Capital adequacy - Study guides, Class notes & Summaries

Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? - correct answer The Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? - correct answer First Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Boom in Australian property market in 1800s led to Banking crisis...

NCRM CERTIFICATION EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+ The NCUA exam is considered a ______ focused exam to meet its statutory obligation to oversee FICU's - -Risk based exam What is the NCUA rating system called? - -CAMELS What does CAMELS stand for? - -Capital adequacy Asset quality Management Earnings Liquidity Sensitivity to market risk When does the new CAMELS rating go into effect? - -April 1, 2022 The CAMELS rating is used for evaluating the soundness of CU's, the d...

RSK4804 Assignment 2 2023 100% TRUSTED workings, explanations and solutions. For assistance call or whatsapp us on +25477 954 0132 . Question 1 [15] In recent years, there has been quite a buzz about credit default swaps. The turn of events following the 2008 Global Financial crisis became a test of the systems that settle credit default swaps. 1. Define credit default swaps (CDS) and why they are necessary. (4) 2. What are advantages and disadvantages of CDS? (5) 3. Walvis Corporation ...

What is a covariance adjustment? - correct answer A mathematical adjustment used to reduce the aggregate amount of RBC in recognition of the fact that the surplus risk will not be simultaneously impaired by reductions in all risks at the same time There are 4 main areas of risk that the NAIC's RBC Ratio focuses on. What are they? - correct answer Asset risk, business risk, interest rate risk, and ...

Three Broad Government Spending Purposes - Answer 1) Current Operations 2) Capital Outlays 3) Debt Service Present Value Analysis - Three Components - Answer Determines what $$ Rec'd in Future is Worth Today 1) inflation component - year over year loss in value 2) enterprise component - inherent risk 3) unique component - Budget Accounting and Procedures Act of 1950 - Answer Requires the head of each federal agency to establish and maintain I/C's. Federal Managers Financial Int...

CQIB Test Bank 2023 Questions and Answers with complete solution Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? The Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? First Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Boom in Australian property mark...

UCE Exam Questions & Answers 2024/2025 We are well capitalized, why are we not rated a 1 or 2? - ANSWERS12 CFR 6 Prompt Corrective Action (PCA) places restrictions on deteriorating capital ratios to resolve problems at institutions at the least possible long-term cost to the deposit insurance fund and does not consider risk. 12 CFR 3 is the regulation for determining capital adequacy based on your risk profile. Some examples of needed higher capital ratios include having excessive concentra...

A.R.M. 400 Exam Practice Exam 2023 With Correct Answers… When communicating a decision up the organization's chain of command, consulting with outside experts can help a risk management professional do which one of the following? A. Seek feedback from stakeholders B. Stay focused on the organization's objectives C. Define the organization's risk appetite D. Enhance stakeholders' confidence in the process D Which of the following risk management program goals is an essential goal f...

Purpose of financial reporting Answer: Communicate financial results to the stakeholders Financial reports help stakeholders & regulators: Answer: 1. Track the company's financial performance 2. Compare the company's performance 3. Make informed financial decisions Accounting principles prescribed by the State Regulators Answer: Statutory Accounting Principles (SAP) Main reason that SAP rules are conservative Answer: Main focus of the regulators is to...

CQIB Study Cards SET TEST QUESTIONS AND CORRECT ANSWERS Which regulator makes and enforces rules which govern the capital adequacy of Australian Banks? - ANSWER : The Australian Prudential Regulation Authority - APRA What events occurred in the Banking Industry in 1800s and early 1900s? - ANSWER : First Bank in Australia was Bank of NSW, Established in 1817 Sydney. Discovery of gold in 1851 led to minting of Australia's own gold coins spurring development of Banking. Bo...