Escrow funding - Study guides, Class notes & Summaries
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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Real Estate Finance I-Champions Final Exam 2024
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Real Estate Finance I-Champions Final 
Exam 2024 
The minimum downpayment on a VA loan is: 
(a) 2% of the sales price 
(b) 0% of the sales price 
(c) 3.75% of the sales price 
(d) 1% of the sales price - CORRECT ANSWER-B 
_________ is the process of creating a new mortgage loan. 
(a) Origination 
(b) Funding 
(c) Underwriting 
(d) Servicing 
* - CORRECT ANSWER-A 
A veteran can have more than one VA loan: 
(a) If the prior VA loan was paid in full and the property disposed of 
(b) The prior VA l...
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Champions Real Estate Finance graded A+ already passed 2023
- Exam (elaborations) • 20 pages • 2023
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Champions Real Estate Finance graded A+ already passed 2023Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers ...
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HAWAII EXAM PRACTICE QUESTIONS & ANSWERS, 100% ACCURATE/ VERIFIED.| latest update 2024/25|
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HAWAII EXAM PRACTICE QUESTIONS & ANSWERS, 100% 
ACCURATE/ VERIFIED. 
Which agency enforces Title II under the Americans with Disabilities Act of 1990, when it relates to state 
and local public housing, housing assistance, and housing referrals? - -Department of Housing and 
Urban Development 
Which task is NOT the responsibility of an escrow officer? 
Determine how earnest money is to be distributed in case of a dispute. 
Manage transaction documents from all parties. 
Prepare closing docume...
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Principles of Real Estate 2 (Exam Review) Questions & Answers(RATED A+)
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Math Calculation - Principal, Interest, and Term - ANSWER Principal: the amount of the loan itself 
 
Interest: money paid at a particular rate for the use of money loaned to a person or entity 
 
Term: the term of the debt obligation(s) 
 
Real Estate Transaction Terminology - ANSWER Funding: process of transferring funds to a title or escrow company for disbursement 
 
Servicing: includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and...
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REAL ESTATE FINANCE 1 - TEXAS, CHAMPIONS SCHOOL OF REAL ESTATE – FINANCE
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Loan Processing - Answer-The process of collecting information about a borrower in order to build a loan file that will be used to make an underwriting decision. 
 
Underwriting - Answer-The process of evaluating a borrowers loan application to determine the risk involved for the lender. 
 
Funding - Answer-The process of transferring funds to a title or escrow company for disbursement. 
 
Servicing - Answer-Sending monthly payment statements and collecting monthly payments, maintaining payment ...
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Real Estate Finance 1 - Texas, Champions School of Real Estate – Finance Latest Update 100% Pass
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Real Estate Finance 1 - Texas, 
Champions School of Real Estate – 
Finance Latest Update 100% Pass 
 
Loan Processing The process of collecting information about a borrower in order to build a 
loan file that will be used to make an underwriting decision. 
 
Underwriting The process of evaluating a borrowers loan application to determine the risk 
involved for the lender. 
 
Funding The process of transferring funds to a title or escrow company for disbursement. 
 
Servicing Sending monthly pa...
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Champions Real Estate Finance Study Guide (Latest 2024/ 2025 Update) 100% Correct Questions and Verified Answers| Grade A
- Exam (elaborations) • 39 pages • 2024
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Champions Real Estate Finance Study Guide (Latest 2024/ 2025 Update) 100% Correct Questions and Verified Answers| Grade A 
 
 
Q: Supply and Demand 
an economic concept that states that the price of a good rises and falls depending on how many people want it and depending on how much of the good is available. 
 
 
 
Q: Funding 
 
 
Answer: 
The process of transferring funds to a title or escrow company for disbursement 
 
 
 
Q: The Safe Act 
 
 
Answer: 
Designed to enhance consumer protection ...
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REAL ESTATE FINANCE ICHAMPIONS EXAM QUESTIONS AND ANSWERS 2024 GRADED A+.
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REAL ESTATE FINANCE ICHAMPIONS EXAM QUESTIONS 
AND ANSWERS 2024 GRADED A+. 
2 / 32 
1. The minimum downpayment on a VA loan is: 
(a) 2% of the sales price 
(b) 0% of the sales price 
(c) 3.75% of the sales price 
(d) 1% of the sales price: B 
2. is the process of creating a new mortgage loan. 
(a) Origination 
(b) Funding 
(c) Underwriting 
(d) Servicing 
*: A 
3. A veteran can have more than one VA loan: 
(a) If the prior VA loan was paid in full and the property disposed of 
(b) The priorVA lo...
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Real Estate Finance I-CHAMPIONS Exam | 60 Questions and Answers.
- Exam (elaborations) • 15 pages • 2024
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Real Estate Finance I-CHAMPIONS Exam | 60 Questions and Answers. 
The minimum downpayment on a VA loan is: 
 
(a) 2% of the sales price 
 
(b) 0% of the sales price 
 
(c) 3.75% of the sales price 
 
(d) 1% of the sales price - Answer- B 
_________ is the process of creating a new mortgage loan. 
 
(a) Origination 
 
(b) Funding 
 
(c) Underwriting 
 
(d) Servicing 
* - Answer- A 
A veteran can have more than one VA loan: 
 
(a) If the prior VA loan was paid in full and the property disposed of ...
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