Xinnix final Study guides, Class notes & Summaries
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Xinnix Final Exam Questions and Answers 100% Pass
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Xinnix Final Exam Questions and 
Answers 100% Pass 
On an FHA loan the upfront MIP should be included when calculating cash-to-close. - 
Answer- False 
The borrower must have 5% of their own funds when putting 15% down on a primary 
residence. (FNMA) - Answer- False 
A 3-Year ARM adjusts every 3 years - Answer- True 
A Loan Officer can locate the summary of the eligibility requirements for a loan to be 
sold to a specific lender/investor in the lender specs. - Answer- False 
A HELOC loan has an ...
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Xinnix Final Exam Questions and Answers with Verified Solutions
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A veteran has the ability to transfer a portion of their entitlement to another veteran. False 
1. Gross rent may be considered effective income when an applicant is planning to rent their 
current residence after closing on the purchase of their new home. False 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
Debt: $700 car payment, $375 student loan ($2,250 balance), $170 credit card payments ($1,530 
balance No 
YTD pay...
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XINNIX FINAL EXAM 2023|UPDATED&VERIFIED|100% SOLVED|GUARANTEED SUCCESS
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XINNIX FINAL EXAM 2023|UPDATED&VERIFIED|100% SOLVED|GUARANTEED SUCCESS
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Xinnix Final Exam Questions with 100% Correct Answers Bundled Package
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Xinnix Final Exam Questions with 100% Correct Answers
Xinnix Ground School Mortgage Final Exam Questions with Correct Answers
XINNIX Flight School Exam Questions with 100% Correct Answers
Xinnix Flight School Study Cards Questions with Correct Answers
Xinnix Ground School Exam Questions with Correct Answers

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Xinnix Final Completed 2023.
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Xinnix Final Completed 2023.
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Xinnix Final Questions with complete solution 2023
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Xinnix Final Questions with complete solution 2023 
 
A veteran has the ability to transfer a portion of their entitlement to another veteran. - correct answer False 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. - correct answer False 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly
-
XINNIX FINAL|UPDATED&VERIFIED|100% SOLVED|GUARANTEED SUCCESS
- Exam (elaborations) • 20 pages • 2023
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XINNIX FINAL|UPDATED&VERIFIED|100% SOLVED|GUARANTEED SUCCESS
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Xinnix Final Questions with correct Answers
- Exam (elaborations) • 15 pages • 2023
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Xinnix Final Questions with correct Answers 
A veteran has the ability to transfer a portion of their entitlement to another veteran. 
False 
 
 
 
1. Gross rent may be considered effective income when an applicant is planning to rent their current residence after closing on the purchase of their new home. 
False 
 
 
 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
 
Debt: $700 car payment, $375 student loan ($2,250 bala...
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Xinnix Final Exam | 125 Questions with 100% Correct Answers | Updated and Verified | 21 Pages
- Exam (elaborations) • 21 pages • 2023
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On an FHA loan the upfront MIP should be included when calculating cash-to-close. - False 
The borrower must have 5% of their own funds when putting 15% down on a primary residence. 
(FNMA) - False 
A 3-Year ARM adjusts every 3 years - True 
A Loan Officer can locate the summary of the eligibility requirements for a loan to be sold to a 
specific lender/investor in the lender specs. - False 
A HELOC loan has an interest only payment - True 
A borrower paid semi-monthly and a borrower paid bi-wee...
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Xinnix Final Exam Study Guide | 185 Questions with 100% Correct Answers | Updated and Verified | 27 Pages
- Exam (elaborations) • 27 pages • 2023
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A veteran has the ability to transfer a portion of their entitlement to another veteran. - False 
1. Gross rent may be considered effective income when an applicant is planning to rent their 
current residence after closing on the purchase of their new home. - False 
Based on the following scenario, does the borrower qualify within FNMA guidelines? 
PITI: $1,725 monthly 
Income: $7,000 
Debt: $700 car payment, $375 student loan ($2,250 balance), $170 credit card payments ($1,530 
balance - No 
Y...
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