Fp 512 Study guides, Class notes & Summaries

CFP 512 UPDATED Exam Questions and CORRECT Answers Difference between risk, peril and hazard - Ans A risk represente the possibly of a loss or a negative deviation from a desires outcome. A peril is the cause of that loss, while a hazard increases the potential for loss. Static Risk - Ans Results from factors other than changes in the economy (earthquake, floods, etc). They tend to occur with regularity and can be insured.

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FP 512 EXAM WITH 250 REAL EXAM QUESTIONS AND CORRECT ANSWERS (100% CORRECT VERIFIED ANSWERS) 2024 FP 512 LATEST EXAM (NEW!!) If Mega Insurance Company has an A+ Superior rating with A.M. Best Company, what should a planner tell his client about the rating? - ANSWER-An evaluation of the financial strength of an insurance company is best obtained by consulting more than one rating service. The right of an insurer to recover damages from a third party for a loss covered by insurance is...

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2024 FP 512 ACTUAL EXAM TEST BANK WITH 300 EXAM QUESTIONS AND CORRECT ANSWERS WITH DETAILED EXPLANATIONS (100% CORRECT VERIFIED ANSWERS) GRADED A (NEW!!) Which of the following gave states the authority to regulate the insurance industry? - ANSWER-The McCarran-Ferguson Act of 1945 Under the McCarran-Ferguson Act of 1945, insurance is regulated primarily at the state level. The NAIC issues model insurance legislation that individual states are free to adopt if they choose, but the NAIC...

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