Hmda exam prep test - Study guides, Class notes & Summaries
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HMDA Exam Prep Test | Questions with 100% Correct Answers (A Rated)
- Exam (elaborations) • 23 pages • 2024
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Purpose of HMDA: - ANSWER (1) Provide public with info that will help show whether financial 
institutions are serving the housing credit needs of the neighborhoods and communities in 
which they are located; AND 
(2) Help public officials in targeting public investments from the private sector to areas where 
they are needed 
Covered Depository Institutions under HMDA - ANSWER (1) *On the preceding DECEMBER 
31ST*, had assets in excess of annually published FFIEC thresholds *(in excess of $44 M...
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