) • 35 pages • 2024
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New York All Lines Adjuster Exam with 100% Correct Answers (Graded A+) DP - valuation - ANSWER-DP-1 - ACV building & contents 
DP-2/3 - RCV building & ACV contents 
DP - limit for fair rental value - ANSWER-20% of A 
DP - coverages (A-E) - ANSWER-A - dwelling 
B - other structures 
C - personal property 
D - fair rental value 
E - additional living expense 
DP - limit for additional living expenses - ANSWER-DP-1 - NONE 
DP-2/3 - 20% of A 
DP - Property removed is covered for ___ days. - ANSWER-...
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ALL LINES ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 19 pages • 2024
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ALL LINES ADJUSTER EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as - correct answer A recipient location 
 
recipient location - correct answer Businesses who support insured by being the primary buyer for their products 
 
HO-3 (special form) - correct an...
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (163 QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS
- Exam (elaborations) • 28 pages • 2024
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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (163 QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS 
 
 
 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as - ANSWER A recipient location 
 
 
 
recipient location - ANSWER ...
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TEXAS All Lines Adjuster Exam Questions & Answers 2024/2025
- Exam (elaborations) • 19 pages • 2024
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TEXAS All Lines Adjuster Exam Questions & Answers 2024/2025 
 
 
The insured has filed a claim under the "Business Income Department Properties - Broad Form" because the primary buyer of products and services from the business has filed for bankruptcy under this form the primary buyers business would be known as - ANSWERSA recipient location 
 
recipient location - ANSWERSBusinesses who support insured by being the primary buyer for their products 
 
HO-3 (special form) - ANSWERScovers the dwe...
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