Fdcpa test b - Study guides, Class notes & Summaries

FDCPA Test B

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b) 1990 c) 2006 - a)1977

FDCPA Test| Questions and Verified Answers (2024/ 2025) 100% Correct| Grade A Q: True or false: professional debt collectors may refer to legal action as a collection possibility on all size accounts even if their policy is to sue on accounts larger that $250 Answer: False Q: True or false: a collector can demand immediate payment 21 days after the notice is sent Answer: False Q: True or false: collectors may say anything over the telephone that they are prohibited f...

FDCPA Test| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: When must you identify the name of the company you are calling from when speaking with a 3rd party? a. Every time you speak to someone b. When specifically asked by the 3rd party c. Never Answer: b. When specifically asked by the 3rd party Q: When communicating with a consumer, a debt collector: A. Must only communicate with the consumer once unless the debt collector believes the consumer ha...

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...

FDCPA Test with Complete Solutions | Verified & Updated| 7 pages In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - Answer ️️ -a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - Answer ️️ -a) debt collectors Debt collectors are prohibited from contacting debtors by which of the following means? a) Email b) Fax c) Postcard d) Social Media Messaging - Answer ️️ -c) Postcard The FDCPA is a...

FDCPA Test Study Guide| Questions and Verified Answers 100% Correct| Grade A (2024/ 2025) Q: 803. Definitions 15 USC 1692a Q: 803. Bureau Answer: term means the Bureau of Consumer Financial Protection. Q: communication Answer: term means the conveying of information regarding a debt directly or indirectly to any person through any medium Q: consumer Answer: term means any natural person obli- gated or allegedly obligated to pay any debt Q: credi...

FDCPA Test Prep How many times can a debt collector contact a third party to request a location information regarding the consumer? - one what information can you request from a third party? - The consumer's home address, home phone, and place of employment which of the following are right parties with whom can always discuss the debt? a) the consumer's parents b)the consumer's employer c) the consumer's accountant d) the executor of the estate of a deceased - D the FDCPA a...

FDCPA TEST WITH QUESTIONS AND WELL DETAILED ANSWERS[ACTUAL EXAM 100%] In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - CORRECT ANSWER-a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - CORRECT ANSWER-a) debt collectors The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. TRUE FALSE - CORRECT ANSWER-TRUE When ...

FDCPA Test Questions with correct Answers 100% correct In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither a) debt collectors Brainpower Read More Previous Play Next Rewind 10 seconds Move forward 10 seconds Unmute 0:04 / 0:15 Full screen Debt collectors are prohibited from contacting debtors by which of the following means? a) E...