Dodd f Study guides, Class notes & Summaries

Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) Blanket Mortgage - correct answer Covers more than one piece of property. Wraparound Mortgage - c...

Test Bank for Law and Ethics in the Business Environment 9e 9th Edition by Terry Halbert, Elaine Ingulli. Full Chapters test bank included CHAPTER 1 Law, Ethics, & Business: An Introduction Freedom versus Responsibility: A Duty to Rescue? Yania v. Bigan (Pennsylvania, 1959) Justifying the “No Duty to Rescue” Rule ■ John Stuart Mill, “On Liberty” Radical Change? ■ Steven J. Heyman, “The Duty to Rescue: A Liberal-Communitarian Approach” Podias v. Mairs (New Jersey, 200...

Which of the following is usually defined as the most probable price a property would bring in normal market conditions? correct answers Market value The Appraisal Foundation includes which of the following independent boards? correct answers The Appraisal Standards Board Appraisals are usually required whenever property is: correct answers bought or sold. In 2010, the government's solution to the disintegration of the housing market and financial crisis was to enact the: correct answe...

If an agent of a broker-dealer registers in State F in early November, when will their registration expire and need to be renewed? December 31st of that same year. State registration for all securities professionals expires on December 31st following the date of registration. Who is responsible for administering the Investment Advisers Act of 1940? The SEC is responsible for administering the IAA of 1940. Since the IAA of 1940 is federal law, it doesn't come under the jurisdiction of t...

Mission Statement - Answer- Delta Sigma Theta Sorority, Inc is an organization of college educated women committed to constructive development of its members and to public service with a primary focus on the Black community What convention was Grand Chapter created - Answer- First National Convention in 1919 What group is Jewel Temperance dedicated - Answer- National Staff What was the purpose of the National Vigilence Committee - Answer- To Keep in tough with political and civic activi...

What is the mission statement? - ANSWER Delta Sigma Theta Sorority, Inc. is an organization of college educated women committed to constructive development of its members and to public service with a primary focus on the black community. What Convention was the Grand Chapter established? - ANSWER First national convention What was the purpose of the National Vigilance Committee? - ANSWER To keep in touch with the political and civic activities of the country as they affected the negro race...

Appraiser correct answers Person who values property in a competent, objective and impartial manner. Collateral correct answers Property pledged to secure a loan. Retrospective Appraisal correct answers Looks at the value of property in the past. Market Value correct answers Most. Probable price a property would bring in normal market conditions. Price correct answers Amount of money paid for a property. AQB correct answers Appraisal Qualification Board. Establishes minimum educat...

If an agent of a broker-dealer registers in State F in early November, when will their registration expire and need to be renewed? correct answers December 31st of that same year. State registration for all securities professionals expires on December 31st following the date of registration. Who is responsible for administering the Investment Advisers Act of 1940? correct answers The SEC is responsible for administering the IAA of 1940. Since the IAA of 1940 is federal law, it doesn't come u...

In digital communication, ____ is the ability of a marketer to identify customers before they make a purchase. correct answers addressability What is true of both conventional marketing and digital marketing? correct answers Both have to achieve the right marketing mix What has led to the rise of consumer-generated information? correct answers Consumers tendency to trust other consumers over corporations Paul wants to buy a new car. What is he most likely to consider when making his dec...

Study Guide for DEOMI final exam The creation of an equitable and inclusive environment that enhances the contribution of all members to fulfill the organization's mission where differences are recognized, understood, and valued; and is accomplished through communication, education, policies, programs, selection, retention, mentoring, leadership, and individual accountability - CORRECT ANSWER-- Diversity Management - What is the Definition of diversity management according to Military...