Alienation clause - Study guides, Class notes & Summaries
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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LPL4804 PORTFOLIO MEMO - OCT./NOV. 2023 - SEMESTER 2 - UNISA - DUE 16 OCTOBER 2023 - DETAILED ANSWERS WITH FOOTNOTES & BIBLIOGRAPHY- DISTINCTION GUARANTEED!
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LPL4804 PORTFOLIO MEMO - OCT./NOV. 2023 - SEMESTER 2 - UNISA - DUE 16 OCTOBER 2023 - DETAILED ANSWERS WITH FOOTNOTES & BIBLIOGRAPHY- DISTINCTION GUARANTEED! 
 
Question1 
1.1. 
Explain why deeds that are lodged for execution in South Africa's deeds registry are linked? 
 
1.2 What is a conveyancer? 
 
1.3. 
Who may legally sign the preparation certificate of a certificate of registered title? 
 
1.4. 
Under what circumstances may the state be held liable for a loss incurred by 
an innocent th...
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REAL ESTATE FINANCE PRACTICE EXAM NEW SOLUTION 2023 COMPLETE EXAM UPDATE
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A __________ is a permanent change in one or more of the terms of a borrower's loan. 
Loan Qualification 
Loan Modification 
Loan Approval 
Loan Origination - ANS IS Loan Modification 
What time period must borrowers have in job history with the same employer to qualify? 
2 months 
6 months 
1 year 
2 years - ANS IS 2 years 
Unscrupulous actions carried out by a lender to entice, induce and/or assist a borrower 
in taking a mortgage that carries high fees, a high interest rate, strips the borro...
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ASREB SCHOOL EXAM QUESTIONS AND ANSWERS
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ASREB SCHOOL EXAM QUESTIONS AND ANSWERS 
 
When a tenant moves out of a rental unit due to an electrical fire that was not their fault this would be called? 
Constructive eviction 
A property manager is considered what type of agent? 
General agent 
If a dwelling is damaged or destroyed by fire how many days must the tenant give the landlord to terminate the rental agreement? 
14 
A real estate broker is normally what type of agent? 
Special 
A broker's duty to a third party would be: 
Honesty ...
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Champions real estate finance Exam Questions with Verified Answers
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mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
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RealEstateU- Texas Law of Contracts
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At a closing Buyer Betsy and George were provided a deed to transfer the property to them from the seller. What type of deed would Buyer Betsy and George most likely receive from the seller at closing if there were no issues at all with the title of the property? - Answer- General Warranty Deed 
 
When transferring the property to Buyer Betsy and George the seller would need to sign the deed as the ______ and Buyer Betsy and George would need to sign the deed as ________? 
 
A. Grantor/Grantee 
...
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NMLS Exam Questions and Answers 100% Accurate
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NMLS Exam Questions and Answers 100% Accurate 
 
NMLS Exam Questions and Answers 100% Accurate 
 
NMLS Exam Questions and Answers 100% Accurate 
 
NMLS Exam Questions and Answers 100% Accurate 
 
Acceleration Clause - ANSWER-Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - ANSWER-Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraise...
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Real Estate NJ Test with Questions and Correct Answers| Graded to Pass
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A home is being purchased for $275,000. The buyer agrees to an 80% loan with the seller paying $5,000 of the buyer's closing costs. What amount will the ... - $55,000 
 
A national company desires a parcel of land which must be four times the size of its proposed building. If the building design includes 20,000 square feet .... - B) 2 acres 
 
A salesperson is convicted of a crime which involved activities as a real estate licensee. The Commission obtains a certified copy of the .... Acco...
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NMLS Exam Correct Questions & Answers(Latest Update 2023/2024)
- Exam (elaborations) • 31 pages • 2023
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Acceleration Clause - ANSWER Allows lenders to demand payment in full if the borrower defaults on the loan (can be construed as predatory lending) 
 
Alienation Clause (Due on Sale Clause) - ANSWER Says you must repay your mortgage if you sell your home to a new owner (loan is not assumable) 
 
Appraiser Independance Requirements replaced HVCC - ANSWER home valuation code of conduct 
 
Due on Demand Clause - ANSWER (Considered a predatory practice) The lender can demand repayment of the loan in ...
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Arizona Real Estate Practice | 680 Questions with 100% Correct Answers | Verified | Latest Update 2024
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Within how many days after property transfer shall a buyer submit a completed transfer form and file 
with ADEQ - 15 days 
An example of involuntary alienation is where title to real estate passes by: - Sheriff's deed 
What event will create an involuntary life estate? - Dower interest becoming cohate 
A valid warranty deed must contain all of the following elements, except: - Signed by grantee 
The clause in a deed which sets forth or limits the extent of the interests in the title being conve...
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