Xinnix ground - Study guides, Class notes & Summaries
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Xinnix Ground School Exam Questions with Correct Answers
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Flipping is a scheme where several people each purchase a property within the neighborhood and then sell the properties to one another, inflating the price of the home with each sale. Correct Answer False 
 
YTD paystubs will be requires from a borrower that is self-employed (schedule C) Correct Answer False 
 
A borrower requesting a jumbo loan will qualify for an agency loan Correct Answer False 
 
Trailing spouse income can be used for qualifying purposes. Correct Answer False 
 
The followin...
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Xinnix Ground School Exam Questions and Solutions
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Xinnix Ground School Exam Questions and Solutions
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Xinnix Ground School Mortgage Final Exam Questions And Answers Rated A+ New Update Assured Satisfaction
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Desktop Underwriting (DU) would result in a decision of Approve/Ineligible on a loan with excellent 
credit which qualifies as a jumbo loan program. - True 
All of the following documents must be provided by the builder to the mortgage company on an FHA 
new construction loan prior to the loan being cleared to close EXCEPT: - Appraisal Certificate 
A borrower's brother would like to give her money to help towards the down payment of her new house. 
This would be considered.... - A gift from a r...
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Xinnix Ground School Questions and answers latest update 2024
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Xinnix Ground School Questions and answers latest update 2024
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Xinnix Ground School Exam Questions and Answers 100% Pass
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Xinnix Ground School Exam Questions and 
Answers 100% Pass 
Flipping is a scheme where several people each purchase a property within the 
neighborhood and then sell the properties to one another, inflating the price of the home 
with each sale. - Answer- False 
YTD paystubs will be requires from a borrower that is self-employed (schedule C) - 
Answer- False 
A borrower requesting a jumbo loan will qualify for an agency loan - Answer- False 
Trailing spouse income can be used for qualifying purp...
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Xinnix Ground School Graded A+ QUESTIONS $ANSWERS 2023.
- Exam (elaborations) • 27 pages • 2023
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Xinnix Ground School Graded A+ 
QUESTIONS $ANSWERS 2023. 
Flipping is a scheme where several people each purchase a property within the neighborhood and 
then sell the properties to one another, inflating the price of the home with each sale. False 
YTD paystubs will be requires from a borrower that is self-employed (schedule C) False
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Xinnix Ground School Exam Questions And Answers @ 2024
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Xinnix Ground School Exam Questions And Answers @ 2024...
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Xinnix Ground School Questions and Answers Already Graded A
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Xinnix Ground School Questions and 
Answers Already Graded A 
first-time homebuyer - Answer ️️ -Someone who has never owned a home 
Move-up homebuyer - Answer ️️ -Currently owns, or has previously owned a home and is 
looking to move up in price, location, size, etc. 
Relocation Homebuyer - Answer ️️ -Purchasing a new home in a different city or state due to 
job transfer or personal desire 
Affluent homebuyer - Answer ️️ -Well seasoned in home buying process. Knowledgeable, 
fin...
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Xinnix Ground School Mortgage Final Exam Questions and Answers 100% Pass
- Exam (elaborations) • 9 pages • 2024
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On an FHA loan the upfront MIP should be included when calculating cash-to-close. False 
The borrower must have 5% of their own funds when putting 15% down on a primary residence. 
(FNMA) False 
A 3-Year ARM adjusts every 3 years True 
A Loan Officer can locate the summary of the eligibility requirements for a loan to be sold to a 
specific lender/investor in the lender specs. False 
A HELOC loan has an interest only payment True 
A borrower paid semi-monthly and a borrower paid bi-weekly have t...
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Xinnix Ground School/ XINNIX GROUND SCHOOL (ACTUAL) LATEST 2024
- Exam (elaborations) • 41 pages • 2024
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Flipping is a scheme where several people each 
purchase a property within the neighborhood and 
then sell the properties to one another, inflating the 
price of the home with each sale. - ANSWER-False 
YTD paystubs will be requires from a borrower that 
is self-employed (schedule C) - ANSWER-False
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