Fcra test - Study guides, Class notes & Summaries

FCRA TEST

Ch 6-(Test 3)-Fair Credit Reporting Act (FCRA)

Ch 6-(Test 3)-Fair Credit Reporting Act (FCRA) Questions and answers/ A negligent action occurs when the employer... - -doesn't know that it is violating the law but should know. A willful action occurs... - -when the er knowingly and intentionally violates the law. adverse action - -any decision made by an employer for employment purposes that negatively affects an employee or applicant After taking adverse action against an employee, the employer must give him/her an adverse action ...

NMLS Test FCRA Overview

Estoppel correct answers The principle by which a person is barred from pursuing a certain course of action or of disputing certain matters; that person's conduct deems permission to pursue unjust. Ethnicity correct answers Traits, background, allegiance, or association. E-verify correct answers Online tool administered through the U.S. Citizenship and Immigration Services (USCIS) and used by employers to verify the validity of documents presented by new hires. Explicit contract correc...

CIPP/US EXAM QUESTIONS WITH CORRECT ANSWERS- LATEST UPDATE 2024 What are 5 elements that must be in a security program under GLBA - Answer-1. Designate an employee to coordinate the safeguards 2. Identify and assess the risks to customer information in each relevant area of the company's operation and evaluate the effectiveness of the current safeguards for controlling those risks 3. Design and implement a safeguard program and regularly monitor and test it 4. Select appropriate service p...

CIPP/US Sample Questions and Answers Graded A Which is the best description of the U.S. legal concept of "preemption"? A. States are prevented by federal law from passing any laws that regulate financial privacy. B. The superior government has the right to supersede the lesser governments' laws. C. State laws supersede federal law in certain areas, such as marketing. D. The EU General Data Protection Regulation (GDPR) takes precedence over U.S. law, federal or state. B. The superior gove...

prep XL test questions, Exam Review Questions and answers, VERIFIED/ The advertisement of mortgage products that Edna is planning to use indicates the number of payments required to pay off a specific loan. This statement is a: Prohibited statement Trigger term Permissible representation if it is accurate Hypothetical only - -Trigger term In an adjustable-rate mortgage loan, recast: Is the time in the loan term where periodic payments must be of sufficient amount to fully amortize the...

Property and Casualty Insurance Test Question Notes with 100% Correct Answers What is a peril? - Correct Answer ️️ -A Peril is a cause of loss What is a hazard? - Correct Answer ️️ -Something that increases the chance of a loss What is the difference between a Moral hazard and a Morale Hazard? - Correct Answer ️️ -Moral Hazard - dishonesty, against the law Morale Hazard - carelessness What is the method of handling risk that involves a deductible? - Correct Answer ️️ - Re...

HUD Housing Counseling Exam accurRental Obstacle + Solutions: Low Income - ANSWER -Some Renters reject people whose Rent would be more than 30% of GMI -Solutions -Apply for Housing Assistance -Expand housing search areas -Get a roommate -Move in w/family or friends Strategies for decreasing expenses and debt - ANSWER Prioritize "needs over "wants" -reduce or eliminate "wants" -cancel or downgrade services(e.g. cable, telephone) -limit miscellaneous spending - stick to a shoppin...